The top-rated home insurance agent in San Angelo, Texas is Tim Smith - State Farm Insurance Agent, rated 5.0 stars across 647 reviews. Other highly rated options include Freeway Insurance, SAN ANGELO INSURANCE, PK Kelley Insurance Agency, LLC. This directory lists 20 home insurance agents serving San Angelo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Smith - State Farm Insurance Agent | 4117 College Hills Blvd | (325) 942-8629 |
| 2 | Freeway Insurance | 2706 Sherwood Way | (325) 933-2396 |
| 3 | SAN ANGELO INSURANCE | 1102 N Chadbourne St | (325) 658-2790 |
| 4 | PK Kelley Insurance Agency, LLC | 2009 W Beauregard Ave | (325) 224-8000 |
| 5 | Nationwide Insurance: Melisa Copeland Strickland | 2901 Sherwood Way Ste 120 | (432) 366-8888 |
| 6 | Santa Angela Insurance | 3426 Sherwood Way Suite E | (325) 777-3278 |
| 7 | Texas Select Insurance Group | 502 S Koenigheim St Ste 2H | (325) 777-1772 |
| 8 | Pronto Insurance | 2013 S Bryant Blvd | (325) 227-4665 |
| 9 | Cecil A. Ross Investment & Insurance Group | 5301 Knickerbocker Rd Ste 110 | (325) 949-3200 |
| 10 | Goosehead Insurance - Shelly Workman | 3115 TX-306 Loop Ste. 100 | (325) 227-6932 |
Tim Smith - State Farm Insurance Agent serves San Angelo, Texas, offering home insurance policies to local homeowners. The agency discusses coverage options tailored to different property types, including structures and personal belongings. Common protections against weather-related risks, such as hail and wind damage, are addressed through personalized consultations. Claim assistance is provided to help navigate the process after a loss. Specific services handled include personal liability coverage and dwelling protection policies.
Freeway Insurance serves the San Angelo, Texas, area as a home insurance agent. This agency assists local homeowners in obtaining coverage that protects their property against common regional risks like severe weather. Clients can expect guidance in selecting appropriate insurance policies for their individual needs and budgets. The company handles services such as finding the right homeowners insurance package and arranging protection for personal belongings within the home.
SAN ANGELO INSURANCE provides a range of home insurance options for property owners in the San Angelo, TX area. Its services include helping clients select policies that protect against common regional risks. The company offers ongoing policy maintenance and review, ensuring coverage can be adjusted as needs change. It services a variety of local property types, including single-family homes, apartments, retail spaces, and restaurants.
PK Kelley Insurance Agency, LLC serves homeowners in and around San Angelo, TX, providing home insurance policies that help protect residential property and personal assets. The company assists clients in selecting coverage tailored to individual needs and local risk factors common in the region. Its work involves explaining various policy options, deductibles, and coverage limits to help customers make informed decisions for their homes. Beyond the San Angelo city limits, PK Kelley Insurance Agency, LLC also serves homeowners in the nearby community of Wall.
Serving San Angelo, Texas, and the surrounding communities, Nationwide Insurance: Melisa Copeland Strickland provides home insurance agent services for local homeowners. The agency processes standard residential policies, helping clients protect their property and personal belongings against common regional risks like storms and fire. For a typical job, the agency begins by reviewing coverage needs and comparing policy options suited to the property’s specific characteristics.
A home insurance agency may offer both one-time policy setups for new homeowners and recurring coverage adjustments for current clients. Santa Angela Insurance in San Angelo, TX assists with policies that guard a dwelling, personal property, and liability against common regional risks. Year-round protection can be tailored to fit specific home and budget needs. This service runs on a scheduled basis, with annual reviews and updates provided as coverage requirements change.
Texas Select Insurance Group specializes in home insurance policies tailored for the San Angelo area, protecting property from local weather risks and structural damages. It assists clients in selecting appropriate coverage limits and deductibles. Rain, hail, and high winds are common in West Texas, so the agency provides guidance on policies that cover the costly roof repairs and interior water damage that often follow severe spring storms.
Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.
As spring storms roll across the Concho Valley, Cecil A. Ross Investment & Insurance Group works with homeowners in San Angelo to review their policies for adequate wind and hail coverage. The firm assists residents in understanding how local weather patterns may affect deductibles and dwelling limits. Their process for a new home insurance policy begins with a thorough walkthrough of the property, assessing roofing, siding, and structural conditions to determine replacement costs. An initial on-site inspection establishes the basis for coverage recommendations.
What Does a a Home Insurance Agent in San Angelo Cost?
The average cost of homeowners insurance in Texas is around 1800 to 2500 dollars per year for a standard policy but rates vary widely. In San Angelo factors like your homes age roof condition and distance from a fire station affect the premium. A typical policy might cost 1500 to 3000 dollars annually depending on coverage limits and deductible. This is general information and not insurance advice.
About home insurance agents in San Angelo
A home insurance agent in San Angelo Texas can help you find a policy that meets state requirements and protects your property. Texas law does not require homeowners insurance but mortgage lenders usually do. Agents in San Angelo understand local risks like hail storms and flash flooding common to the Concho Valley.
Frequently Asked Questions
What does a home insurance agent in San Angelo do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain Texas specific policy terms like HO A B C and D forms. They also assist with filing claims and updating your coverage as needed.
Do I need home insurance in Texas?
Texas state law does not require homeowners insurance but your mortgage lender will almost always require it. Without a mortgage you can choose to go without coverage but that is risky especially with severe weather common in San Angelo. An agent can help you decide on the right level of protection.
How do Texas insurance laws affect my policy?
Texas has a 2 year statute of limitations for filing a lawsuit related to a homeowners insurance claim. The Texas Department of Insurance regulates rates and policy forms. Your agent can explain how these laws affect your coverage and claims process.