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Find Home Insurance Agents Near You in Royse City, TX

Browse home insurance agents serving Royse City, Texas. Updated 2026-07-14.

The top-rated home insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 126 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 16 home insurance agents serving Royse City.

Showing 16 home insurance agents in Royse City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Hargrave - State Farm Insurance Agent109 W Main St A(972) 635-9995
2Dominic Schillace - State Farm Insurance Agent1101 W Interstate 30 Suite 104(972) 635-8458
3Farmers Insurance - Khristopher Vancil5196 TX-276(214) 308-6508
4Bob Ellis Insurance Services-Independent Insurance Agency115 FM 2453, 2661 FM 35 C(972) 636-9491
5TWFG Caldwell Insurance403 S Elm St(972) 635-6772
6Mark's Insurance2994 FM551(972) 373-4496
7Texas Farm Bureau Insurance - Chris Cromer7320 FM 35(972) 635-6464
8Terry Hayden: Allstate Insurance4864 TX-276(972) 722-0025
9Fast Checker Insurance Agency4868 TX-276(972) 954-9071
10Farmers Insurance - Patrick Raines422 I-30 Ste I(972) 722-7496
KH
109 W Main St A
Kari Hargrave - State Farm Insurance Agent
Home Insurance Agent · Royse City, TX

Kari Hargrave - State Farm Insurance Agent serves Royse City, Texas, and the surrounding area. This agency provides home insurance policies to protect local homeowners from common property risks. They advise clients on coverage options that address dwelling protection and liability. The team assists with claims filing and policy adjustments. The office handles specialty coverages such as flood insurance and personal property endorsements.

DS
1101 W Interstate 30 Suite 104
Dominic Schillace - State Farm Insurance Agent
Home Insurance Agent · Royse City, TX

Dominic Schillace - State Farm Insurance Agent in Royse City, TX, provides a range of home insurance services, including coverage for dwelling structures, personal property, and liability protection. Policyholders can set service or maintenance plans for regular policy reviews and updates to ensure coverage aligns with current needs. The agent serves a variety of properties, working with single-family homes, apartments, retail spaces, and restaurants.

FI
5196 TX-276
Farmers Insurance - Khristopher Vancil
Home Insurance Agent · Royse City, TX

Farmers Insurance - Khristopher Vancil serves Royse City, Texas, and the surrounding communities, handling a range of home insurance policies for local homeowners. The agency works with clients to address coverage for the structure, personal belongings, and liability protection tailored to residential needs in the area. For a typical job, it assesses the property risks and discusses coverage options with the homeowner before finalizing an appropriate policy plan.

BE
115 FM 2453, 2661 FM 35 C
Bob Ellis Insurance Services-Independent Insurance Agency
Home Insurance Agent · Royse City, TX
TC
403 S Elm St
TWFG Caldwell Insurance
Home Insurance Agent · Royse City, TX

Some home insurance needs arise from a one-time policy switch, while others require scheduled annual reviews to adjust coverage as property values change. TWFG Caldwell Insurance in Royse City, TX helps clients evaluate dwelling, personal property, and liability protection for their homes. The agent discusses policy options based on local weather risks and typical property types in the area. Services for customers generally run on an as-needed basis, available whenever a client requests a quote or policy update.

MS
2994 FM551
Mark's Insurance
Home Insurance Agent · Royse City, TX

As a home insurance agent in Royse City, Texas, Mark's Insurance specializes in tailoring policies to cover standard dwelling protection and personal property. The agency also assists clients in navigating liability coverage and additional living expenses after a covered loss. With the region’s volatile spring storm season approaching, the agency helps homeowners understand how to secure proper protection for wind and hail damage caused by severe Texas weather.

TF
7320 FM 35
Texas Farm Bureau Insurance - Chris Cromer
Home Insurance Agent · Royse City, TX

After spring storms bring hailstorms to Royse City, homeowners often face the task of assessing roof damage and filing claims for replacement. Texas Farm Bureau Insurance - Chris Cromer meets this recurring need by specializing in home insurance that covers wind and hail perils common across the area. Their service includes reviewing a home's structure for risks and helping clients understand their policy’s dwelling and personal property coverage. This protection process begins with scheduling an inspection to evaluate the property’s specific vulnerabilities before finalizing a plan.

TH
4864 TX-276
Terry Hayden: Allstate Insurance
Home Insurance Agent · Royse City, TX

Terry Hayden: Allstate Insurance provides home insurance guidance to residents of Royse City, Texas, helping them protect their dwellings against common perils such as fire, storms, and theft. For additional security, the agency can arrange specialty coverages, including scheduled personal property riders for valuables like jewelry and electronics, plus sewer backup protection. Beyond residential policies, this agency is equipped to serve commercial sectors, offering coverage needs for local offices, warehouses, and food service establishments.

FC
4868 TX-276
Fast Checker Insurance Agency
Home Insurance Agent · Royse City, TX

Fast Checker Insurance Agency in Royse City, TX provides residential home insurance solutions for local homeowners, helping them protect their property against common regional risks. The agency also offers commercial coverage options to serve small business owners in the surrounding areas. Their service area includes Royse City and nearby communities in the region. After an initial policy setup or annual review, agents remain available for follow‑up questions or adjustments to coverage between regular renewal visits.

FI
422 I-30 Ste I
Farmers Insurance - Patrick Raines
Home Insurance Agent · Royse City, TX

Farmers Insurance - Patrick Raines is a home insurance agent in Royse City, TX, recognized for providing personalized coverage options. The agency offers standard homeowners policies that protect against common perils such as fire, theft, and weather damage. Additionally, it helps clients understand deductibles and liability coverage through clear, local guidance. For those seeking extra protection, the agency can add on an umbrella liability policy for broader financial security beyond a standard home plan.

HI
512 Timberhaven Terrace
Herald Insurance Group Medicare Plans
Home Insurance Agent · Royse City, TX
(214) 395-5011
heraldins.com
RO
118 E Main St #100
Ron Olson: Allstate Insurance
Home Insurance Agent · Royse City, TX
(972) 636-7955
agents.allstate.com/ron-olson-royse-city-tx1.html
KI
9459 FM 35
Kuykendall Insurance
Home Insurance Agent · Royse City, TX
(972) 635-6255
kuykendall-insurance.com
EG
3723 FM551
Endeavor General Agency LLC
Home Insurance Agent · Royse City, TX
(972) 772-1820
TF
7320 FM 35
Texas Farm Bureau Insurance Company
Home Insurance Agent · Royse City, TX
(972) 635-6464
txfb-ins.com
MI
106 E Main St
Mahaffey Insurance Agency LLC
Home Insurance Agent · Royse City, TX
(469) 707-3063
mahaffeyins.com

What Does a a Home Insurance Agent in Royse City Cost?

Typical home insurance costs in Texas range from about 1,500 to 3,500 per year for a standard policy. Factors like roof age deductible amount and coverage limits affect the final price. In Royse City rates may be higher due to hail and windstorm risks. This is general information and not insurance advice.

About home insurance agents in Royse City

Home insurance agents in Royse City Texas help property owners find coverage that meets Texas specific requirements. Texas law does not mandate home insurance but mortgage lenders usually require it. Local agents can explain policy options for windstorm and hail damage common in the region.

Frequently Asked Questions

What does a home insurance agent in Royse City do?

A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and Texas specific endorsements like water backup or ordinance and law coverage. They also assist with claims and policy changes.

Do I need home insurance in Royse City Texas?

Texas state law does not require home insurance. However most mortgage lenders require a policy that covers at least the loan amount. Without insurance you risk paying out of pocket for damage from fire storms or theft.

What factors affect home insurance cost in Royse City?

Costs depend on your homes age construction type location and claims history. In Texas insurance companies also consider the homes proximity to fire stations and the local crime rate. A local agent can provide quotes based on your specific situation.

Home Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.