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Find Home Insurance Agents Near You in Richardson, TX

Browse home insurance agents serving Richardson, Texas. Updated 2026-07-14.

The top-rated home insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,181 reviews. Other highly rated options include Insurance Source Of Dallas, Erick Martinez - State Farm Insurance Agent, Farmers Insurance - Lane Hamilton. This directory lists 20 home insurance agents serving Richardson.

Showing 20 home insurance agents in Richardson, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rodriguez Insurance Agency LLC901 Waterfall Way #701(972) 528-6695
2Insurance Source Of Dallas888 S Greenville Ave Ste 134(972) 907-1100
3Erick Martinez - State Farm Insurance Agent2107 W Buckingham Rd(214) 556-2092
4Farmers Insurance - Lane Hamilton2113 E Arapaho Rd(469) 802-6595
5Insurance of DFW1056 E Belt Line Rd(469) 518-9695
6Patel Insurance Agency: Allstate Insurance1701 N Collins Blvd Ste 336(972) 231-6500
7Decisive Insurance Agency2100 N Greenville Ave ste 203(214) 730-0391
8Farmers Insurance - Cindy Montgomery1350 E Arapaho Rd #226(972) 671-7039
9My Pham Agency1320 E Belt Line Rd(214) 483-9494
10Basha Insurance1001 S Sherman St ste 100D(972) 677-7770
RI
901 Waterfall Way #701
Rodriguez Insurance Agency LLC
Home Insurance Agent · Richardson, TX

Rodriguez Insurance Agency LLC serves the Richardson, Texas, area as a home insurance agent. The company helps homeowners find coverage for their property, including protection against common local risks such as hail and wind damage. It offers policies that cover a dwelling’s structure and personal belongings. Clients can discuss standard and comprehensive homeowners plans. The agency specifically addresses binding new policies and assisting with claims related to storm or water damage.

IS
888 S Greenville Ave Ste 134
Insurance Source Of Dallas
Home Insurance Agent · Richardson, TX

Insurance Source Of Dallas offers a full range of home insurance services for property owners in the Richardson, TX area. It helps clients select appropriate coverage limits and navigate policy options to protect their investments against common local risks. The agency provides supporting documentation and processes renewals to maintain continuous protection. It also assists with adjustments to policies when clients renovate or purchase new furnishings. The firm services single-family homes, apartments, retail locations, and restaurant properties.

EM
2107 W Buckingham Rd
Erick Martinez - State Farm Insurance Agent
Home Insurance Agent · Richardson, TX

Erick Martinez - State Farm Insurance Agent provides coverage solutions for homeowners, renters, and property managers across the Richardson area. The agency helps clients protect their residences and financial interests with standard policies and risk consultations. Services include customizing deductible options, assessing liability needs, and reviewing coverage for personal property. This location also serves residents in the nearby communities of Garland and Plano within the greater Dallas-Fort Worth metroplex.

FI
2113 E Arapaho Rd
Farmers Insurance - Lane Hamilton
Home Insurance Agent · Richardson, TX

Serving Richardson, TX, and the surrounding communities, Farmers Insurance - Lane Hamilton handles home insurance agent needs, including coverage options for property damage, liability, and personal belongings. It works with clients to address both homeowners and renters policies, helping to protect against common regional weather events. A typical job involves evaluating individual property risks, discussing available policy features, explaining deductibles, and tailoring a coverage plan that fits the client’s specific budget and protection requirements.

ID
1056 E Belt Line Rd
Insurance of DFW
Home Insurance Agent · Richardson, TX

Insurance of DFW, a home insurance agent in Richardson, TX, offers both a one-time policy purchase for a single coverage period and a recurring service option that renews the policy annually. Coverage is designed to protect a home’s structure, personal belongings, and liability against common local perils, with the standard term lasting twelve months. Service runs on a scheduled, annual basis at each renewal, though an as-needed consultation is always available upon request.

PI
1701 N Collins Blvd Ste 336
Patel Insurance Agency: Allstate Insurance
Home Insurance Agent · Richardson, TX

Patel Insurance Agency: Allstate Insurance specializes in structuring homeowners policies to protect single-family residences. It also provides guidance on standard coverage options for local property owners in Richardson, Texas. The agency works to match each home with the appropriate level of protection against common regional risks. During the spring storm season, it helps clients review their deductibles and policies to ensure adequate coverage for hail and wind damage.

DI
2100 N Greenville Ave ste 203
Decisive Insurance Agency
Home Insurance Agent · Richardson, TX

When winter storms or spring hailstorms threaten homes in Richardson, Decisive Insurance Agency offers protection with home insurance policies tailored to local risks. As a dedicated home insurance agent, the company helps property owners navigate coverage for roof damage, plumbing freezes, and wind-related claims common across the Dallas-Fort Worth area. They work to match each policy to the specific square footage, construction type, and age of the house rather than offering generic plans. An initial inspection and walkthrough of the property features provides a firm foundation for the assessment.

FI
1350 E Arapaho Rd #226
Farmers Insurance - Cindy Montgomery
Home Insurance Agent · Richardson, TX

As a home insurance agent, Farmers Insurance - Cindy Montgomery assists property owners in the Richardson, TX area with standard dwelling coverage and associated liability protection. Specializing in add-on endorsements, the agency can help customize policies with valuable provisions for personal property replacement cost or water backup of sewers and drains. Serving diverse commercial sectors, this agent can address coverage needs for general offices, warehouse facilities, and various food service operations including restaurants and retail bakeries.

MP
1320 E Belt Line Rd
My Pham Agency
Home Insurance Agent · Richardson, TX

My Pham Agency provides residential home insurance services to clients in and around Richardson, Texas. Commercial coverage options are also available for local business property needs. The agency serves homeowners throughout the broader Dallas-Fort Worth metro area, offering protection for a range of dwelling types and personal assets. Clients receive clear policy explanations and assistance with filing claims when necessary. Many customers schedule a follow-up appointment at the time of a policy review to ensure ongoing coverage between regular service visits.

BI
1001 S Sherman St ste 100D
Basha Insurance
Home Insurance Agent · Richardson, TX

Basha Insurance of Richardson, Texas, is known for providing home insurance policies that protect residential property assets. The agency guides local homeowners through coverage options for perils such as fire, theft, and weather damage. It helps clients secure standard policies that meet lender requirements and adjust deductibles to fit individual budgets. For an additional service, the agency can arrange personal umbrella liability coverage to extend protection beyond standard policy limits.

LA
1332 S Plano Rd Ste 525
Lopez Auto Insurance
Home Insurance Agent · Richardson, TX
(469) 397-4330
lopezinsurance.com/richardson-texas-75081
BI
500 E Arapaho Rd Suite 103
Brightway Insurance, The Phan Agency
Home Insurance Agent · Richardson, TX
(972) 865-7242
brightway.com/agencies/TX/Richardson/0225
HI
3400 N Central Expy Suite 110-221
Highstreet Insurance - Sandy Garza & Associates
Home Insurance Agent · Richardson, TX
(972) 889-1833
myhighstreet.com/agency-directory/texas/richardson/3400-North-Central-Expressway-110-221
FS
100 N Central Expy # 1205
Five Star Insurance Group
Home Insurance Agent · Richardson, TX
(972) 235-8881
fivestarinsurancegroup.com
SF
1150 State St
State Farm ONE CityLine
Home Insurance Agent · Richardson, TX
(800) 782-8332
RS
508 Twilight Trail Suite 201
Rising Star Insurance Group
Home Insurance Agent · Richardson, TX
(972) 586-2981
risingstarins.com
PE
465 W President George Bush Hwy
Platinum Eagle Insurance Agency
Home Insurance Agent · Richardson, TX
(866) 640-6558
AH
375 Municipal Dr #126
ABCO Home Plus Insurance
Home Insurance Agent · Richardson, TX
(972) 423-0005
abcohomeins.com
HI
801 E Campbell Rd Ste 170
Highstreet Insurance - Sandy Garza and Associates - Collum Location
Home Insurance Agent · Richardson, TX
(972) 387-1863
myhighstreet.com/agency-directory/texas/richardson/801-east-campbell-road-suite-170
RI
301 S Sherman St #203
Reading Insurance Agency
Home Insurance Agent · Richardson, TX
(972) 783-9300
readinginsurance.com

What Does a a Home Insurance Agent in Richardson Cost?

The average cost of home insurance in Texas is around $2,000 to $3,000 per year for a typical policy. In Richardson rates may vary based on home value age construction and claims history. Costs also depend on coverage limits and deductibles you choose. This is general information and not insurance advice.

About home insurance agents in Richardson

Home insurance agents in Richardson Texas help homeowners find coverage that meets state requirements and protects against local risks like hail and wind damage. Texas law does not require home insurance but mortgage lenders usually do. Agents can explain policy options including HO A HO B and HO C forms common in Texas.

Frequently Asked Questions

What does a home insurance agent in Richardson do?

A home insurance agent in Richardson helps you compare policies from different companies. They explain coverage limits deductibles and Texas specific endorsements like windstorm or hail coverage. They also assist with filing claims and policy changes.

Does Texas law require home insurance?

Texas law does not require homeowners to have insurance. However most mortgage lenders require a policy that meets their minimum coverage standards. Agents can help you find a policy that satisfies your lender and protects your home.

What is the typical home insurance claim deadline in Texas?

In Texas you generally have one year from the date of loss to file a claim for property damage. This time limit is set by Texas Insurance Code Section 541.162. An agent can help you understand your policy deadlines and filing process.

Home Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.