The top-rated home insurance agent in Pharr, Texas is Eagle Insurance, rated 5.0 stars across 826 reviews. Other highly rated options include Amtex Insurance, Ana Cares, Contigo Insurance Agency. This directory lists 19 home insurance agents serving Pharr.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 212 W Ferguson Ave | (956) 620-2028 |
| 2 | Amtex Insurance | 516 N Cage Blvd | (956) 283-1000 |
| 3 | Ana Cares | 2825 N Veterans Blvd | (956) 758-8700 |
| 4 | Contigo Insurance Agency | 1101 N Cage Blvd #5B | (956) 782-2443 |
| 5 | A-MAX Auto Insurance | 1501 S Cage Blvd Ste. B | (956) 783-3000 |
| 6 | RG Insurance Agency | 208 W Ferguson Ave STE 4 | (956) 702-2705 |
| 7 | Pronto Insurance | 110 E Ferguson Ave | (956) 781-6006 |
| 8 | Victor Reyna - State Farm Insurance Agent | 907 S Cage Blvd | (956) 702-7020 |
| 9 | Elizabeth Gutierrez: Allstate Insurance | 2108 N Cage Blvd | (956) 781-4303 |
| 10 | Clark Insurance Plus: Allstate Insurance | 900 N Sugar Rd Ste A | (956) 283-5815 |
Serving homeowners, renters, and property managers in Pharr, Texas, Eagle Insurance works to help clients secure vital coverage for their dwellings and personal belongings. The agency assists customers in navigating various home insurance options, focusing on protecting properties against common regional risks like severe weather. It offers guidance on policies that safeguard both the structure and the contents within, aiming to provide peace of mind for local residents. Eagle Insurance also extends its coverage services to the neighboring community of McAllen, ensuring broader access across the Rio Grande Valley.
Amtex Insurance serves clients in Pharr, Texas, and the surrounding Rio Grande Valley communities. The agency handles residential property protection for homeowners, covering risks such as weather damage and liability. It typically begins each job by reviewing the client's current policy and discussing specific coverage needs for the local climate. To complete the work, it compares options from multiple insurers and presents a clear recommendation tailored to the property's value and the homeowner's budget.
Ana Cares serves the Pharr, Texas area as a home insurance agent. This local business helps homeowners in the Rio Grande Valley secure coverage for their properties. A standard homeowners policy offered here can protect a dwelling and personal belongings against risks like fire and theft. Ana Cares also assists clients in this area with finding separate flood insurance policies, which are essential for homes near the border region.
Contigo Insurance Agency in Pharr, Texas offers policies for homeowners, condominium units, and rental properties, tailoring each plan to the specific coverage needed. It also provides general home insurance services to protect the dwelling and personal belongings against common perils. The agency is a local resource for evaluating and adjusting coverage limits after the region’s annual severe thunderstorm and hail season.
A-MAX Auto Insurance in Pharr, Texas, distinguishes between one-time policy setup and recurring annual or semi-annual premium payments for home insurance. Their offered coverage protects dwellings and personal property against common regional perils such as wind and hail. As a local agency, they assist clients with understanding policy terms and filing claims for covered losses. This service operates primarily on an as-needed basis, with clients contacting the agency when a new policy is required or an existing policy needs renewal.
RG Insurance Agency serves homeowners and property managers in the Pharr, Texas area, providing guidance on policies that protect residential properties against common regional risks such as hail, wind, and flooding. The agency helps clients review coverage options to match their specific needs, from dwelling protection to liability and personal property insurance. It also assists with policy adjustments, claims support, and renewal planning. Additionally, the agency extends its services to nearby communities within the broader Hidalgo County metro region, including McAllen and Mission.
Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.
Victor Reyna - State Farm Insurance Agent in Pharr, TX provides a range of home insurance services designed to protect residential properties from common regional risks. Service options include customized coverage for the dwelling structure and personal belongings, along with liability protection and support for additional living expenses after a covered loss. Policy plans often allow for bundling with auto insurance for convenience. The agency serves single-family homes, apartments, and residential properties, as well as local retail shops and restaurants.
Serving Pharr, Texas, and the surrounding communities of the Rio Grande Valley, Elizabeth Gutierrez: Allstate Insurance provides home insurance agent services to local homeowners. The agency handles policies that cover dwelling protection, personal property, and liability. It also addresses additional living expenses if a home becomes uninhabitable. To manage each job, the agent methodically reviews a client’s current coverage needs, explains any available endorsements, and helps select a deductible that aligns with the homeowner’s budget and risk tolerance.
What Does a a Home Insurance Agent in Pharr Cost?
The average cost of home insurance in Texas is about $1,800 to $2,500 per year for a standard policy. In Pharr rates may be higher due to windstorm and hail exposure. Costs vary based on home value construction age and deductible chosen. This is general information not insurance advice.
About home insurance agents in Pharr
Home insurance agents in Pharr Texas help homeowners find policies that meet state requirements and local needs. Texas law does not require home insurance but mortgage lenders often do. Agents can explain coverage for windstorm and hail damage common in the Rio Grande Valley.
Frequently Asked Questions
What does a home insurance agent in Pharr do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also advise on additional endorsements for flood or windstorm protection.
Do I need flood insurance in Pharr Texas?
Flood insurance is not required by Texas law but may be required by your mortgage lender if you are in a flood zone. Pharr is in Hidalgo County which has areas prone to flooding. Standard home policies do not cover flood damage so a separate policy from the NFIP or private insurer is needed.
How long do I have to file a home insurance claim in Texas?
Texas law generally allows up to two years from the date of loss to file a first party claim. For weather related claims like hail or wind the deadline may be shorter. Check your policy for specific time limits.