ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare home insurance agents in Odessa. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Odessa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 home insurance agents in Odessa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
5030 E University Blvd Suite C-103, Odessa, TX 79762
(432) 366-2900
insurethe432.com
Killebrew Insurance LLC
2531 Roper St, Odessa, TX 79761
(432) 332-6322
killebrewinsurance.com
McKenzie Insurance Inc
1315 N County Rd W, Odessa, TX 79763
(432) 333-3532
mckenzieins.com
Torres Insurance
1104 E 8th St, Odessa, TX 79761
(432) 272-0497
torresinsure.com
Nationwide Insurance: Diana Dominguez Agency Inc
1301 N Grant Ave, Odessa, TX 79761
(432) 333-3500
dominguezagency.com
Five Star Insurance
1127 W University Blvd, Odessa, TX 79764
(432) 653-4812
fivestarinsurance.co
Permian Agency Insurance
1800 Andrews Hwy, Odessa, TX 79761
(432) 333-1483
permianagencyins.com
Martinez and Associates Insurance
601 Dotsy Ave, Odessa, TX 79763
(432) 580-8750
martinezandassociatesinsurance.com
Mindy Villalobos Insurance Agency
5030 E University Blvd Suite A 103, Odessa, TX 79762
(432) 366-0000
agents.farmers.com
Fernandez Insurance Agency
1428 N Lee Ave, Odessa, TX 79761
(432) 332-3119
fernandezinsagency.com
Goosehead Insurance - Blanca Nieto
3011 Andrews Hwy Suite B-200, Odessa, TX 79762
(432) 256-4049
goosehead.com
Allbright & Duncan Insurance
3527 Billy Hext Rd Bldg A, Odessa, TX 79765
(432) 362-6361
allbrightduncan.com
Higginbotham - Odessa
4800 E University Blvd UNIT B, Odessa, TX 79762
(432) 368-7676
higginbotham.com
Home insurance agents in Odessa Texas help residents find coverage for their homes against risks like hail and wind damage common in the Permian Basin. Texas law does not require homeowners insurance but mortgage lenders typically do require it. Agents can explain policy options including HO-B and HO-C forms which are standard in the state.
What Does a Home Insurance Agent in Odessa Cost?
The average cost of homeowners insurance in Texas is around $2,500 per year but Odessa rates can vary based on your homes age construction and location. A typical policy for a $250,000 home in Odessa may range from $1,800 to $3,200 annually depending on coverage levels and deductible amounts. Factors like proximity to fire stations and your claims history also affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Odessa do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles coverage limits and exclusions for perils like fire theft and weather events. Agents also assist with filing claims and updating your policy as your situation changes.
Is homeowners insurance required by law in Texas?
Texas law does not require homeowners insurance but your mortgage lender will require it to protect their investment. If you own your home outright you can choose to go without coverage but this carries significant financial risk. Most Odessa homeowners carry a policy to protect against common local hazards.
How does hail damage coverage work in Odessa Texas?
Standard homeowners policies in Odessa typically cover hail damage which is common in the region. You pay your deductible and the insurance company covers the remaining repair costs up to your policy limits. Some policies may have separate wind and hail deductibles often set as a percentage of your home value.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Odessa who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.