The top-rated home insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,262 reviews. Other highly rated options include Acceptance Insurance, LSM Insurance Agency, Freeway Insurance. This directory lists 26 home insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 3 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 4 | Freeway Insurance | 5302-B Slide Rd | (806) 329-3341 |
| 5 | Farmers Insurance - Jonathan Shaw | 8605 Milwaukee Ave Ste 103 | (806) 705-7141 |
| 6 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 7 | Farmers Insurance - William Smith Agency | 3410 Joliet Ave | (806) 705-8553 |
| 8 | Archgate Insurance | 5510 114th St #200 | (806) 705-7151 |
| 9 | Keith Roberts - GEICO Insurance Agent | 6010 82nd St Suite 100 | (806) 705-6810 |
| 10 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas area as a home insurance agent. This company assists local homeowners with property and casualty insurance policies designed to protect residential structures and personal belongings. It helps clients navigate coverage options that address common regional concerns like severe weather and property damage risks. The agency also guides policyholders through the claims process to ensure proper handling of losses. Specific services handled in this area include wind and hail coverage for homes and personal liability protection.
As a home insurance agent in Lubbock, Texas, Acceptance Insurance specializes in helping homeowners find coverage that meets lender requirements. It provides general insurance services typical for the area, including consultations on policy options for protecting property from common perils. The agency’s work centers on assessing individual dwelling needs to recommend appropriate policy packages. It often assists clients concerned about protecting their homes from spring hailstorms, which are a seasonal threat in the region.
LSM Insurance Agency in Lubbock, Texas, provides a full range of home insurance services, including policy review, coverage selection assistance, and claims support. It offers personalized service and regular policy maintenance plans to ensure protection keeps pace with changing property needs and local weather risks. These plans help clients adjust deductibles or add endorsements as necessary. The agency services single-family homes, apartments, retail locations, and restaurants across the Lubbock area.
In Lubbock, Texas, the risk of hailstorms during the spring makes protecting a home a seasonal priority. Freeway Insurance offers guidance on securing appropriate coverage for such unpredictable weather events common to the area. The agency helps local homeowners review policy details that address damage from wind, hail, and other regional threats. By starting with a thorough assessment of a property’s specific vulnerabilities and existing protection, they determine the right plan for each client. Consequently, an initial inspection is scheduled before any formal policy discussions begin.
Farmers Insurance - Jonathan Shaw serves homeowners, businesses, and property managers in Lubbock, Texas, offering home insurance policies that help protect residential and commercial properties. The agency assists clients with coverage tailored to local risks, including wind, hail, and fire damage common in the region. Policyholders receive support for claims and policy reviews to ensure adequate protection. The agency also extends its services to surrounding communities in the Lubbock metro area, including Wolfforth and Shallowater.
Pirkle Weir Insurance Agency in Lubbock, TX helps clients distinguish between a one-time policy for a single property purchase and recurring annual coverage that protects a permanent residence. They offer home insurance policies designed to guard against common regional risks like severe weather and fire damage. Their services also include advising on appropriate coverage limits and deductibles for local homeowners. Service appointments are available on a scheduled or as-needed basis, with no ongoing retainer required between policy reviews.
Farmers Insurance - William Smith Agency serves Lubbock, Texas, and the surrounding South Plains communities. This office handles home insurance policies designed to protect structures and personal property from local risks such as hailstorms and high winds. It also assists homeowners in selecting appropriate liability coverage and deductible options. The agency typically begins by evaluating a client’s current policy and home characteristics, then presenting customized coverage solutions that address the specific weather-related exposures in the region.
Archgate Insurance provides comprehensive protection for residential properties throughout Lubbock, Texas. It specializes in safeguarding homes against fire, theft, and weather-related damage, while offering customizable liability coverage for personal and property risks. Standard policies can be expanded with add-ons such as sewer backup protection, personal property replacement cost provisions, and equipment breakdown endorsements. The company serves a variety of commercial clients as well, including offices, warehouses, and food service establishments requiring tailored coverage solutions.
As a home insurance agent in Lubbock, Texas, Keith Roberts at GEICO Insurance Agent provides specialty services such as tailored dwelling coverage and personal property protection. The agency also assists clients with general homeowners insurance needs, including liability coverage and endorsements for valuable items. It helps homeowners navigate the specific seasonal and situational concerns of the region, such as securing policies that adequately cover sudden hailstorm damage common to the South Plains.
What Does a a Home Insurance Agent in Lubbock Cost?
Home insurance costs in Lubbock Texas average around 1500 to 2500 dollars per year for a typical policy. Rates vary based on home value age construction and location. Texas law allows insurers to use credit scores and claims history to set premiums. This is general information and not insurance advice.
About home insurance agents in Lubbock
Home insurance agents in Lubbock help homeowners find policies that meet Texas specific requirements. Texas law does not mandate homeowners insurance but lenders typically require it. Lubbock agents can explain windstorm and hail deductibles common in the region.
Frequently Asked Questions
What does a home insurance agent in Lubbock do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain Texas specific forms like the HO-A HO-B and HO-C policies. Agents also assist with claims and policy changes.
Do I need windstorm insurance in Lubbock Texas?
Windstorm coverage is not required by Texas law but most mortgage lenders require it. Lubbock is in a high wind area so agents often recommend separate windstorm policies or endorsements. The Texas Windstorm Insurance Association may be an option for some homeowners.
How do I choose a home insurance agent in Lubbock?
Look for an agent licensed by the Texas Department of Insurance. Ask about their experience with local risks like hail and tornadoes. Compare quotes from multiple agents to find competitive rates and coverage options.