The top-rated home insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 404 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 10 home insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 6 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 7 | The Insurance Suite | 5027 Cardinal Ct | (972) 704-3230 |
| 8 | K & C Insurance Agency, Inc. | 901 E Eldorado Pkwy Ste C | (469) 362-0081 |
| 9 | SS Integra Insurance | 2425 Foxwood Ln | (214) 544-9445 |
| 10 | Iscential Insurance Agency | 2805 Evening Mist Dr | (214) 208-2763 |
Ryan Dunn - State Farm Insurance Agent serves Little Elm and surrounding areas in Denton County, providing home insurance services to local residents. This agency helps customers secure coverage for single-family homes, townhouses, and condos. Policies typically protect against risks such as fire, theft, and weather-related damage. The team assists with tailoring deductibles and liability limits to fit individual needs. Ryan Dunn - State Farm Insurance Agent handles policy reviews for existing homeowners and new quotes for home buyers in Little Elm.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, Texas, is known for providing home insurance policies that protect clients against property damage and liability. Serving the surrounding area, the agency helps homeowners select coverage suited to their dwelling’s structure and personal belongings. With a focus on risk assessment and deductibles, policies can shield against common local perils like storms and fire. The office also specializes in adding personal liability umbrella coverage for extra protection beyond standard limits.
Justin Bigby - State Farm Insurance Agent in Little Elm, TX, provides home insurance policies that cover dwelling, personal property, and liability protection. It assists clients in selecting coverage limits and deductibles, and can help review existing plans to ensure adequate protection over time. The office serves single-family homes, apartments, and mixed-use properties such as retail stores and restaurants in the local area.
Michel Hambrick Agency provides residential homeowners in Little Elm, Texas, with comprehensive home insurance coverage to protect their properties and personal belongings. The agency assists clients in understanding policy options, such as dwelling and liability protection, to meet their individual needs. Its services also include reviewing coverage limits and helping with claims guidance. The agency further serves homeowners in the neighboring community of Frisco and surrounding areas of the Dallas-Fort Worth metroplex.
Bob Parker - State Farm Insurance Agent serves the town of Little Elm, Texas, and the surrounding communities in Denton County. The agency handles homeowner insurance policies designed to protect residential property and personal belongings. It assists clients in finding coverage that meets typical local needs, such as protection against weather-related damage. For a typical job, the agent discusses the customer’s specific property details and coverage goals to recommend a suitable policy from available options.
For those seeking one-time assistance with securing a policy or ongoing support through annual reviews, Allen Insurance Group in Little Elm, TX offers tailored home insurance agent services. Coverage options are customized for the local area, addressing standard property protection as well as supplemental needs commonly faced by homeowners. Service is available on a scheduled basis for consultations and on an as-needed basis for policy adjustments or claims guidance, ensuring flexibility throughout the year.
The Insurance Suite specializes in helping Little Elm homeowners tailor coverage for standard dwellings and personal property. It consistently works with clients to compare policies from multiple carriers, ensuring adequate protection for local risks like hailstorms and plumbing failures. The agent assists with bundling options and policy adjustments during renovations or major purchases. Each spring, the company focuses on reviewing wind and roof coverage before the peak severe weather season, a critical concern for North Texas residents.
As spring storms approach, homeowners in Little Elm often need to evaluate their coverage for potential wind and hail damage. K & C Insurance Agency, Inc. assists local residents by carefully explaining policy options that address these common seasonal risks. The agency reviews the specific features of each property to identify appropriate protection levels, ensuring clients understand how deductibles and coverage limits apply to their situation. A simple inspection of the home then helps determine the most suitable starting policy for their needs.
SS Integra Insurance helps homeowners in the Little Elm, TX area find suitable property coverage. Their work focuses on standard perils like fire, theft, and weather damage, along with specialty add-ons such as flood and windstorm protection tailored to regional risks. Policies are designed to cover detached structures and personal belongings. The agency can also serve commercial sectors, providing necessary liability and property insurance for offices, warehouses, and food service operations in the local community.
Iscential Insurance Agency serves the Little Elm area by offering residential home insurance policies tailored to protect local homeowners and their property. Commercial coverage is also available for small businesses needing liability and asset protection within the region. The agency helps clients navigate available policy options to match their specific coverage needs and budgets across the surrounding communities. They assist with periodic policy reviews and handle follow-up questions or adjustments between regular visits to ensure ongoing protection remains aligned with changing circumstances.
What Does a a Home Insurance Agent in Little Elm Cost?
The average cost of homeowners insurance in Texas is around $2,300 per year but rates vary widely. In Little Elm factors like your homes age construction type and distance from a fire station affect your premium. A typical policy for a $300,000 home might range from $1,800 to $3,500 annually. This is general information and not insurance advice.
About home insurance agents in Little Elm
Home insurance agents in Little Elm Texas help you find coverage for your property. Texas law requires insurers to offer windstorm and hail coverage in certain areas. Agents can explain policy options and help you meet mortgage requirements for homeowners insurance.
Frequently Asked Questions
What does a home insurance agent in Little Elm do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage types like dwelling protection and personal liability. They also assist with filing claims and updating your policy after home improvements.
Do I need special coverage for Texas weather in Little Elm?
Yes Texas has specific risks like hail storms and tornadoes. Many policies include windstorm and hail coverage but you may need a separate endorsement. Your agent can review your policy to ensure you have adequate protection for local weather events.
How do I choose a home insurance agent in Little Elm?
Look for an agent licensed by the Texas Department of Insurance. Ask about their experience with homes in Little Elm and the Denton County area. Verify they represent multiple insurance carriers to give you more options.