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Home Insurance Agents in Katy, TX

Compare home insurance agents in Katy. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Katy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 home insurance agents in Katy, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patricia Restrepo - State Farm Insurance Agent
1325 Main St Suite 101, Katy, TX 77494
(281) 394-7472 mykatyagent.com
Dagley Insurance Agency
23114 Seven Meadows Pkwy, Katy, TX 77494
(281) 644-1000 dagleyins.com
Greg White: Allstate Insurance
24642 Kingsland Blvd, Katy, TX 77494
(281) 492-2626 agents.allstate.com
Acceptance Insurance
333 S Mason Rd, Katy, TX 77450
(281) 916-7004 locations.acceptance.com
Chris Mallett – State Farm Insurance Agent
25120 Kingsland Blvd Suite 100, Katy, TX 77494
(281) 828-2700 chrismallettinsurance.com
Joe McGee: Allstate Insurance
440 Cobia Dr STE 903, Katy, TX 77494
(281) 242-1266 agents.allstate.com
Matt Schomburg - State Farm Insurance Agent
810 East Ave, Katy, TX 77493
(281) 578-0607 mattinsuresyou.com
Wiemers Insurance Group
23227 Red River Dr, Katy, TX 77494
(281) 344-2557 wiemersinsurance.com
First Choice Insurance Partners
26717 Westheimer Pkwy Ste 201, Katy, TX 77494
(832) 735-7831 firstchoiceinsurancepartners.com
Texas Ria Insurance Agency
533 S Mason Rd, Katy, TX 77450
(888) 512-0000 texasria.com
TS Insurance
1526 Katy Gap Rd #202, Katy, TX 77494
(281) 396-4789 tsinsurancetx.com
Home Insurance Solutions of Texas - Equity Insurance Group
1324 Avenue D, Katy, TX 77493
(281) 293-7744 equityinsgroup.com
Hardcastle Insurance Agency LLC
5701 4th St #1001, Katy, TX 77493
(832) 821-6410 hardcastleinsurance.com
Henry Integra Insurance Services
411 Park Grove Dr Ste 420, Katy, TX 77450
(281) 944-9147 henryintegra.com
Aquila Insurance Agency LLC: Allstate Insurance
26717 Westheimer Pkwy Ste 1304, Katy, TX 77494
(346) 299-2080 agents.allstate.com
Tom Mann Insurance Agency
23410 Grand Reserve Dr, Katy, TX 77494
(281) 693-2501 mann-insurance.com
Commercial Insurance Services of Texas
21430 Provincial Blvd, Katy, TX 77450
(713) 224-5500 insuranceagencytexas.com
Txinsurance.Com Agency LLC
5818 4th St, Katy, TX 77493
(281) 747-9800 txinsurance.com
Goosehead Insurance - Rick Swantner
28111 S Firethorne Rd Unit 504, Katy, TX 77494
(346) 340-7880 goosehead.com
Katy Insurance Agency
1207 Avenue D, Katy, TX 77493
(281) 391-2109 katyinsurance.com

Home insurance agents in Katy Texas help homeowners find policies that cover windstorm hail and fire damage common in the region. Texas law requires insurers to offer replacement cost coverage for dwelling losses and allows for actual cash value settlements on personal property. An agent can explain how Texas specific endorsements like water damage exclusions and ordinance or law coverage apply to your home.

What Does a Home Insurance Agent in Katy Cost?

In Texas the average annual home insurance premium is around 3,500 dollars but costs in Katy can range from 2,500 to 5,000 dollars depending on your homes age location and coverage limits. Factors like proximity to the coast and the homes construction materials also affect rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Katy Texas do?
A home insurance agent in Katy helps you compare policies from multiple insurers to find coverage for your home and belongings. They explain Texas specific coverage options like windstorm and hail deductibles and can adjust your policy limits based on your homes value. Agents also assist with filing claims and updating coverage after renovations.
Is home insurance required by law in Texas?
Texas state law does not require homeowners to carry insurance but mortgage lenders almost always require a policy. Without insurance you risk financial loss from fire storm damage or liability claims. An agent can help you meet lender requirements and avoid gaps in coverage.
How do Texas insurance laws affect my home policy?
Texas law mandates that insurers offer replacement cost coverage for the dwelling and allows for a 10 percent penalty if they delay claim payments without good cause. The Texas Department of Insurance regulates policy forms and requires clear disclosure of deductibles and exclusions. An agent can explain how these laws protect you.