The top-rated home insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include L.A. Insurance, Priority Insurance, TGS Insurance Agency. This directory lists 137 home insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | L.A. Insurance | 11003 Market St #12 | (713) 322-9777 |
| 3 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 4 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 5 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 6 | La Familia Auto Insurance | 883 Federal Rd Suite C | (713) 955-3066 |
| 7 | Chase LaGarde - State Farm Insurance Agent | 2001 Kirby Dr # 614 | (713) 869-7263 |
| 8 | Joy Knox | 1510 Eldridge Pkwy #108 | (281) 759-4300 |
| 9 | Freeway Insurance | 6003 Bellaire Blvd D | (713) 581-8308 |
| 10 | Iscential Insurance Agency | 8220 Jones Rd Ste 100 | (713) 856-5533 |
Texan Insurance serves homeowners throughout the Houston, TX metro area, offering professional guidance for securing residential property coverage. As a local home insurance agent, the company works to match clients with policies that address typical regional risks, such as wind and hail damage. Its agents assist with evaluating different coverage options, including dwelling protection and personal liability. Texan Insurance also handles policy reviews and updates, helping homeowners adjust their plans as property values or needs change. It specializes in bundling options and navigating flood insurance requirements specific to the Houston area.
L.A. Insurance provides residential home coverage to property owners in Groves, Texas, protecting dwellings against common regional risks such as storm damage and fire. The agency also offers commercial property insurance policies for local businesses within the surrounding area. While each client initially receives a thorough assessment of their unique coverage needs, the company ensures that policyholders can easily schedule follow-up consultations or request a policy review between regular visits to address any changing circumstances.
Priority Insurance offers homeowners a full range of property coverage options, including protection against wind, hail, fire, and liability. It assists clients in Houston with obtaining customized policies and navigating the claims process when damage occurs. The company provides annual policy reviews to help ensure coverage remains adequate as property values or personal circumstances change. Priority Insurance also helps homeowners bundle their policies to potentially simplify billing and reduce overall cost. It services single-family homes, apartments, retail storefronts, and full-service restaurants within the Houston area.
TGS Insurance Agency serves homeowners, property managers, and small businesses seeking to protect their properties in Houston, Texas. Experienced agents in this category work with clients to review coverage options for wind, hail, flood, and fire damage common to the region. The policy selection process involves comparing deductibles and liability limits from multiple carriers to find suitable protection. The agency also provides service to property owners in the nearby suburbs of Sugar Land.
Home Insurance Agent Cash & Forbes Insurance Group offers homeowners coverage tailored to property structures and personal belongings in the Houston, Texas area. Its work includes assessing risks common to local housing, such as storm damage and liability protection, and advising clients on adequate policy limits. The company helps residents navigate claims for wind and hail damage frequently occurring during severe weather seasons.
La Familia Auto Insurance in Forest Hill, TX distinguishes between one-time consultations for specific coverage questions and recurring service for ongoing home insurance needs. Their agents help clients evaluate property protection options that suit local residences. Customers can obtain standard homeowners policies or supplemental coverage for specific risks common in the area. Services typically operate on an as-needed basis, with clients scheduling appointments when evaluating new policies or adjusting existing plans.
Chase LaGarde - State Farm Insurance Agent in Houston, Texas, distinguishes between one-time policies for specific property purchases and recurring annual plans that renew to maintain continuous coverage. This agent offers homeowners insurance that protects a dwelling and personal belongings from common perils such as fire, theft, and storm damage. Policies can be customized to include additional liability protection for accidents on the property. Service is available on a scheduled basis around policy renewal dates or as needed for new home acquisitions.
When the Texas hurricane season brings wind and hail threats to Houston, having reliable coverage becomes essential. Joy Knox provides home insurance policies that address the specific weather-related risks common to the area, from storm damage to unexpected roof repairs. This agency works with clients to select appropriate coverage limits and deductibles for their individual properties. The process typically begins by scheduling a detailed in-home inspection to assess the property’s current condition and identify any necessary updates.
Freeway Insurance offers home insurance agent services in Houston, Texas, specializing in helping clients find suitable coverage for residential properties. The company works to match homeowners with policies that address their individual needs and property concerns. It assists with general insurance selections, helping to explain common policy terms and available options for dwelling protection. During hurricane season, Freeway Insurance helps clients review and adjust their coverage to better prepare for potential storm damage and flooding risks in the Houston area.
As Houston braces for another hurricane season, protecting a home against wind and water damage becomes essential. Iscential Insurance Agency works with local homeowners to find coverage that addresses these specific regional risks, ensuring structures and possessions are properly safeguarded from sudden storms. The process begins with a thorough consultation where a representative reviews the property’s unique features and any previous claims history, leading to an on-site inspection of vulnerable areas like the roof and foundation.
What Does a a Home Insurance Agent in Houston Cost?
Home insurance costs in Houston average around $2,500 to $4,000 per year for a typical single-family home. Factors include the homes age location roof condition and coverage limits. Windstorm and flood coverage add significant cost. This is general information and not insurance advice.
About home insurance agents in Houston
Home insurance agents in Houston help homeowners find coverage for windstorm hail and flood damage. Texas law requires insurers to offer windstorm and hail coverage in certain coastal areas including Harris County. An agent can explain the Texas Department of Insurance rules and help you compare policies from multiple carriers.
Frequently Asked Questions
Do I need flood insurance in Houston?
Standard home insurance in Texas does not cover flood damage. Houston is at high risk for flooding so many lenders require separate flood insurance through the National Flood Insurance Program. An agent can help you find a flood policy.
What is the difference between an independent agent and a captive agent in Texas?
An independent agent works with multiple insurance companies and can compare policies for you. A captive agent sells policies for only one company. Both types are licensed by the Texas Department of Insurance.
How long do I have to file a home insurance claim in Texas?
Texas law generally gives you up to two years from the date of loss to file a claim for property damage. However some policies have shorter deadlines. Check your policy or ask your agent for the exact time limit.