The top-rated home insurance agent in Denton, Texas is La Familia Auto Insurance, rated 4.8 stars across 796 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Freeway Insurance, Matt Portz - State Farm Insurance Agent. This directory lists 22 home insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 1731 W University Dr | (940) 654-2741 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 2317 W University Dr Suite 113 | (940) 381-2490 |
| 3 | Freeway Insurance | 602 W University Dr | (214) 301-7016 |
| 4 | Matt Portz - State Farm Insurance Agent | 800 S I-35E | (940) 591-6644 |
| 5 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 6 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 7 | Fiesta Auto Insurance & Tax Service | 1636 W University Dr | (940) 239-9038 |
| 8 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 9 | Michael Doranski: Allstate Insurance | 2000 Denison St A | (940) 387-6289 |
| 10 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
La Familia Auto Insurance in Forest Hill, TX distinguishes between one-time consultations for specific coverage questions and recurring service for ongoing home insurance needs. Their agents help clients evaluate property protection options that suit local residences. Customers can obtain standard homeowners policies or supplemental coverage for specific risks common in the area. Services typically operate on an as-needed basis, with clients scheduling appointments when evaluating new policies or adjusting existing plans.
Ricardo Sempertegui - State Farm Insurance Agent serves the Denton, Texas area, offering home insurance policies and related coverage options for local homeowners. The agency helps protect residential properties against common risks and assists clients in selecting appropriate plans for their homes. By focusing on individual needs, they provide guidance through the insurance process and policy details. This agency handles homeowner’s insurance for single-family houses and also offers renters insurance for tenants in the region.
Freeway Insurance assists homeowners in Denton, Texas, with obtaining coverage to protect their property. It also helps clients add specialized endorsements, such as protection for valuable personal items or liability extensions, to their standard policies. The agency serves residents in surrounding residential areas. Additionally, Freeway Insurance provides home insurance solutions for various commercial sectors in the Denton region, including local offices, warehouses, and food service operations.
Matt Portz - State Farm Insurance Agent in Denton, TX, provides a range of coverage options including protection for a home's structure, personal belongings, and liability against accidents. The company offers service plans that help policyholders review their coverage limits and deductibles periodically to ensure adequate protection as circumstances change. It also assists with claims filing and guidance through the recovery process after a covered loss. The agency services single-family homes, apartments, retail spaces, and restaurants.
Ryan Everet Insurance - Independent Agency serves homeowners, property managers, and small businesses in Denton, Texas, by connecting them with tailored home insurance policies from multiple carriers. This independent agency can review coverage options to protect dwellings, personal property, and liability against common regional risks like hail and wind damage. The agency aims to simplify the insurance process through clear explanations and responsive customer service. Its service area extends throughout Denton County, including nearby communities such as Corinth and Lake Dallas.
Many clients need help with a new home purchase versus ongoing annual policies, and home insurance agents simplify both by tailoring coverage to protect a home against the common risks in the Denton area. Property damage from weather or liability from unforeseen accidents can be addressed through carefully selected plans. Fiesta Auto Insurance & Tax Service operates in Denton, TX, and offers assistance for residents seeking this essential protection. Their services are available on an as-needed or scheduled basis to accommodate varying client requirements.
With the shifting weather patterns in North Texas, hailstorms and high winds can strike suddenly, leaving Denton homeowners in need of dependable coverage. Fredrick Insurance Brokers works directly with clients to review existing policies and identify gaps in protection for their homes and personal property. The company offers clear explanations of deductibles, replacement cost options, and liability limits relevant to local construction styles. Every new relationship begins with a thorough review of the property's specifics, followed by a detailed inspection of the home and its perimeter.
Michael Doranski: Allstate Insurance in Denton, TX, specializes in crafting customized home insurance policies to protect residential properties and personal belongings. Its agents provide general service work by helping clients understand coverage options, adjust deductibles, and file claims when needed. Each policy is tailored to the unique risks of living in North Texas, including protection against severe spring hailstorms and summer wind damage that frequently affect the local area.
Neal & Neal Insurance Agency in Denton, TX helps homeowners protect their property and personal belongings through tailored home insurance policies. They specialize in adding extra coverage for valuable items such as jewelry, electronics, and collectibles. Their team also assists clients with liability protection against accidents on residential property. Beyond individual homes, the agency can provide commercial insurance solutions for local offices, warehouses, and food service businesses requiring specialized risk management.
What Does a a Home Insurance Agent in Denton Cost?
The average cost of home insurance in Texas is about $2,300 per year for a standard policy. In Denton costs may range from $1,800 to $3,500 depending on your homes age location and coverage level. Factors like roof age and credit score also affect the premium. This is general information and not insurance advice.
About home insurance agents in Denton
Home insurance agents in Denton Texas help you find coverage for your house and belongings. Texas law requires insurers to offer windstorm and hail coverage in certain areas. An agent can explain local risks like tornadoes and flooding to help you choose the right policy.
Frequently Asked Questions
What does a home insurance agent in Denton do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Do I need flood insurance in Denton Texas?
Standard home insurance does not cover flood damage. Denton is in a region where flash flooding can occur. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.
How does Texas law affect home insurance in Denton?
Texas law requires insurers to provide a detailed policy summary called the Texas Homeowner Policy Form. You have the right to cancel your policy within 10 days of receiving it. Agents must disclose any material facts about the policy.