The top-rated home insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 home insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave Ste 102 | (903) 463-6751 |
| 5 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 6 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas area and surrounding Grayson County as a home insurance agent. The company helps local homeowners obtain insurance policies that protect their property and assets. Working with various insurance products, the agency assists clients in understanding their coverage options for different home types. Tailoring policies to individual needs is a key aspect of their service. Specific services handled include dwelling coverage and personal property protection for residences in this region.
Oden Insurance in Denison, TX provides a range of home insurance policies designed to protect residential properties from common risks such as fire, theft, and weather damage. Consultations are available to help clients understand different coverage options and tailor plans to individual needs. Maintenance advice is offered to help policyholders keep their homes insurable by addressing routine upkeep. The agency services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Larry Landrum - State Farm Insurance Agent in Denison, TX, serves homeowners, property managers, and local businesses seeking reliable home insurance protection. The agency helps clients build policies that cover dwelling, personal property, and liability needs, offering guidance tailored to the risks common in North Texas. It also supports customers with related coverage options for valuable possessions and additional structures. In addition to serving the Denison area, the office assists residents in nearby Sherman with their home insurance requirements.
Serving Denison, Texas, and the surrounding communities, David Means: Allstate Insurance handles a full range of home insurance policies for local homeowners. As a dedicated agent in this area, the company works to provide protection for residential properties against common regional risks like severe weather and fire damage. Understanding the rebuilding costs and local housing values is central to its process. For a typical job, it begins by assessing a homeowner’s specific coverage needs and then presents tailored policy options to fill those gaps effectively.
In Denison, TX, Charles Holder Insurance Agency, Inc. handles both one-time insurance purchases for a new home and recurring service options like annual policy reviews. As a home insurance agent, the company focuses on property coverage tailored to local weather risks and housing values. Standard services include assisting with initial policy selection, updating coverage after renovations or major purchases, and processing claims. This agency operates on a scheduled and as-needed basis, through pre-arranged appointments and immediate client requests.
Jim McClure - State Farm Insurance Agent in Denison, TX specializes in custom home insurance policies tailored to individual property needs. The agency also provides general homeowner coverage, including protection for dwelling structures, personal belongings, and liability claims. In the Denison area, common challenges such as severe spring thunderstorms and hail can cause significant roof and siding damage, often requiring prompt filing and settlement of claims. This agent helps local homeowners navigate those specific seasonal weather-related risks to ensure their property remains properly covered and restored.
As winter storms approach Denison, protecting a home against potential damage from ice or high winds becomes a priority for local homeowners. Sandra Phillips, a State Farm Insurance Agent, provides various home insurance policies tailored to the specific risks found across Grayson County. Customers can explore coverage options that address structural repairs or personal property loss from common regional events. The process typically begins with an in-person inspection of the residence to identify its specific protection needs and initial risk factors.
Phillips Insurance Agency assists clients in Denison, Texas, with securing vital coverage for their homes. It also specializes in offering additional protections, such as policies for valuable personal property and liability. The agency provides standard dwelling coverage to shield against common risks. For homeowners with expanded needs, it addresses specifics like detached structures or temporary living expenses. The firm serves residential customers as well as commercial sectors, including offices, warehouses, and food service operations.
Bayless-Hall Insurance Inc provides residential home insurance service in Denison, Texas, alongside commercial coverage for local businesses in the area. The agency assists clients in selecting policies that protect property and personal assets from common regional risks such as storms and liability claims. Customers can expect clear explanations of coverage options and support during the claims process. After policies are in place, the office welcomes inquiries for policy reviews or adjustments between regular renewal visits.
Hempkins Insurance is known for providing comprehensive home insurance coverage to residents of Denison, Texas, offering policies that protect dwellings, personal property, and liability. Its service range includes standard homeowners policies, renters insurance, and coverage for seasonal or vacation homes in this area. Agents work with clients to assess individual property risks, from storm damage to fire and theft. A specialty service it can add on is flood insurance for properties in designated flood zones.
What Does a a Home Insurance Agent in Denison Cost?
The average cost of home insurance in Texas is around $2,000 to $3,500 per year for a standard policy, but rates vary widely by location, home value, and coverage level. In Denison, factors like the age of your home and its proximity to fire stations affect premiums. This is general information, not insurance advice.
About home insurance agents in Denison
Home insurance agents in Denison, Texas help you find coverage for your property against risks like wind, hail, and fire. Texas law requires insurers to offer specific windstorm and hail coverage in certain areas. Agents can explain policy details and help you meet local requirements.
Frequently Asked Questions
What does a home insurance agent in Denison do?
A home insurance agent helps you compare policies from different insurers to protect your home. They explain coverage options such as dwelling, personal property, and liability. Agents also assist with claims and policy changes.
Is home insurance required by law in Texas?
Texas law does not require home insurance, but mortgage lenders usually require it. Without insurance, you risk financial loss from damage or liability. Agents can help you find a policy that meets lender requirements.
How do Texas weather risks affect home insurance in Denison?
Denison is in an area prone to severe storms, hail, and tornadoes. Texas law allows insurers to include deductibles for wind and hail damage. An agent can help you understand these deductibles and choose appropriate coverage.