The top-rated home insurance agent in Cleburne, Texas is Crystal Plaster - State Farm Insurance Agent, rated 4.9 stars across 229 reviews. Other highly rated options include Lone Star Insurance Agency, My Insurance Store, E-Z Pay Insurance. This directory lists 19 home insurance agents serving Cleburne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crystal Plaster - State Farm Insurance Agent | 506 N Ridgeway Dr Ste A | (817) 645-3974 |
| 2 | Lone Star Insurance Agency | 1200 W Henderson St ste a | (817) 641-3676 |
| 3 | My Insurance Store | 1609 N Main St | (817) 774-0488 |
| 4 | E-Z Pay Insurance | 121 S Westmeadow Dr C | (817) 641-0744 |
| 5 | Farmers Insurance - Sonia Granado | 1414 N Main St Ste A | (682) 205-8724 |
| 6 | Farmers Insurance - Blake Jones | 1940 W Kilpatrick St | (817) 556-0644 |
| 7 | Connect Insurance | 822 N Main St Suite A | (817) 558-3499 |
| 8 | Clint Pullen - State Farm Insurance Agent | 603 N Nolan River Rd | (817) 645-2510 |
| 9 | Fred Loya Insurance | 713 W Henderson St | (817) 556-0636 |
| 10 | Higginbotham Insurance & Financial Services - Cleburne | 401 N Ridgeway Dr | (817) 645-9155 |
Crystal Plaster - State Farm Insurance Agent serves Cleburne and surrounding Johnson County, offering home insurance policies to local homeowners. This agency helps residents protect their properties against common regional risks such as tornadoes, hail, and fire. Clients can review coverage options for dwelling, personal belongings, and liability protection during personal consultations. The agent also handles bundling home insurance with auto policies to provide potential discounts for policyholders in this area.
With spring storms arriving in Cleburne, homeowners often begin reviewing their coverage to ensure they are prepared for potential hail or wind damage. Lone Star Insurance Agency provides home insurance policies tailored to the needs of local residents, helping to protect one of their largest investments. An agent discusses property risks and coverage options during a complimentary initial consultation, which includes reviewing the home’s construction and surroundings to determine appropriate protection. This personalized assessment is completed either in person or by reviewing the submitted property details.
My Insurance Store provides a range of home insurance agent services for the Cleburne, Texas area, including policy consultations and coverage comparisons. The company maintains ongoing service plans to help clients review their annual needs and adjust protections for property changes. These plans assist with claims support and policy management throughout the year. The agency services single-family homes, apartments, retail businesses, and restaurants.
E-Z Pay Insurance serves homeowners throughout the Cleburne, TX area, offering guidance on policies that protect residential property against common local risks like severe storms and hail. Agents work with clients to explain different coverage options for the structure and personal belongings. The company assists with both annual policy reviews and claims support when unexpected damage occurs. Its service territory also extends to neighboring communities such as Joshua, Burleson, and other parts of Johnson County.
Farmers Insurance - Sonia Granado serves Cleburne, Texas, and the surrounding communities in Johnson County. The agency handles homeowners insurance policies, addressing property coverage needs for local residences. They also assist with related insurance products such as renters and condo policies. When managing a typical job, the agent reviews each client’s specific property details and coverage requirements to tailor a policy that fits individual needs.
Farmers Insurance - Blake Jones, based in Cleburne, TX, handles both one-time policy setups and ongoing coverage management for local homeowners. The agency helps clients select protection for their dwellings and personal property against common regional risks like storms and fire. Policyholders can reach out for new quotes or to adjust existing plans as needs change. Service runs primarily on an as-needed basis for new policies, claims assistance, and annual policy reviews, with no recurring maintenance visits required outside of those interactions.
As spring storms and heavy rain threaten Cleburne, homeowners begin to evaluate their coverage for wind and hail damage. Connect Insurance provides personalized advice for local home insurance policies, helping residents understand deductibles and exclusions specific to this region. The agency reviews each client’s dwelling limits and personal property protection in plain language. They know the local rebuilding costs and common claim scenarios around Ellis County. A thorough walk-through inspection of the property is scheduled during the initial consultation.
Clint Pullen - State Farm Insurance Agent in Cleburne, TX specializes in home insurance policies tailored to protect residential properties. The agency also provides guidance on selecting appropriate coverage limits and deductibles for local homeowners. Understanding the specific weather patterns in North Texas, such as severe spring storms, it helps clients review their policies for adequate hail and wind damage protection before the season arrives.
Fred Loya Insurance provides home insurance policies for residents throughout Cleburne, Texas, focusing on protecting dwellings from common regional risks. Their coverage can be extended with add-ons for personal property replacement and liability protection against accidents on the insured premises. The agency serves a range of commercial sectors in Cleburne, including local offices, storage warehouses, and food service establishments.
Representing homeowners in Cleburne, Texas, Higginbotham Insurance & Financial Services - Cleburne structures coverage to protect residential property and personal liability. The agency offers specialty add-ons including flood insurance and personal umbrella policies for extended financial protection. Understanding the local weather patterns and replacement costs in the area, the team tailors policies to fit individual property needs. Its commercial sectors include offices, warehouses, and food service establishments requiring tailored liability and property insurance solutions.
What Does a a Home Insurance Agent in Cleburne Cost?
The average cost of home insurance in Texas is about $2,000 to $3,500 per year for a typical single-family home. In Cleburne, rates may vary based on your homes age, construction type, and distance from fire stations. Older homes or those with outdated wiring can cost more to insure. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.
About home insurance agents in Cleburne
Home insurance agents in Cleburne Texas help residents find coverage for their houses and personal property. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and agents can explain these options. A local agent understands the specific weather risks in Johnson County and can guide you through policy choices.
Frequently Asked Questions
What does a home insurance agent in Cleburne do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain terms like dwelling coverage and personal liability. They also assist with claims and policy changes after you buy a policy.
Is windstorm or hail coverage required in Cleburne Texas?
Texas law does not require windstorm or hail coverage for all homes, but many mortgage lenders do require it. Cleburne is not in the designated catastrophe area where the Texas Windstorm Insurance Association applies. Your agent can tell you if your lender needs this coverage.
How do Texas insurance laws affect my home policy?
Texas has a prompt payment law that requires insurers to pay valid claims within 15 days after they receive proof of loss. The Texas Department of Insurance regulates rates and policy forms. Your agent can explain how these laws protect you as a policyholder.