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Find Home Insurance Agents Near You in Willoughby, OH

Browse home insurance agents serving Willoughby, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Willoughby, Ohio is Kevin Davis - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include Garrett Estes - State Farm Insurance Agent, The Petrone Agency, Angel Guard Insurance. This directory lists 19 home insurance agents serving Willoughby.

Showing 19 home insurance agents in Willoughby, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kevin Davis - State Farm Insurance Agent34500 Euclid Ave #2(440) 951-2272
2Garrett Estes - State Farm Insurance Agent38669 Mentor Ave A(440) 269-1616
3The Petrone Agency38348 Airport Pkwy B(440) 585-9200
4Angel Guard Insurance37903 Euclid Ave(440) 577-4049
5Lann Insurance Agency, Inc.10 E Spaulding St(440) 946-8062
6Lanzaretta Insurance Agency: Allstate Insurance36625 Vine St Ste 2(440) 953-0217
7NMD Insurance38033 Euclid Ave T12(440) 942-3251
8M. Ritch & Associates, LLC American Family Insurance38052 Euclid Ave #108(440) 306-0009
9Great Lakes Insurance Pros38052 Euclid Ave #101(440) 709-1696
10The Merhar Agency LLC4077 Clark Ave(440) 946-2040
KD
34500 Euclid Ave #2
Kevin Davis - State Farm Insurance Agent
Home Insurance Agent · Willoughby, OH

Kevin Davis - State Farm Insurance Agent serves the Willoughby, Ohio, and surrounding Lake County area, offering home insurance policies to local homeowners. The agency works with clients to find coverage that protects their property and personal belongings from common risks. As a home insurance agent, Kevin Davis assists customers in understanding their policy options, including deductible choices and liability protection. The office handles the filing of new homeowner policies and provides support when residents need to update coverage after renovations or major purchases.

GE
38669 Mentor Ave A
Garrett Estes - State Farm Insurance Agent
Home Insurance Agent · Willoughby, OH

Garrett Estes - State Farm Insurance Agent provides a full range of home insurance services in Willoughby, OH, including coverage for property damage, liability, and personal belongings. The agency offers ongoing service and policy maintenance, providing regular reviews to help adjust coverage as customer needs change. It services single-family homes, apartments, retail spaces, and restaurants in the local area.

PA
38348 Airport Pkwy B
The Petrone Agency
Home Insurance Agent · Willoughby, OH

Homeowners and small property managers in Willoughby turn to The Petrone Agency for home insurance coverage that protects their properties and personal assets. The agency assists clients in selecting policies that address local risks and provide appropriate liability protection for residential needs. Its services include explaining different coverage options so customers can make informed decisions about their policies and deductibles. The Petrone Agency also serves customers across Lake County and the greater Cleveland metropolitan area for their insurance requirements.

AG
37903 Euclid Ave
Angel Guard Insurance
Home Insurance Agent · Willoughby, OH

Angel Guard Insurance in Willoughby, OH serves clients needing either a one-time policy evaluation or recurring seasonal coverage adjustments. The firm focuses on standard home insurance policies that protect dwellings, personal belongings, and liability exposures common in the area. Agents explain coverage differences between replacement cost and actual cash value settlements. Service for long-term accounts operates through a scheduled annual review model to adjust deductibles or endorsements as local property values change. For specific events like new home purchases or policy switches, one-time consultations are available on an as-needed basis.

LI
10 E Spaulding St
Lann Insurance Agency, Inc.
Home Insurance Agent · Willoughby, OH

Lann Insurance Agency, Inc. specializes in customizing home insurance policies to match the unique needs of individual homeowners. It also assists clients in comparing coverage options and deductibles to balance protection with budget. Operating in Willoughby, Ohio, the agency guides residents through the local insurance landscape. Homeowners often turn to this agent for advice on securing adequate protection against winter-related damage, such as burst pipes and ice dam formation.

LI
36625 Vine St Ste 2
Lanzaretta Insurance Agency: Allstate Insurance
Home Insurance Agent · Willoughby, OH

Serving Willoughby and the surrounding Lake County communities, Lanzaretta Insurance Agency: Allstate Insurance handles home insurance policies for local homeowners. It helps clients select coverage for dwelling protection and personal property against common risks. The agency also assists with endorsements for high-value items and liability coverage. When managing a typical job, the agency reviews each property’s specific exposures and discusses deductible options before tailoring a policy to fit the homeowner’s unique needs and budget.

NI
38033 Euclid Ave T12
NMD Insurance
Home Insurance Agent · Willoughby, OH

After a harsh Lake Erie winter or the spring storms common in Northeast Ohio, homeowners in Willoughby turn to NMD Insurance for coverage evaluation. This home insurance agent works with local property owners to review standard policies against regional risks. They help match dwelling protection and liability limits to individual needs. An initial consultation typically covers the home’s structure, safety features, and nearby flood or wind exposure, followed by a brief on-site inspection.

MR
38052 Euclid Ave #108
M. Ritch & Associates, LLC American Family Insurance
Home Insurance Agent · Willoughby, OH

M. Ritch & Associates, LLC American Family Insurance guides homeowners through various residential coverage options, helping to protect property and personal assets with tailored policies. The agency also discusses specialty add-ons, including liability protection for personal belongings and additional living expense coverage during repairs. These policies are designed to provide financial security for local residences in Willoughby, OH, along with commercial sectors such as offices, warehouses, and food service establishments.

GL
38052 Euclid Ave #101
Great Lakes Insurance Pros
Home Insurance Agent · Willoughby, OH

Great Lakes Insurance Pros in Willoughby, Ohio provides residential home insurance policies tailored to protect local homeowners. The agency also offers commercial coverage for small businesses and properties within the surrounding Lake County area. Assisting clients with coverage reviews and policy adjustments helps homeowners maintain adequate protection. After a policy is initially set, the company follows up periodically between regular visits to discuss any changes in property value or coverage needs.

MA
4077 Clark Ave
The Merhar Agency LLC
Home Insurance Agent · Willoughby, OH

The Merhar Agency LLC is known for helping homeowners in Willoughby, OH, secure insurance coverage that protects their property and personal assets. They assist clients in comparing standard policies and evaluating coverage levels for their home and belongings. In addition to basic home insurance, they can service policies that include personal liability protection. The agency frequently adds on coverage for valuable items such as jewelry or electronics.

CS
36625 Vine St Ste 2
Cheryl Schofield: Allstate Insurance
Home Insurance Agent · Willoughby, OH
(440) 953-0217
agents.allstate.com/cheryl-schofield-willoughby-oh.html
HI
34331 Ridge Rd
Howell Insurance Agency
Home Insurance Agent · Willoughby, OH
(440) 943-7000
howell.agency
HS
37914 Euclid Ave
Harlan Silversten - State Farm Insurance Agent
Home Insurance Agent · Willoughby, OH
(440) 953-1939
harlansilversten.com
CT
38110 3rd St
Craig T. Leslie: Allstate Insurance
Home Insurance Agent · Willoughby, OH
(440) 946-4701
agents.allstate.com/craig-t-leslie-willoughby-oh.html
FI
4145 Erie St #202
Farmers Insurance - Thomas Waina
Home Insurance Agent · Willoughby, OH
(440) 946-5445
agents.farmers.com/oh/willoughby/thomas-waina
NI
4077 Clark Avenue
Nationwide Insurance: The Merhar Agency LLC
Home Insurance Agent · Willoughby, OH
(440) 953-1441
agency.nationwide.com/oh/willoughby/44094/the-merhar-agency-llc
SH
4139 Erie St
Scott Hanna Agency
Home Insurance Agent · Willoughby, OH
(440) 975-0100
WA
4139 Erie St
The Willoughby Agency
Home Insurance Agent · Willoughby, OH
(440) 975-0321
KN
38039 W Spaulding St Suite 202
Keller National Insurance
Home Insurance Agent · Willoughby, OH
(216) 965-0646
kellernational.com

What Does a a Home Insurance Agent in Willoughby Cost?

In Ohio, home insurance premiums average around 1,000 to 1,500 dollars per year for a standard policy. Costs in Willoughby may be higher due to lake-effect weather risks. Factors like home value, deductible amount, and coverage limits also affect price. This is general information, not insurance advice.

About home insurance agents in Willoughby

Home insurance agents in Willoughby, Ohio help homeowners protect their property and assets. Ohio law does not require home insurance, but mortgage lenders typically mandate it. Agents can explain local risks such as Lake Erie weather and offer policies that meet Ohio standards.

Frequently Asked Questions

What does a home insurance agent in Willoughby do?

A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options, deductibles, and Ohio-specific endorsements like sewer backup. They also assist with claims and policy changes.

Is home insurance required by law in Ohio?

Ohio does not have a state law requiring home insurance. However, if you have a mortgage, your lender will require coverage. An agent can help you meet lender requirements and protect your investment.

What factors affect home insurance cost in Willoughby?

Costs depend on your homes age, construction, location, and claims history. Proximity to Lake Erie may increase wind and water damage risk. Ohio does not regulate rates, so comparing quotes from multiple agents is wise.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.