The top-rated home insurance agent in Amherst, Ohio is Derek Hamons - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Peggy Karolak - State Farm Insurance Agent, Lake Shore Insurance Agency, Dinsmoor Insurance. This directory lists 13 home insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derek Hamons - State Farm Insurance Agent | 45944 N Ridge Rd | (440) 988-0120 |
| 2 | Peggy Karolak - State Farm Insurance Agent | 928 Amchester St | (440) 282-2250 |
| 3 | Lake Shore Insurance Agency | 177 Park Ave | (440) 984-5005 |
| 4 | Dinsmoor Insurance | 177 Park Ave | (440) 984-5005 |
| 5 | Farm insurance Amherst | 1901 Williamsburg Dr | (216) 220-6580 |
| 6 | Best Insurance Agency Co | 100 S Leavitt Rd | (440) 671-3612 |
| 7 | CSI Insurance LLC | 225 Cleveland Ave | (440) 984-2414 |
| 8 | State Farm Insurance | 928 Amchester St | (440) 282-2250 |
| 9 | Lighthouse Insurance Agency | 187 Park Ave | (440) 984-3463 |
| 10 | Insuresmart Insurance | 2001 Cooper Foster Park Rd | (440) 989-1444 |
Derek Hamons - State Farm Insurance Agent serves the Amherst, Ohio, area and specializes in home insurance coverage for local homeowners. The agency provides policies that protect properties against common regional risks like storm damage and liability concerns. Personalized consultations help residents review dwelling coverage, personal property protection, and deductible options. This agency handles standard homeowners policies as well as renters insurance for those leasing homes in the community.
Peggy Karolak - State Farm Insurance Agent offers a range of services for homeowners, including coverage for dwelling structure, personal property, and liability protection. Service plans typically involve working with customers to customize their policies and discussing options for deductibles and discounts. Supporting clients through claims filing and providing ongoing reviews of coverage to fit changing needs is a regular part of the operation based in Amherst, OH. The office handles insurance needs for single-family homes, apartments, retail, and restaurants.
Lake Shore Insurance Agency offers residential home insurance coverage for properties in Amherst, Ohio, and assists homeowners in selecting suitable policies for their specific needs. The company also provides commercial insurance solutions for local businesses, serving clients throughout the wider community. Policyholders can expect dedicated service and guidance when filing claims or adjusting their existing plans. The agency aims to build lasting relationships by following up with clients for renewal reviews and offering consistent support between routine visits.
Dinsmoor Insurance serves homeowners and property managers in Amherst, Ohio, with specialized home insurance agent services. The company helps clients assess their coverage needs for structures, personal belongings, and liability protection. It works to find appropriate policies that safeguard residential properties against common local risks like severe weather and fire. By explaining policy options clearly, Dinsmoor Insurance supports property owners in making informed decisions about their insurance. The agency also extends its services to nearby communities, including the greater Lorain County area.
Farm Insurance Amherst serves the community of Amherst, Ohio, and the surrounding areas in Lorain County, handling a range of home insurance policies for local homeowners. It helps clients protect their properties with coverage tailored to the region’s weather patterns and housing styles. The company works to match each homeowner’s specific needs by explaining available policy options in clear terms. For a typical job, it starts by evaluating the property’s unique risks before recommending appropriate protection and then walks the client through the final policy documents to ensure understanding.
Some home insurance tasks, like a policy review, are a one-time event, while others require ongoing service. Best Insurance Agency Co in Amherst, OH helps clients evaluate their homeowners coverage and explore options that address local weather risks. Standard policies typically cover the dwelling structure and personal property against common perils. The company also assists customers in understanding deductible options and liability protection for their property. This service generally runs on a one-time, as-needed basis for policy consultation or updates.
CSI Insurance LLC in Amherst, OH specializes in helping homeowners secure customized coverage to protect their property and belongings. As a local home insurance agent, it works with clients to assess their unique needs, including dwelling coverage and liability protection, while offering guidance on policy options. The company focuses on explaining deductibles and endorsements to ensure clear understanding. During Ohio’s unpredictable winter season, it assists homeowners in reviewing policies for potential damage from ice dams, frozen pipes, or heavy snowfall, ensuring proper coverage before the cold arrives.
State Farm Insurance in Kent, OH provides residential home insurance coverage for local homeowners. Commercial property insurance is also available for small businesses operating throughout the area. The agency serves customers in Kent and neighboring communities in Portage County. Policies are tailored to protect structures, personal belongings, and liability exposure. Clients can expect clear guidance when filing a claim or adjusting their policy limits. Office visits allow for straightforward follow-up discussions between regular annual reviews, ensuring that coverage consistently matches changing household needs.
Lighthouse Insurance Agency in Amherst, Ohio is known for helping local homeowners protect their properties with tailored coverage options. The agency guides clients through the process of selecting policies that address typical regional risks, including weather-related damage and liability concerns. It works with individuals to find appropriate levels of dwelling and personal property protection. For residents seeking extra security, this agency can also add coverage for valuable personal items like jewelry or electronics.
Winter in Amherst can bring heavy ice dams and snow loads that threaten roofs and gutters. Insuresmart Insurance provides homeowners with coverage options designed for Ohio’s unpredictable weather, including protection against freeze damage and liability for slip-and-fall incidents on icy driveways. The agency also reviews policies annually to ensure limits match current home values and reconstruction costs. For families looking to safeguard their property or bundle with auto insurance, the first step is a free consultation and property-risk inspection to identify potential gaps before a policy is written.
What Does a a Home Insurance Agent in Amherst Cost?
Home insurance costs in Ohio average around 1,000 to 1,500 per year for standard coverage. In Amherst costs may vary based on your homes age location and construction type. Factors like credit score and claims history also affect premiums. This is general information and not insurance advice.
About home insurance agents in Amherst
Home insurance agents in Amherst Ohio help homeowners find coverage for their property and belongings. Ohio law does not require home insurance but mortgage lenders typically do. Agents can explain policy options and help you meet lender requirements.
Frequently Asked Questions
What does a home insurance agent in Amherst do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy.
Is home insurance required by law in Ohio?
Ohio law does not require homeowners to carry insurance. However if you have a mortgage your lender will require coverage. An agent can help you find a policy that satisfies your lender.
How do I choose a home insurance agent in Amherst?
Look for an agent who is licensed in Ohio and has experience with local risks. You can check an agents license through the Ohio Department of Insurance. Ask about their process for handling claims.
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