The top-rated home insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 home insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 8 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 9 | Evans Title Agency | 30 + years in business, 1471 S Market St | (937) 669-3826 |
| 10 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio, metro area and surrounding Miami County as a home insurance agent. The company helps residents protect their property by offering policies that cover dwellings, personal belongings, and liability risks common to the region. It guides clients through coverage options for perils such as storm damage and theft. The agency also assists with tailoring policies that include additional living expenses coverage for temporary relocation needs after a covered loss.
Littman-Thomas Agency - Troy Office provides a full range of home insurance services tailored to property owners in the Troy area. It offers standard homeowners policies along with customizable coverage options that protect dwellings, personal belongings, and liability. The agency assists clients with risk assessment, policy selection, and simple claims guidance to ensure proper protection. Its maintenance and service plans include annual policy reviews and coverage adjustments based on changing needs. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local community.
Heath Murray - State Farm Insurance Agent serves homeowners, landlords, and property managers in Troy, Ohio. The agency provides home insurance policies designed to protect dwellings, personal belongings, and liability against common local risks. Coverage may include protection for wind, hail, and fire damage typical in the Midwest. The agent works with clients to structure deductibles and policy limits that fit individual property needs. This office also serves clients throughout Miami County and the surrounding communities near Piqua.
Holobaugh Insurance serves the Troy, Ohio area and surrounding communities with home insurance agent services. The agency handles homeowners policies designed to protect residential properties from common risks such as fire, theft, and weather damage. Clients can discuss their specific coverage needs, including dwelling protection and personal liability. The company generally reviews each customer’s situation individually to find a suitable policy match from available plans.
Home insurance can be structured as a one-time transaction to secure a basic policy or as an ongoing service that adapts coverage as needs change. Carr Insurance Group in Troy, OH, assists homeowners with standard dwelling protection, liability coverage, and options for personal property. These agents help evaluate local risks and tailor a plan accordingly. For clients requiring flexibility, their service operates on an as-needed basis to adjust policies when life events or property upgrades occur.
When winter storms threaten homes in Troy, Ohio, property owners often need coverage updates that address ice damming or wind damage. Koverman Staley Dickerson Insurance serves as a local home insurance agent helping residents adjust their policies to match seasonal risks. Clients seeking protection for houses or belongings can discuss standard and supplemental options during a straightforward meeting at the office. Following any policy review, the agent schedules a thorough walkthrough of the property to verify its current condition and identify necessary changes.
Carson Halsey: Allstate Insurance provides tailored coverage for homes, including protection for the structure, personal property, and liability. In Troy, OH, the agency assists homeowners with selecting appropriate policy limits and understanding deductible options. It also guides clients through the claims process when damage occurs. For those living in this region, the agency helps address concerns about seasonal risks such as storm damage, frozen pipes, or tree-related claims that often arise during Ohio winters and spring thunderstorms.
Based in Troy, OH, Lisa Cano - State Farm Insurance Agent works with homeowners to create policies that protect their property and belongings. The agency specializes in add-on coverages like identity theft protection and liability safeguards for households. Each policy is personalized to suit individual needs and budgets. For commercial clients, this agent can tailor insurance solutions for offices, warehouses, and food service operations.
Evans Title Agency provides residential home insurance services in Troy, OH, tailoring coverage options to protect individual properties and personal belongings. Commercial insurance policies are also available for local business owners seeking liability and property protection. The agency serves clients throughout Troy and the surrounding Miami County area. After an initial policy is arranged, agents conduct follow-up reviews during regular annual visits to adjust coverages as life circumstances change, ensuring continued protection between each service appointment.
What Does a a Home Insurance Agent in Troy Cost?
The average cost of home insurance in Ohio is around 1,200 to 1,500 dollars per year for a standard policy. In Troy, rates may vary based on your homes age, location, and coverage limits. Factors like deductible amount and claims history also affect price. This is general information and not insurance advice.
About home insurance agents in Troy
Home insurance agents in Troy, Ohio help homeowners find coverage that meets state requirements and protects against common risks like wind and hail. Ohio law does not mandate home insurance, but mortgage lenders typically require it. Agents can explain policy details and help you choose a plan that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Troy do?
A home insurance agent helps you compare policies from different companies. They explain coverage options, answer questions about deductibles, and assist with claims. Agents in Troy are familiar with local risks like severe storms.
Is home insurance required in Ohio?
Ohio law does not require home insurance for homeowners. However, most mortgage lenders require a policy to protect their investment. An agent can help you meet lender requirements and avoid gaps in coverage.
How do I choose a home insurance agent in Troy?
Look for an agent licensed in Ohio with experience in your area. Ask about their policy options and customer service. You can also check online reviews or ask for referrals from neighbors.
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