The top-rated home insurance agent in Niles, Ohio is Brandon Miller - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Richard Stewart - State Farm Insurance Agent, CL Agency Insurance Est 1968, Beth Piper Insurance. This directory lists 14 home insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Miller - State Farm Insurance Agent | 639 Robbins Ave | (330) 299-8200 |
| 2 | Richard Stewart - State Farm Insurance Agent | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 3 | CL Agency Insurance Est 1968 | 736 Youngstown Warren Rd | (330) 652-9191 |
| 4 | Beth Piper Insurance | 5555 Youngstown Warren Rd #906 | (330) 720-7248 |
| 5 | AAA Niles Insurance and Member Services | 937 Youngstown Warren Rd | (330) 652-6466 |
| 6 | Ruddy Insurance Group | 1252 Youngstown Warren Rd Suite A | (330) 652-0202 |
| 7 | Merlo Insurance | 815 Youngstown Warren Rd # 11 | (330) 544-8000 |
| 8 | Lori Hudzik American Family Insurance | 761 N Cedar Ave #3 | (330) 544-9222 |
| 9 | State Farm Insurance | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 10 | Tony Chiarello: Allstate Insurance | 1045 Youngstown Warren Rd | (330) 544-1816 |
Brandon Miller - State Farm Insurance Agent serves the Niles, Ohio area, offering home insurance policies to local residents. The agency helps clients protect their property by providing coverage options tailored to individual needs. In this region, common policies address risks such as storm damage, fire, and theft. Homeowners can also discuss liability protection and options for personal belongings. The agency specifically handles claims assistance and policy reviews for Niles homeowners.
Richard Stewart - State Farm Insurance Agent in Niles, Ohio, assists homeowners, property managers, and local businesses with personalized home insurance policies tailored to protect residential and rental properties. The agency offers guidance on coverage options such as dwelling protection, liability, and personal belongings. It also helps property owners assess risk factors common to the region, including seasonal weather concerns. Clients throughout Niles and the nearby communities of Warren and the wider Mahoning Valley metro area can receive dedicated insurance consultation.
Serving Niles, Ohio, and the surrounding Mahoning Valley communities, CL Agency Insurance Est 1968 handles homeowners insurance needs for local properties. It assists clients with policies for standard single-family homes, as well as coverage considerations for older houses and rental dwellings in the area. To complete a typical job, the agency reviews a client’s current coverage, discusses potential gaps for the specific property, and then presents clear policy options based on the home’s characteristics and location.
Beth Piper Insurance in Niles, OH, offers homeowners both a single-policy purchase for immediate coverage and ongoing service options for those seeking continuous protection. Their home insurance agents evaluate property structures, personal belongings, and liability risks to customize plans that meet local needs. The agency can arrange coverage for a specific term or maintain continuing oversight according to the homeowner’s preference. Service is provided on either a one-time basis for a single transaction or a scheduled, renewable arrangement as agreed with the client.
AAA Niles Insurance and Member Services provides a full range of property coverage options for homeowners in Niles, OH, including standard hazard and liability protection. The agency assists clients with tailoring policies to fit individual needs and budgets, and it offers guidance on available member benefits or discounts. Service plans typically include annual policy reviews and claims assistance. It services single-family homes, apartments, retail storefronts, and local restaurants within the surrounding community.
As winter storms roll across Trumbull County, homeowners in Niles often look for reliable protection against unexpected damage. Ruddy Insurance Group addresses this need by offering home insurance policies that help cover repairs from ice dams, wind, and other seasonal threats. Their agents work closely with clients to explain deductible options and liability coverage in plain terms. To get started, a representative will review your current policy or walk through your home to assess any structural vulnerabilities or outdated systems that might affect your rate.
Merlo Insurance offers specialized home insurance services to protect property and personal belongings in Niles, Ohio. Its general work includes advising customers on coverage options and helping them compare policies to suit individual homeownership needs. The agency handles routine policy management and assists with claim filing when unexpected damage occurs. During the winter months, it specifically helps local homeowners understand their coverage for burst pipes and ice dam roof damage, ensuring protection against seasonally relevant risks.
Lori Hudzik American Family Insurance provides home insurance services for residential properties in Niles, Ohio, helping homeowners protect their dwellings and personal belongings. The agency also offers commercial coverage for local business owners who need tailored protection for their operations. Service extends throughout the Niles area and surrounding communities. When clients have questions about their policies or need to adjust coverage after a life change, they are encouraged to contact the office between regular visits for prompt follow-up on their account needs.
State Farm Insurance in Kent, OH provides residential home insurance coverage for local homeowners. Commercial property insurance is also available for small businesses operating throughout the area. The agency serves customers in Kent and neighboring communities in Portage County. Policies are tailored to protect structures, personal belongings, and liability exposure. Clients can expect clear guidance when filing a claim or adjusting their policy limits. Office visits allow for straightforward follow-up discussions between regular annual reviews, ensuring that coverage consistently matches changing household needs.
What Does a a Home Insurance Agent in Niles Cost?
The average cost of home insurance in Ohio is about 1,200 to 1,800 dollars per year for a standard policy. In Niles, costs may vary based on your homes age, size, and location. Factors like proximity to fire stations and claims history also affect your premium. This is general information, not insurance advice.
About home insurance agents in Niles
Home insurance agents in Niles, Ohio help homeowners find coverage for their property. Ohio law does not require home insurance, but mortgage lenders typically do. Local agents can explain policies that cover fire, theft, and liability as required by Ohio regulations.
Frequently Asked Questions
What does home insurance cover in Niles Ohio?
Standard policies cover damage from fire, wind, hail, and theft. Ohio policies also often include liability protection if someone is injured on your property. Flood and earthquake coverage require separate policies.
How do I find a home insurance agent in Niles?
You can search online directories or ask for referrals from neighbors. Many agents in Niles offer free quotes and can explain Ohio-specific coverage options. Compare at least three agents to find a good fit.
Is home insurance required in Ohio?
Ohio state law does not require home insurance. However, if you have a mortgage, your lender will require it. Even without a loan, insurance is recommended to protect your investment.
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