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Compare Home Insurance Agents in Milford, OH

Directory of home insurance agents in Milford, Ohio. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Milford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 home insurance agents in Milford, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lovins Insurance Agency
130 Water St, Milford, OH 45150
(513) 831-7900 lovins-ins.com
BIG Agency (Buechner Insurance Group)
954 Business 28, Milford, OH 45150
(513) 831-4544 buechnerinsurance.com
Quintin Fleig - State Farm Insurance Agent
312 Main St, Milford, OH 45150
(513) 831-4496 mymilfordagent.com
Chip Berry Insurance
1077 OH-28 Ste 205, Milford, OH 45150
(513) 444-2100 berry-agency.com
Sheppard Insurance Agencies: Allstate Insurance
1053 OH-28, Milford, OH 45150
(513) 575-5000 siaohio.com
Robert Dean - State Farm Insurance Agent
1030 Main St, Milford, OH 45150
(513) 248-9500 robertfromsf.com
Joel Loyd American Family Insurance
953 Lila Ave, Milford, OH 45150
(513) 831-0045 amfam.com
Pam Damewood-Davis - State Farm Insurance Agent
1077 OH-28 #207, Milford, OH 45150
(513) 248-2527 pamdamewood.com
American Heritage Insurance Group
1120 OH-131, Milford, OH 45150
(513) 248-8688 americanheritageins.com
Home Instead
400 Techne Center Dr Suite 406, Milford, OH 45150
(513) 909-1397 homeinstead.com
TechneTitle Agency - Milford
400 Techne Center Dr # 400, Milford, OH 45150
(513) 831-3398 technetitle.com
Bradley Riffle: Allstate Insurance
822 Main St, Milford, OH 45150
(513) 718-4774 agents.allstate.com
Holliday Insurance Group
5900 Wolfpen Pleasant Hill Rd C, Milford, OH 45150
(513) 831-6470 hollidayins.com
State Farm Insurance
1030 Main St, Milford, OH 45150
(513) 248-9500 statefarm.com
Don Smithson Insurance Agency
738 Lila Ave, Milford, OH 45150
(513) 831-8100 smithsoninsurance.com
Doug Smithson Insurance
974 OH-28 Suite B, Milford, OH 45150
(513) 831-6400 dougsmithsoninsurance1.com
American Heritage Insurance Group - CLIFF RILEY
1120 OH-131, Milford, OH 45150
(513) 248-8688 americanheritageins.com
Evans Insurance
5820 Patrick Henry Dr, Milford, OH 45150
(513) 722-4478 karenevansagency.com

Home insurance agents in Milford, Ohio help homeowners find coverage for their property and belongings. Ohio law requires insurers to offer specific disclosures about policy exclusions and deductibles. Working with a local agent can help you understand how Ohio weather risks like tornadoes affect your premium.

What Does a Home Insurance Agent in Milford Cost?

The average cost of home insurance in Ohio is about 1,200 to 1,800 dollars per year for a standard policy. In Milford, rates may vary based on your home age, location, and claims history. Factors like proximity to a fire station and your credit score also affect your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Milford Ohio do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, deductibles, and coverage limits. Agents in Milford can also advise on Ohio-specific risks like flooding or winter storm damage.
Is home insurance required by law in Ohio?
Ohio law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Without coverage, you risk paying out of pocket for damage or liability claims.
How can I find a reliable home insurance agent in Milford?
You can search online directories or ask for referrals from neighbors and local real estate agents. Check that the agent is licensed through the Ohio Department of Insurance. Schedule a consultation to discuss your home value and coverage needs.