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HomeHome Insurance AgentsOhio › Milford

Find Home Insurance Agents Near You in Milford, OH

Browse home insurance agents serving Milford, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Milford, Ohio is Lovins Insurance Agency, rated 4.9 stars across 219 reviews. Other highly rated options include BIG Agency (Buechner Insurance Group), Quintin Fleig - State Farm Insurance Agent, Chip Berry Insurance. This directory lists 19 home insurance agents serving Milford.

Showing 19 home insurance agents in Milford, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lovins Insurance Agency130 Water St(513) 831-7900
2BIG Agency (Buechner Insurance Group)954 Business 28(513) 831-4544
3Quintin Fleig - State Farm Insurance Agent312 Main St(513) 831-4496
4Chip Berry Insurance1077 OH-28 Ste 205(513) 444-2100
5Robert Dean - State Farm Insurance Agent1030 Main St(513) 248-9500
6Sheppard Insurance Agencies: Allstate Insurance1053 OH-28(513) 575-5000
7Pam Damewood-Davis - State Farm Insurance Agent1077 OH-28 #207(513) 248-2527
8Joel Loyd American Family Insurance953 Lila Ave(513) 831-0045
9American Heritage Insurance Group1120 OH-131(513) 248-8688
10Home Instead400 Techne Center Dr Suite 406(513) 909-1397
LI
130 Water St
Lovins Insurance Agency
Home Insurance Agent · Milford, OH

Lovins Insurance Agency serves the Milford, Ohio, area as a home insurance agent, helping local homeowners protect their properties with coverage options designed for the region. The agency guides clients through policy choices that address common local risks and assists with adjustments as needs change. Clients can discuss coverage for repair or replacement of the home and for personal possessions lost to covered events. Lovins Insurance Agency handles dwelling insurance and personal liability protection in this area.

BA
954 Business 28
BIG Agency (Buechner Insurance Group)
Home Insurance Agent · Milford, OH

Big Agency, also known as Buechner Insurance Group, provides a full range of home insurance services for property owners in the Milford, Ohio area. It offers personal consultation to help clients assess their coverage needs and obtain appropriate protection for their structures and personal belongings. Service or maintenance plans may include periodic policy reviews to adjust coverage as property values change over time. The agency works with various property types, including single-family homes, apartments, retail spaces, and restaurants.

QF
312 Main St
Quintin Fleig - State Farm Insurance Agent
Home Insurance Agent · Milford, OH

Quintin Fleig - State Farm Insurance Agent serves homeowners, property managers, and local business owners in the Milford, Ohio area with comprehensive home insurance policies. Their services help protect clients against property damage, liability claims, and weather-related incidents common to the region. The agency works closely with each customer to review coverage options suited to their individual property needs. Located in Milford, this agency also extends its home insurance services to residents and property owners in the nearby Loveland community.

CB
1077 OH-28 Ste 205
Chip Berry Insurance
Home Insurance Agent · Milford, OH

Serving Milford, Ohio, and the surrounding Clermont County communities, Chip Berry Insurance handles homeowners insurance for local residential properties. The agency manages policies covering dwelling protection, personal liability, and coverage for detachable structures like garages. It works to address risks common to the region, including storm damage and possible claims from aging homes. For each client, it reviews existing coverage to identify gaps and then customizes a home insurance plan that fits the property’s specific replacement cost and the homeowner’s financial needs.

RD
1030 Main St
Robert Dean - State Farm Insurance Agent
Home Insurance Agent · Milford, OH

In Milford, Ohio, Robert Dean’s State Farm agency offers a complete range of homeowner insurance policies with options to protect both dwelling structures and personal belongings. The office handles standard home insurance needs while also providing bundled coverage recommendations to help clients consolidate home and auto policies under one plan. Licensed representatives guide local customers through selecting appropriate liability protection for property-related incidents. As spring storm season approaches, the agency assists Milford homeowners in reviewing their existing coverage for potential wind and hail damage repercussions.

SI
1053 OH-28
Sheppard Insurance Agencies: Allstate Insurance
Home Insurance Agent · Milford, OH

Sheppard Insurance Agencies: Allstate Insurance in Milford, OH serves homeowners who need either a single policy for a new property or ongoing coverage that renews annually with updated protections. Home insurance agents here can tailor a policy to protect the dwelling and personal belongings from common regional risks such as storm damage and liability claims. Local agents guide clients through deductibles and additional endorsements based on the property’s age and construction. Service for existing policyholders typically runs on a scheduled renewal basis rather than one-time or as-needed visits.

PD
1077 OH-28 #207
Pam Damewood-Davis - State Farm Insurance Agent
Home Insurance Agent · Milford, OH

Serving the Milford area, Pam Damewood-Davis provides home insurance agent services including property coverage and liability protection. Specialized add-ons can be arranged, such as coverage for valuable personal items or additional living expenses after a claim. Assistance with policy reviews is offered to ensure the house's replacement cost remains adequate as local rebuild costs change. The agency can serve individual homeowners as well as commercial sectors needing coverage for offices, warehouses, and food service establishments.

JL
953 Lila Ave
Joel Loyd American Family Insurance
Home Insurance Agent · Milford, OH

When heavy rain or winter storms threaten Milford homes, Joel Loyd American Family Insurance provides home insurance agent services to help property owners secure protection. Recognizing that local weather patterns can create risks for both dwellings and personal belongings, the agency discusses tailored coverage options to match each residence. An initial assessment typically begins with a review of the property's value and potential hazards found during an on-site walkthrough.

AH
1120 OH-131
American Heritage Insurance Group
Home Insurance Agent · Milford, OH

American Heritage Insurance Group offers comprehensive home insurance solutions for property owners in and around Milford, Ohio. Its agents assist clients in selecting appropriate coverage limits and policy deductibles. The company also helps explain standard maintenance responsibilities that homeowners must fulfill to keep their policies active. For ongoing service, clients can schedule regular policy reviews to adjust coverage as property values change. This agency works with single-family homes, apartments, retail spaces, and restaurants.

HI
400 Techne Center Dr Suite 406
Home Instead
Home Insurance Agent · Milford, OH

Home Instead provides residential home insurance services to homeowners in the Milford, OH area, and also offers commercial coverage options for local businesses in the surrounding region. Their licensed agents work with clients to evaluate property risks and select appropriate policies for dwellings and personal belongings. The company serves both Milford proper and neighboring communities, tailoring plans to individual needs. After initial policy setup, agents help clients review coverage during renewal periods and assist with claims follow-up between regular annual visits.

TA
400 Techne Center Dr # 400
TechneTitle Agency - Milford
Home Insurance Agent · Milford, OH
(513) 831-3398
technetitle.com
HI
5900 Wolfpen Pleasant Hill Rd C
Holliday Insurance Group
Home Insurance Agent · Milford, OH
(513) 831-6470
hollidayins.com
BR
822 Main St
Bradley Riffle: Allstate Insurance
Home Insurance Agent · Milford, OH
(513) 718-4774
agents.allstate.com/bradley-riffle-milford-oh.html
SF
1030 Main St
State Farm Insurance
Home Insurance Agent · Milford, OH
(513) 248-9500
statefarm.com
DS
738 Lila Ave
Don Smithson Insurance Agency
Home Insurance Agent · Milford, OH
(513) 831-8100
smithsoninsurance.com
DS
974 OH-28 Suite B
Doug Smithson Insurance
Home Insurance Agent · Milford, OH
(513) 831-6400
dougsmithsoninsurance1.com
AH
1120 OH-131
American Heritage Insurance Group - CLIFF RILEY
Home Insurance Agent · Milford, OH
(513) 248-8688
americanheritageins.com
SF
1077 OH-28 #207
State Farm
Home Insurance Agent · Milford, OH
EI
5820 Patrick Henry Dr
Evans Insurance
Home Insurance Agent · Milford, OH
(513) 722-4478
karenevansagency.com

What Does a a Home Insurance Agent in Milford Cost?

The average cost of home insurance in Ohio is about 1,200 to 1,800 dollars per year for a standard policy. In Milford, rates may vary based on your home age, location, and claims history. Factors like proximity to a fire station and your credit score also affect your premium. This is general information and not insurance advice.

About home insurance agents in Milford

Home insurance agents in Milford, Ohio help homeowners find coverage for their property and belongings. Ohio law requires insurers to offer specific disclosures about policy exclusions and deductibles. Working with a local agent can help you understand how Ohio weather risks like tornadoes affect your premium.

Frequently Asked Questions

What does a home insurance agent in Milford Ohio do?

A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, deductibles, and coverage limits. Agents in Milford can also advise on Ohio-specific risks like flooding or winter storm damage.

Is home insurance required by law in Ohio?

Ohio law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Without coverage, you risk paying out of pocket for damage or liability claims.

How can I find a reliable home insurance agent in Milford?

You can search online directories or ask for referrals from neighbors and local real estate agents. Check that the agent is licensed through the Ohio Department of Insurance. Schedule a consultation to discuss your home value and coverage needs.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.