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Home Insurance Agents in Miamisburg, OH

Looking for a home insurance agent in Miamisburg? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Miamisburg, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 12 home insurance agents in Miamisburg, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jonathan Cain - State Farm Insurance Agent
217 Byers Rd, Miamisburg, OH 45342
(937) 433-8492 jonathanacain.com
Nestor Insurance Agency llc
Next to the Dairy Queen, 8 Mound Ave, Miamisburg, OH 45342
(937) 602-0986 medicarejeff65.com
Met Life
9797 N Springboro Pike #202, Miamisburg, OH 45342
(937) 745-1832
Reno Insurance Agency
228 Byers Rd Suite #103, Miamisburg, OH 45342
(937) 388-8046 renoinsuranceagency.com
Nestor Insurance Agency
40 N Main St #101, Miamisburg, OH 45342
(937) 866-6138 nestorinsurance.org
First Central Insurance
6 S 1st St, Miamisburg, OH 45342
(937) 866-5730
Masters & Associates Insurance
15 N Main St, Miamisburg, OH 45342
(937) 866-3361 mastersins.com
Farmers Insurance - Richard Denny
110 E Central Ave Ste 112, Miamisburg, OH 45342
(937) 866-9902 agents.farmers.com
Bucher Insurance
8 E Central Ave Ste, 100, Miamisburg, OH 45342
(937) 500-5336 bucherinsurance.com
Auto-Owners Insurance Co
1 Prestige Plaza Dr # 280, Miamisburg, OH 45342
(937) 432-6740 auto-owners.com
Shelter Insurance
40 N Main St Ste 103, Miamisburg, OH 45342
(937) 247-9046 shelterinsurance.com
Nationwide Insurance: Kevin Murphy And Associates Agency Inc.
437 E Central Ave, Miamisburg, OH 45342
(937) 865-9999 agency.nationwide.com

Home insurance agents in Miamisburg Ohio help residents find coverage that meets Ohio state requirements and protects against local risks like severe storms. Ohio law does not require homeowners insurance but mortgage lenders typically do. An agent can explain policy details including dwelling coverage and personal property protection.

What Does a Home Insurance Agent in Miamisburg Cost?

The average cost of homeowners insurance in Ohio is around 800 to 1200 dollars per year for a standard policy. In Miamisburg rates may vary based on your homes age location and coverage limits. Factors like deductible amount and credit score also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Miamisburg do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Ohio specific options such as replacement cost versus actual cash value. They also assist with claims and policy changes.
Is homeowners insurance required by law in Ohio?
Ohio does not have a state law requiring homeowners insurance. However most mortgage lenders require it as a loan condition. An agent can help you meet lender requirements while getting adequate protection.
How do I choose a home insurance agent in Miamisburg?
Look for an agent licensed in Ohio with experience in your area. Ask about their carrier options and how they handle claims. You can check the Ohio Department of Insurance website to verify an agents license.