The top-rated home insurance agent in Independence, Ohio is Zambetti Insurance, rated 5.0 stars across 148 reviews. Other highly rated options include Farmers Insurance - Phillip Kerber, Jacki Schaffer at Comparion Insurance Agency, Melissa Bullock at Comparion Insurance Agency. This directory lists 22 home insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zambetti Insurance | 6100 Oak Tree Blvd Suite 200 | (216) 643-2969 |
| 2 | Farmers Insurance - Phillip Kerber | 7111 Brecksville Rd | (440) 799-8877 |
| 3 | Jacki Schaffer at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4278 |
| 4 | Melissa Bullock at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4271 |
| 5 | Renee Schnebelin at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 783-3382 |
| 6 | Michael Stauss at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4277 |
| 7 | AAA Independence Insurance and Member Services | 5700 Brecksville Rd | (216) 606-6300 |
| 8 | First Liberty Insurance Agency | 4200 Rockside Rd #202 | (216) 496-4575 |
| 9 | Carolyn Kuczmarski - State Farm Insurance Agent | 7119 Brecksville Rd | (216) 328-0280 |
| 10 | Christopher Fontes at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (234) 400-5125 |
Zambetti Insurance serves homeowners in Cuyahoga County from its location in Independence, Ohio, offering standard home insurance policies that protect dwellings and personal property. They also assist clients in selecting liability coverage for accidents on their property. As a local home insurance agent, the company helps residents evaluate replacement cost options for their homes and belongings. Specific services include advising on coverage for wind and hail damage common to this Northeast Ohio area, and processing home insurance claims for local policyholders.
Farmers Insurance - Phillip Kerber offers a broad range of home insurance services, including policies for property damage, liability protection, and personal belongings. The agency helps clients review and customize coverage options to match their specific needs. Regular policy reviews and updates are available to ensure adequate protection as circumstances change. This home insurance agent in Independence, OH, services single-family homes, apartments, retail businesses, and restaurants.
Serving Independence, Ohio, and the surrounding communities, Jacki Schaffer at Comparion Insurance Agency handles homeowners insurance policies for local residents. The agency works with clients to assess dwelling coverage needs for single-family homes and condominiums. A typical job begins with a detailed consultation to review specific property risks and coverage options. From there, the agent customizes a policy by comparing available plans to find appropriate protection for the homeowner’s unique situation and budget.
For one-time coverage needs as well as ongoing insurance management, Melissa Bullock at Comparion Insurance Agency in Independence helps homeowners assess their policies with detailed risk evaluations. Agents in this region regularly provide guidance on property protection for both standard and specialized homes. This office operates on a scheduled basis for consultations, ensuring clients can review their options at intervals that match their preferences, with follow-up available as needed.
Renee Schnebelin at Comparion Insurance Agency secures residential protection for homeowners in the Independence area, including coverage for special structures such as detached garages and fences. The agency also offers personal liability protection and additional endorsements for valuable items like jewelry or electronics. Its policies are designed to support commercial sectors such as offices, warehouses, and food service establishments needing comprehensive property and general liability coverage.
As a home insurance agent, Michael Stauss at Comparion Insurance Agency works with clients in Independence to find coverage that protects dwellings and personal belongings. It also advises on liability protection and additional structures on the property. A key seasonal concern the agency helps homeowners address is ensuring sufficient coverage for potential ice and snow damage to roofs during harsh Ohio winters.
AAA Independence Insurance and Member Services serves homeowners and property managers in Independence, Ohio, by offering home insurance policies that protect against common local risks like severe storms and water damage. Their agents assist clients in selecting appropriate coverage limits and deductibles to match each property’s needs. The agency also provides guidance on liability protection and optional endorsements for valuable belongings. Additionally, it covers nearby communities in the Cuyahoga County metro area, including the Broadview Heights section of the region.
Homeowners in Independence often seek coverage that responds to seasonal storms or aging property concerns. First Liberty Insurance Agency in Independence works to match policies with those practical residential needs, offering a range of home insurance options tailored to local conditions. The agency focuses on explaining policy terms clearly so residents understand their deductibles, liability protections, and replacement cost provisions. For any new policy inquiry, the company typically arranges a property inspection to document the home’s current condition before completing the initial assessment.
Carolyn Kuczmarski - State Farm Insurance Agent provides residential coverage for homeowners in Independence, Ohio, and the surrounding area. Commercial insurance is also available for local businesses seeking protection for their property and liability. The agency helps clients with policy reviews and claims assistance. Customers can return for periodic consultations to adjust their coverage as their needs change or for scheduled follow-up appointments between standard billing cycles.
Christopher Fontes at Comparion Insurance Agency serves the Independence, Ohio area as a local home insurance agent. The agency is known for helping homeowners secure coverage that protects their residence and personal possessions. It provides a range of policies to address risks common to the region, such as weather damage and liability concerns. Clients can receive guidance on policy limits and deductibles to match their specific property needs. For additional protection, the agency can add on flood insurance as a specialty service.
What Does a a Home Insurance Agent in Independence Cost?
Typical home insurance costs in Ohio range from 800 to 2000 dollars per year for standard coverage. In Independence factors like home value and proximity to fire stations affect your rate. Policies with higher deductibles usually have lower premiums. This is general information and does not constitute insurance advice.
About home insurance agents in Independence
Home insurance agents in Independence Ohio help homeowners protect their property against risks like fire theft and weather damage. Ohio law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain local coverage needs such as protection against Lake Erie snowbelt storms and Ohio sinkhole risks.
Frequently Asked Questions
What does a home insurance agent in Independence Ohio do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms and assist with claims. Agents in Independence are familiar with local risks like winter freeze damage and tree fall from storms.
Is homeowners insurance required by law in Ohio?
Ohio does not have a state law requiring homeowners insurance. However your mortgage lender will require you to carry a policy that covers the loan amount. It is wise to have coverage even if you own your home outright to protect your investment.
What factors affect home insurance cost in Independence Ohio?
Costs depend on your homes age construction type location and claims history. Ohio average annual premium is around 1000 to 1500 dollars but Independence rates may vary based on local crime rates and weather risks. Your credit score and deductible choice also impact the price.
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