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Find Home Insurance Agents Near You in Fairfield, OH

Browse home insurance agents serving Fairfield, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, Katherine Harrison - GEICO Insurance Agent. This directory lists 20 home insurance agents serving Fairfield.

Showing 20 home insurance agents in Fairfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Champ - State Farm Insurance Agent5409 Dixie Hwy(513) 829-7032
2Michael Garland - State Farm Insurance Agent5306 S Gilmore Rd(513) 829-6252
3Lighthouse Agency Insurance2794 Mack Rd Suite B(513) 860-2552
4Katherine Harrison - GEICO Insurance Agent765 Nilles Rd Suite C(513) 824-3262
51st Choice Insurance Agency LLC7500 Dixie Hwy suite B(513) 860-0666
6Dylan Woodruff - State Farm Insurance Agent2393 Elda Dr(513) 738-0060
7Pierce Brown - State Farm Insurance Agent5136 Pleasant Ave(513) 868-3533
8Cody Strange - State Farm Insurance Agent1180 Nilles Rd Ste 4(513) 829-1510
9Globe Insurance Agency1099 Magie Ave(513) 829-3330
10The Cincinnati Insurance Companies6200 S Gilmore Rd(513) 870-2000
CC
5409 Dixie Hwy
Chris Champ - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH

Chris Champ - State Farm Insurance Agent serves Fairfield, OH, and the surrounding Butler County area, offering home insurance policies designed to protect local homeowners. This agency helps clients review dwelling coverage and personal property protection to match the value of their homes and belongings. An agent works with customers to understand different deductible options and liability limits. The office handles claims assistance, helping policyholders navigate the process after a covered loss like storm damage or theft.

MG
5306 S Gilmore Rd
Michael Garland - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH

Michael Garland - State Farm Insurance Agent in Fairfield, OH, provides a full range of home insurance services, including protection for dwelling, personal property, and liability. Service plans can be tailored to cover specific risks such as fire, theft, and weather damage unique to the region. Policies are designed to help homeowners manage potential financial losses from unforeseen events. This agency services single-family homes, apartments, retail spaces, and restaurants.

LA
2794 Mack Rd Suite B
Lighthouse Agency Insurance
Home Insurance Agent · Fairfield, OH

Lighthouse Agency Insurance serves homeowners, property managers, and small businesses in Fairfield, Ohio, by offering personalized home insurance policies tailored to protect residential properties and rental assets. As a local independent agent, the company provides guidance on coverage options such as dwelling protection, personal liability, and additional living expenses after a covered loss. The agency focuses on explaining policy details clearly and assisting clients through the claims process. It also serves clients in the surrounding areas of West Chester and the wider Butler County metro region.

KH
765 Nilles Rd Suite C
Katherine Harrison - GEICO Insurance Agent
Home Insurance Agent · Fairfield, OH

Katherine Harrison - GEICO Insurance Agent serves Fairfield, Ohio, and the surrounding communities in Butler County. The agency handles home insurance policies that protect single-family residences against risks like fire, theft, and weather-related damage. A typical client consultation begins with a review of the property’s characteristics and the homeowner’s coverage needs, followed by a presentation of customized options from a standard insurance lineup. The agency generally completes an assessment of the dwelling’s value and the client’s liability concerns before finalizing a policy that aligns with local risk factors.

1C
7500 Dixie Hwy suite B
1st Choice Insurance Agency LLC
Home Insurance Agent · Fairfield, OH

First Choice Insurance Agency LLC in Fairfield, OH distinguishes between one-time policies and ongoing coverage renewal options. Customers choose homeowners protection plans that safeguard their dwelling and personal property from common local risks like severe storms. The agency provides assistance comparing policy deductibles and liability limits. Service follows an as-needed basis whenever a prospective homeowner requests a policy evaluation or an existing client seeks a coverage amendment during their renewal period.

DW
2393 Elda Dr
Dylan Woodruff - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH

Dylan Woodruff - State Farm Insurance Agent offers comprehensive residential coverage for homeowners in the Fairfield, OH area. This agency specializes in structuring policies that protect against common regional risks, including weather-related damage and liability claims. Additional options like personal property endorsements and identity restoration coverage can be integrated into a standard plan to broaden financial protection. The agency also serves commercial clients, providing tailored insurance solutions for offices, warehouses, and food service establishments requiring liability and property safeguards.

PB
5136 Pleasant Ave
Pierce Brown - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH

As a home insurance agent in Fairfield, OH, Pierce Brown - State Farm Insurance Agent specializes in helping residents secure coverage for their houses and personal property. The agency serves local homeowners by providing standard policies that protect against common perils like fire, theft, and weather damage. It also assists clients with updating their existing plans to better match changing needs. When the region faces severe spring storms or heavy snowfall, the office offers guidance on filing claims and adjusting deductibles to manage potential roof or water damage.

CS
1180 Nilles Rd Ste 4
Cody Strange - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH

Cody Strange - State Farm Insurance Agent in Fairfield, OH provides residential home insurance services for local homeowners, helping to protect their property and personal belongings. The office also offers commercial coverage policies for small businesses in the surrounding area, serving clients across Butler County and nearby communities. Regular policy reviews and claim assistance are available between visits, ensuring coverage remains current and that follow-up service is consistently provided for existing customers.

GI
1099 Magie Ave
Globe Insurance Agency
Home Insurance Agent · Fairfield, OH
CI
6200 S Gilmore Rd
The Cincinnati Insurance Companies
Home Insurance Agent · Fairfield, OH

When seasonal storms threaten the Fairfield area, The Cincinnati Insurance Companies provides local home insurance agent services tailored to property protection. Their agents work to clarify policy details, helping homeowners understand coverage for wind, hail, or water damage common in the region. Each client’s unique needs are addressed with clear explanations of deductibles and policy limits. An initial inspection of the home is scheduled to evaluate its specific risks and recommend appropriate coverage options.

PP
1260 Nilles Rd #2
Preferred-Protectors Insurance Agency
Home Insurance Agent · Fairfield, OH
(513) 829-3300
preferredprotectors.com
NI
4601 Dixie Hwy
Nationwide Insurance: Armando Arredondo
Home Insurance Agent · Fairfield, OH
(513) 829-1888
armandoarredondoagency.com
DS
6600 Dixie Hwy I
Dennis Sasser - State Farm Insurance Agent
Home Insurance Agent · Fairfield, OH
(513) 874-0411
cdennissasser.com
HK
650 Wessel Dr
Hal Kresser Agency LLC
Home Insurance Agent · Fairfield, OH
(513) 942-5770
kresseragency.com
DS
4907 Dixie Hwy
Douglas Smith American Family Insurance
Home Insurance Agent · Fairfield, OH
(513) 829-5900
amfam.com/agents/ohio/fairfield/Douglas-Smith
JJ
6200 S Gilmore Rd
John J. & Thomas R. Schiff & Co., Inc.
Home Insurance Agent · Fairfield, OH
(513) 870-2580
schiffinsurance.com
AK
9580 Seward Rd
Aaron Kahn American Family Insurance
Home Insurance Agent · Fairfield, OH
(513) 737-7621
amfam.com/agents/ohio/fairfield/Aaron-Kahn
BW
6660 Dixie Hwy Ste 101
Brian Woods: Allstate Insurance
Home Insurance Agent · Fairfield, OH
(513) 860-2006
agents.allstate.com/brian-woods-fairfield-oh.html
SI
1251 Nilles Rd Ste 18
Shelter Insurance - Dwayne Hunter
Home Insurance Agent · Fairfield, OH
(513) 805-4377
shelterinsurance.com/CA/agent/DWAYNEHUNTER
LF
3174 Mack Rd # 8
Liberty Financial Group
Home Insurance Agent · Fairfield, OH
(513) 860-0084

What Does a a Home Insurance Agent in Fairfield Cost?

The average cost of homeowners insurance in Ohio is around $1,200 to $1,800 per year for a standard policy, though rates vary by home value, location, and coverage level. In Fairfield, factors like the age of your home, proximity to fire stations, and claims history affect your premium. This is general information, not insurance advice.

About home insurance agents in Fairfield

A home insurance agent in Fairfield, Ohio can help you find coverage that meets Ohio legal requirements and protects your home. Ohio law does not require homeowners insurance, but mortgage lenders typically mandate it. Local agents understand the specific risks in Butler County, such as severe weather and flooding near the Great Miami River.

Frequently Asked Questions

What does a home insurance agent in Fairfield Ohio do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain Ohio-specific options like replacement cost versus actual cash value. They also assist with filing claims and adjusting coverage as your needs change.

Is homeowners insurance required by law in Ohio?

Ohio law does not require homeowners insurance. However, if you have a mortgage, your lender will require it to protect their investment. An agent can help you meet lender requirements while also covering risks like fire, theft, and liability.

How do Ohio insurance laws affect my home policy?

Ohio follows a fault-based system for liability claims, meaning your policy covers legal costs if someone is injured on your property. Ohio also has a statute of limitations of two years for property damage claims and one year for personal injury claims. An agent can explain how these time limits apply to your coverage.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.