The top-rated home insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,787 reviews. Other highly rated options include Jillian McCormick - State Farm Insurance Agent, Clinton Coble - State Farm Insurance Agent, The Steve Miller Agency: Allstate Insurance Agency. This directory lists 45 home insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Jillian McCormick - State Farm Insurance Agent | 7301 Far Hills Ave | (937) 260-4500 |
| 3 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 4 | The Steve Miller Agency: Allstate Insurance Agency | 2781 Orchard Run Rd | (937) 787-6534 |
| 5 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 6 | Ty Huynh - State Farm Insurance Agent | 462 N Springboro Pike | (937) 434-9999 |
| 7 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 8 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 9 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 10 | American Financial Planners | 2142 S Smithville Rd | (937) 253-4188 |
Meridian Capstone Insurance serves homeowners throughout Montgomery County, Ohio, from its base in Dayton. As a home insurance agency, it helps clients obtain policies that cover dwelling structures, personal belongings, and liability protection against accidents on the property. The company works with customers to review coverage limits and deductibles tailored to local weather risks and property values. It also assists with filing claims and arranging endorsements for high-value items such as jewelry or art collections.
Jillian McCormick, a local home insurance agent in Dayton, OH, provides coverage for property damage, personal liability, and additional living expenses. It offers customizable policies that can include protection against common regional risks. Consultation and claims assistance are given to help customers understand their plan and file reports efficiently. The agency services single-family homes, apartments, retail spaces, and restaurants.
Clinton Coble - State Farm Insurance Agent in Dayton, OH serves homeowners, landlords, and property managers seeking protection for residential properties. This agency provides a range of coverage options and support for claims, helping clients find policies that suit their specific needs in the local area. Standard offerings include dwelling coverage, liability insurance, and policies for personal belongings. The office also extends its services to clients in the neighboring communities throughout the greater Dayton metropolitan region.
The Steve Miller Agency: Allstate Insurance Agency serves the Dayton area and nearby surrounding communities, handling policies to protect homeowners against property damage and liability. It works with clients to navigate coverage options for structures and personal belongings. The agency assesses individual risks and preferences before recommending plans. It begins each job by reviewing the property details and discussing the homeowner's priorities to find suitable protection limits.
Amos Jefferies - State Farm Insurance Agent in Dayton, OH provides home insurance services that may be chosen as a one-time policy or as an ongoing, renewing relationship. Coverage options are designed to protect a home’s structure and personal belongings from common regional risks like storms and theft. The agency’s services typically run on an as-needed basis for claims and annual review appointments to adjust coverage.
As a home insurance agent in Dayton, OH, Ty Huynh - State Farm Insurance Agent specializes in structuring dwelling, personal property, and liability coverage to safeguard local homeowners. The agency works with residents to tailor policies that address typical regional risks, assisting with paperwork, coverage reviews, and claims support. It routinely helps clients during and after Ohio's severe spring storms, ensuring that damage from hail, high winds, or fallen debris is handled through proper claim documentation and prompt adjustments.
As winter storms threaten Dayton, Ingram Insurance Group helps homeowners review policies for adequate coverage against ice dammage or high winds. This local home insurance agent office in Dayton, Ohio, offers standard residential insurance consultations. Clients seeking to protect their property can schedule a meeting to discuss liability protection or personal property coverage. The process typically includes a walkthrough of policy options and an inspection of the home’s roof and foundation before finalizing any initial quote.
Universal Insurance Agency is known locally for guiding homeowners in Dayton, Ohio, through insurance selections tailored to property types and budgets. Its services range from basic dwelling coverage to liability protection and personal property replacement. Agents work to match each policy to individual neighborhood risks, such as weather-related damage common in the region. Beyond standard plans, the agency can add on specialty coverage for valuable personal items, including jewelry or fine art, ensuring comprehensive asset protection.
American Financial Planners assists homeowners and buyers in securing residential property coverage in Dayton, Ohio. The agency specializes in adding tailored endorsements for water backup, sewer line damage, and high-value personal belongings to standard policies. For light wind and hail risks, they adjust deductibles based on property condition. Offices, warehouses, and food service establishments can also obtain commercial insurance through the same agency account for their operating property and liability needs.
What Does a a Home Insurance Agent in Dayton Cost?
The average cost of home insurance in Ohio is about 900 to 1,200 dollars per year for a standard policy. In Dayton rates may be slightly higher due to weather risks and property values. Factors like your homes age construction type and claims history affect the price. This is general information not insurance advice.
About home insurance agents in Dayton
A home insurance agent in Dayton Ohio can help you find a policy that meets state requirements and protects your property. Ohio law does not require homeowners insurance but mortgage lenders often do. Local agents know the specific risks in the Dayton area such as severe storms and flooding near the Great Miami River.
Frequently Asked Questions
What does a home insurance agent in Dayton do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection liability and personal property. They also assist with claims and policy changes.
Do I need home insurance in Ohio?
Ohio law does not require homeowners insurance. However if you have a mortgage your lender will require it. Even without a mortgage insurance protects your home from fire theft and weather damage.
How do I choose a home insurance agent in Dayton?
Look for a licensed agent with experience in Ohio insurance laws. Ask about their knowledge of local risks like tornadoes and hail. Check customer reviews and compare quotes from multiple agents.
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