The top-rated home insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 530 reviews. Other highly rated options include CrossCountry Home and Auto Insurance Agency, Ryan Flynn - State Farm Insurance Agent, Nanci Cieckiewicz: Allstate Insurance. This directory lists 33 home insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | CrossCountry Home and Auto Insurance Agency | 2160 Superior Ave | (877) 252-2050 |
| 3 | Ryan Flynn - State Farm Insurance Agent | 3500 Lorain Ave Suite 502 | (216) 621-3723 |
| 4 | Nanci Cieckiewicz: Allstate Insurance | 4719 State Rd | (216) 739-0990 |
| 5 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 6 | Justin Ragor - State Farm Insurance Agent | 3878 Rocky River Dr Ste 4 | (216) 251-5300 |
| 7 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 8 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 9 | The Morrow Group & Co. | 15444 St Clair Ave. | (216) 618-1224 |
| 10 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
With Cleveland winters threatening ice dams and windstorms, Acceptance Insurance helps area property owners keep their homes fully protected. As a local provider of homeowners coverage, this agency works to match policies with the specific risks of Northeast Ohio, including older structures and varying flood zones. Their agents review dwelling limits, deductible options, and liability protection to ensure adequate shelter safeguards before storm season arrives. Clients begin by scheduling a personal consultation for a detailed property inspection and coverage assessment.
CrossCountry Home and Auto Insurance Agency serves the Cleveland, Ohio metro area as a local home insurance agent. The agency assists homeowners in securing policies that protect residential properties against common regional risks such as storm damage and water incidents. By working with multiple carriers, the firm helps clients compare coverage options tailored to individual dwelling values and liability needs. CrossCountry Home and Auto Insurance Agency handles property insurance for single-family homes and also offers flood insurance policies in the Cleveland area.
Ryan Flynn, operating as a State Farm Insurance Agent in Cleveland, OH, offers a wide range of home insurance services including coverage for dwelling protection, personal property, liability, and additional living expenses. These policies can be tailored through various deductibles and coverage limits to meet individual needs. The agency also provides bundled service plans that combine home and auto insurance for potential savings. Ryan Flynn services local properties such as single-family homes, apartments, retail spaces, and restaurants, ensuring they are covered against common regional risks like storms and fire.
Homeowners in the Cleveland area turn to Nanci Cieckiewicz: Allstate Insurance for personalized home insurance solutions. The agency provides coverage designed to protect residential property and personal belongings from unexpected events like fire or weather damage. Each policy is carefully structured to match the unique needs and budget of the individual homeowner. Customers appreciate clear explanations of policy terms and local claims support. For residents in neighboring communities throughout the greater Cuyahoga County metro, including Lakewood, this agency offers accessible service and localized guidance.
Serving Cleveland, Ohio, and its surrounding communities, Mike Fabert - State Farm Insurance Agent provides residential property coverage. The agency handles policies for homeowners, renters, and condominium unit owners, helping clients protect their dwellings and personal belongings. To manage a typical job, it works by scheduling a consultation to review the client’s specific property, risk factors, and budget, then comparing policy options from its carrier to find a suitable balance of protection and deductible.
At Justin Ragor - State Farm Insurance Agent in Cleveland, OH, clients choose between one-time policy purchases and ongoing service agreements for their home coverage. Ongoing service includes annual policy reviews and claims assistance, while single transactions cover immediate protection needs. The agency helps local homeowners select appropriate coverage amounts and property protections based on their specific risks. Consultations address deductibles, liability limits, and replacement cost options. All services are provided on an as-needed basis, with no scheduled intervals required.
Ralph P. Sills Insurance Agency in Cleveland, Ohio specializes in structuring home insurance policies that cover dwelling, personal property, and liability for single-family residences. It also provides general risk assessments and coverage adjustments for local homeowners. The agency answers questions about policy deductibles, replacement cost estimations, and umbrella liability options. During the winter season, it particularly helps clients review policies for adequate protection against ice dam damage and burst pipe claims.
As winter weather brings freezing rain and heavy snowfall to Cleveland, homeowners need coverage that addresses the specific risks of ice dams and wind damage. Four Point Insurance Agency, Inc. helps property owners review their existing home insurance policies to ensure adequate protection against these seasonal threats. The agency focuses on matching customers with appropriate personal insurance plans from various regional carriers. After an initial phone consultation, an agent schedules a walk-through inspection of the property to assess its unique structural needs before finalizing a recommended policy.
The Morrow Group & Co. serves clients in the Cleveland area with comprehensive home insurance policies. They also offer specialty add-ons for valuable personal property, including jewelry and fine art. Coverage extends to protect your residence’s structure and personal belongings against common hazards. Liability protection is included for accidents occurring on your property. The firm can also prepare protection for commercial sectors such as offices, warehouses, and food service operations.
Evarts Tremaine provides home insurance agent services for residential properties in Cleveland, Ohio, covering standard homeowner policies and additional dwelling protections. Commercial coverage is also available for local business properties within the greater Cleveland area. The agency serves clients throughout Cuyahoga County and nearby communities. After initial policy setup, customers can expect follow-up contact to review coverage needs and adjust limits during regular renewal cycles.
What Does a a Home Insurance Agent in Cleveland Cost?
Typical home insurance costs in Ohio range from 800 to 1500 dollars per year for a standard policy. Cleveland rates may be higher due to urban risks and weather exposure. Actual costs depend on your homes value deductible and coverage limits. This is general information and not insurance advice.
About home insurance agents in Cleveland
A home insurance agent in Cleveland Ohio can help you find a policy that meets state requirements and protects your property. Ohio law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like lake effect snow damage and older home construction.
Frequently Asked Questions
What does a home insurance agent in Cleveland do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also guide you on Ohio specific rules such as the 30 day grace period for premium payments.
Is home insurance required by law in Ohio?
Ohio state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. An agent can help you find a policy that satisfies your lenders requirements.
What factors affect home insurance cost in Cleveland?
Costs depend on your homes age location and construction materials. Cleveland homes near Lake Erie may have higher wind and hail risk. Your claims history and credit score also affect your premium in Ohio.
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