The top-rated home insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc.. This directory lists 11 home insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 5 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 6 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 7 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 8 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 9 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 10 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
Tim McKenzie - State Farm Insurance Agent serves the Centerville, Ohio, and greater Montgomery County area as a local home insurance agent. The agency provides standard personal property protection and related insurance solutions tailored to district homeowners. Its representatives work directly with residents to assess dwelling coverage for single-family homes, including policies that guard against common regional weather risks. Additional products can address liability and personal possessions. The agency handles home insurance for both existing homeowners and individuals closing on a new purchase in the Centerville area.
Greg Fay Insurance Agency provides a full range of home insurance services in the Centerville, OH area, including policy reviews and risk assessments to help protect residential properties. The agency offers routine service plans that involve coverage updates and periodic policy evaluations to ensure adequate protection as needs change. Homeowners can also receive guidance on adjustments when renovating or acquiring new valuables. It services single-family homes and apartments.
Shawn Thacker - State Farm Insurance Agent in Centerville, OH, serves homeowners, businesses, and property managers in need of residential insurance coverage. The agency helps clients select policies that protect their dwellings and personal belongings from common risks. Services include evaluating individual property values and advising on appropriate liability limits. The office also handles policy updates and claims guidance. Beyond Centerville, the agency provides coverage for neighboring communities such as Miamisburg and the broader Dayton metropolitan area.
Serving Centerville and the surrounding communities in Ohio, Carr Insurance Agency, Inc. handles personal home insurance policies for local homeowners. The agency assists clients in selecting coverage for the structure, personal belongings, and liability protection. It also helps residents navigate common regional concerns, such as weather-related damage. When handling a typical policy, the agency begins by reviewing a client’s specific property details and risk factors to recommend an appropriate level of coverage for their individual needs.
Tinnerman Insurance Agency - Centerville in Centerville, OH offers both one-time policy reviews and recurring annual coverage updates, ensuring homeowners can choose the service frequency that best fits their needs. Their home insurance coverage protects against common local risks such as storm damage, theft, and liability claims, tailored to the property’s specific value and structure. Service runs on an as-needed basis when clients request a quote or policy adjustment.
American Insurance Strategies offers specialized home insurance policies tailored to protect single-family homes and rental properties in Centerville, Ohio. It also provides general coverage guidance for local homeowners, helping them navigate standard dwelling protection and liability options. The agency works directly with clients to assess individual property risks unique to the southwest Ohio region. During severe spring and summer storm seasons, it assists homeowners with updating policies to account for potential wind and hail damage.
As a home insurance agent in Centerville, OH, Brandelyn Blair American Family Insurance provides essential property coverage for local homeowners. The agency assists clients in protecting their dwellings and personal belongings against common regional risks. In addition to standard policies, specialists can advise on available endorsements to cover identity theft or sewer backup damages. Small commercial properties, such as offices, warehouses, and food service establishments, can also seek appropriate liability and property policies from this agency to safeguard their business operations and assets within the greater Centerville area.
With winter storms arriving in Centerville, homeowners often worry about ice dams and frozen pipes damaging their properties. Tony Peh: Allstate Insurance helps local residents understand what their policies cover for these seasonal risks. The agency provides straightforward guidance on protecting structures and belongings from common Ohio weather events. Clients can discuss deductibles and liability options for their specific home situations. An initial assessment of the property’s current coverage begins during a personal consultation.
Centerville Insurance Agency provides home insurance services for residences in Centerville, Ohio, helping property owners with coverage for houses and personal belongings. The agency also handles commercial policies for local businesses in the area, offering protection for physical premises and liability exposure. Customers receive attention for their specific coverage needs and can return for follow-up service or policy adjustments between regular renewal visits, ensuring accounts remain current with changing circumstances.
Southern Ohio Insurance LLC is recognized as a reliable home insurance agent serving clients in Centerville, OH. It assesses property risks and guides homeowners through policy options such as dwelling coverage, personal property protection, and liability insurance. The agency works to help residents understand deductibles, replacement cost valuation, and endorsements that fill common coverage gaps. A specialty add-on it can provide is scheduling coverage for high-value personal items like jewelry or fine art.
What Does a a Home Insurance Agent in Centerville Cost?
The average cost of home insurance in Ohio is about 1000 to 1500 dollars per year for a standard policy. In Centerville costs may vary based on your homes age, size, and location. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Centerville
Home insurance agents in Centerville Ohio help you find coverage for your house and belongings. Ohio law does not require homeowners insurance but mortgage lenders usually do. Agents can explain Ohio specific rules like the 30 day grace period for premium payments.
Frequently Asked Questions
What does a home insurance agent in Centerville do?
A home insurance agent in Centerville helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.
Do I need home insurance if I own my house in Ohio?
Ohio law does not require home insurance for homeowners. However your mortgage lender will require it to protect their investment. Even without a mortgage insurance protects you from fire, theft, and lawsuits.
How do I choose a home insurance agent in Centerville Ohio?
Look for an agent who is licensed in Ohio and has experience with local risks like tornadoes and winter storms. Ask about policy options and discounts. Check their customer service reputation.
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