Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 home insurance agents in West Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schumacher Insurance Agency
551 Passaic Ave, West Caldwell, NJ 07006
(973) 237-1000
schins.net
Jesse M. Branson: Allstate Insurance
603 Bloomfield Ave, West Caldwell, NJ 07006
(973) 228-3100
agents.allstate.com
Fallivene Agency, Inc. Real Estate
1011 Bloomfield Ave #1A, West Caldwell, NJ 07006
(973) 882-1117
falliveneagencyinc.com
Nicole Nickerson - State Farm Insurance Agent
1010 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7150
nicolenickerson.com
John Urchak - State Farm Insurance Agent
616 Bloomfield Ave APT 2A, West Caldwell, NJ 07006
(973) 226-0666
jcuinsurance.com
Goosehead Insurance - Jesse Branson Jr.
603 Bloomfield Ave Suite 2, West Caldwell, NJ 07006
(973) 435-2509
goosehead.com
Fallivene Agency Inc., Insurance Division
1025 Bloomfield Ave STE 1B, West Caldwell, NJ 07006
(973) 882-5577
falliveneagencyinc.com
MDB Agency Inc
185 Fairfield Ave # 1D, West Caldwell, NJ 07006
(973) 287-6105
mdbagency.com
Elite Financial Services
1120 Bloomfield Ave, West Caldwell, NJ 07006
(973) 226-2799
Raymond G. McCarthy & Company
185 Fairfield Ave Suite 1-C, West Caldwell, NJ 07006
(973) 228-4141
raymondmccarthy.com
What Does a Home Insurance Agent in West Caldwell Cost?
The cost of home insurance in West Caldwell varies based on the homes value, location, and coverage limits. In New Jersey, the average annual premium for homeowners insurance is around 1,200 to 1,500 dollars, but rates can be higher for older homes or properties near flood zones. Agents can provide quotes from multiple carriers to help you find a competitive rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in West Caldwell do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain New Jersey specific requirements, such as the standard fire policy and optional endorsements for wind or hail. They also assist with claims and policy changes.
Is flood insurance required for homes in West Caldwell?
Flood insurance is not required by New Jersey state law for all homes. However, if your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will likely require it. An agent can help you purchase a policy through the National Flood Insurance Program.
How do I choose a home insurance agent in West Caldwell?
Look for an agent who is licensed in New Jersey and has experience with local risks like winter storms and flooding. Ask about their carrier options and whether they offer personalized service. You can verify an agents license through the New Jersey Department of Banking and Insurance.