The top-rated home insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, Robert G Haggan II Insurance Agency, David Galarza Agency. This directory lists 15 home insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | Robert G Haggan II Insurance Agency | 2850 Yorktowne Blvd unit 24 | (908) 641-2306 |
| 4 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 5 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 6 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 7 | Pro Care Insurance Agency NJ | 1759 NJ-88 | (732) 328-7263 |
| 8 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 9 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 10 | Plymouth Insurance Agency | 1869 NJ-88 Suite C | (732) 836-3333 |
The Buckley Insurance Group serves the Brick Township, New Jersey area, offering home insurance agency services to local residents. The company assists clients in securing coverage that protects against common property risks. It works to help homeowners find policies that fit their individual needs and budgets. Customers can receive guidance on dwelling and personal property protection. Handling these specific services, the agency also helps address liability concerns and provides assistance with securing appropriate deductibles for area homes.
Chris Desimone: Allstate Insurance provides homeowners insurance policies designed to protect properties and personal belongings. Services include standard coverage options along with customized evaluations and maintenance resources to help clients manage risk and prevent losses. The team works to clarify policy details and assist with claims when necessary. This agency services a variety of residential and commercial properties in Brick Township, New Jersey, including single-family homes, apartment complexes, retail establishments, and restaurants.
Robert G Haggan II Insurance Agency in Brick Township, New Jersey, serves local homeowners, business owners, and property managers by arranging coverage for single-family houses, rental units, and commercial structures. The agency works with multiple carriers to provide policies that protect against common regional risks such as storms and flood damage. Clients can discuss deductible options and bundled discounts for their residential or business property needs. Its coverage area also extends into the neighboring community of Toms River and surrounding parts of Ocean County.
Serving Brick Township and surrounding communities throughout Ocean County, the David Galarza Agency handles home insurance coverage for local homeowners. It provides policies that protect dwellings and personal property against common regional risks like storms and liability concerns. The agency works with clients to assess their individual property needs and neighborhood exposure. For a typical policy, it begins by reviewing the home’s construction details and local risk factors before tailoring coverage limits and deductibles to each homeowner’s specific situation.
Residents of Brick Township, New Jersey, seeking home insurance through Tri County Agency of Brick Inc can choose between a one-time policy purchase or ongoing service for annual renewals and coverage adjustments. The agency helps clients protect their property by offering standard homeowners coverage that addresses common local risks such as storm damage and liability. Any necessary policy reviews or claim assistance is then provided on an as-needed basis throughout the policy term.
Serving Brick Township and the surrounding area, Jody Huss - State Farm Insurance Agent provides homeowners insurance policies designed to protect single-family residences, condominiums, and rental properties. The agency also offers related personal insurance coverages such as liability protection and personal property coverage. Each policy is tailored to meet the specific needs of the local client. This agent specifically helps homeowners review their coverage before the Atlantic hurricane season, ensuring wind and flood protections are in place for the community’s stronger coastal storms.
Winter storms and coastal winds often leave Brick Township homeowners assessing roof damage and flood risks around their property. Pro Care Insurance Agency NJ responds by offering home insurance agent services that explain coverage options for common local concerns like wind mitigation and moisture intrusion. Their process begins with a thorough inspection to document current property conditions before recommending policy adjustments. A comprehensive walkthrough evaluates exterior structures, basement vulnerabilities, and potential liability exposures. This initial assessment helps determine appropriate coverage levels for each unique home in the area.
Based in Brick Township, New Jersey, Osborn Insurance Agency works with homeowners to structure residential insurance policies. Their expertise addresses specialized coverage for uncommon personal property. They also assist in protecting rental income for landlords with property on the coast. Their team helps clients adjust deductibles for significant weather events. The agency offers tailored protection for commercial sectors, including local offices, warehouses, and food service operations.
Insurance Agency Inc provides residential home insurance services to homeowners in Brick Township, New Jersey, covering a range of property protection needs. The agency also offers commercial coverage for local businesses within the same service area. Their office assists clients with policy selection and claims guidance. After an initial enrollment or a claim resolution, the team follows up to ensure coverage remains appropriate and offers repeat service consultations between regular policy review periods.
What Does a a Home Insurance Agent in Brick Township Cost?
Home insurance costs in Brick Township New Jersey vary by property value location and coverage level. Average annual premiums in Ocean County range from 1200 to 2500 dollars for standard policies. Homes near the coast may pay higher rates due to wind and flood risk. This is general information not insurance advice.
About home insurance agents in Brick Township
Home insurance agents in Brick Township New Jersey help homeowners find coverage that meets state requirements and protects against common local risks like coastal storms. New Jersey law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain flood insurance needs for properties near Barnegat Bay or the Atlantic Ocean.
Frequently Asked Questions
What does a home insurance agent in Brick Township do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms and assist with claims. Agents in Brick Township often have knowledge of local flood zones and windstorm risks.
Do I need flood insurance in Brick Township New Jersey?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a Special Flood Hazard Area. Many Brick Township properties near the coast fall into these zones. Standard home insurance policies do not cover flood damage.
How do New Jersey home insurance laws affect my policy?
New Jersey has a standard fire insurance policy form that all insurers must use as a base. The state also requires insurers to offer coverage for windstorm damage. New Jersey law gives you a 30 day grace period to pay a renewal premium before cancellation.
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