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Directory of home insurance agents in Totowa, New Jersey. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 home insurance agents in Totowa, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000
hansonryan.com
Gibson & Associates Public Insurance Adjusters LLC
195 US-46 Suite #8, Totowa, NJ 07512
(973) 785-8600
gibsonadjusters.com
Lealta Insurance Agency
87 Union Blvd, Totowa, NJ 07512
(862) 217-6414
lealtainsurance.com
Jim Bush - State Farm Insurance Agent
294 Union Blvd, Totowa, NJ 07512
(973) 942-2660
jimbushinc.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327
thesecretinsuranceagency.com
Al Alexander Insurance
552 Union Blvd, Totowa, NJ 07512
(973) 790-7113
G&S Financial Services, LLC
247 Union Blvd, Totowa, NJ 07512
(973) 963-4268
gsfinancialservices.net
FAVA FINANCIAL GROUP
16 Furler St 2nd fl, Totowa, NJ 07512
(888) 756-6602
favafinancial.com
Haye Insurance Agency LLC
999 Riverview Dr, Totowa, NJ 07512
(973) 406-5355
hayeinsurance.com
CM SR22 Insurance Group
205 US-46, Totowa, NJ 07512
(855) 698-0461
cmsr22insurancegroup.com
A home insurance agent in Totowa New Jersey can help you find a policy that protects your property and meets state requirements. New Jersey law does not require homeowners insurance but mortgage lenders usually require it. An agent can explain coverage options such as dwelling protection and liability insurance.
What Does a Home Insurance Agent in Totowa Cost?
The cost of home insurance in New Jersey averages around 1,200 to 1,800 per year for a standard policy but amounts vary by property value and location. In Totowa factors like the age of your home and its proximity to fire stations affect your premium. Costs also depend on your deductible and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Totowa do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They can explain deductibles and policy limits. They also assist with claims and policy changes.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Without insurance you could be personally liable for damage or injuries on your property.
How do I choose a home insurance agent in Totowa?
Look for an agent licensed in New Jersey with experience handling claims in your area. Check their customer reviews and ask about the insurers they represent. A local agent can offer knowledge of Totowa specific risks like flooding or winter storms.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.