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Find Home Insurance Agents Near You in Totowa, NJ

Browse home insurance agents serving Totowa, New Jersey. Updated 2026-07-14.

The top-rated home insurance agent in Totowa, New Jersey is Hanson & Ryan, rated 5.0 stars across 185 reviews. Other highly rated options include Gibson & Associates Public Insurance Adjusters LLC, Lealta Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 10 home insurance agents serving Totowa.

Showing 10 home insurance agents in Totowa, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hanson & Ryan87 Lackawanna Ave(973) 256-6000
2Gibson & Associates Public Insurance Adjusters LLC195 US-46 Suite #8(973) 785-8600
3Lealta Insurance Agency87 Union Blvd(862) 217-6414
4Jim Bush - State Farm Insurance Agent294 Union Blvd(973) 942-2660
5The Secret insurance Agency LLC409 Minnisink Rd #104(973) 812-7327
6Al Alexander Insurance552 Union Blvd(973) 790-7113
7G&S Financial Services, LLC247 Union Blvd(973) 963-4268
8FAVA FINANCIAL GROUP16 Furler St 2nd fl(888) 756-6602
9Haye Insurance Agency LLC999 Riverview Dr(973) 406-5355
10CM SR22 Insurance Group205 US-46(855) 698-0461
HR
87 Lackawanna Ave
Hanson & Ryan
Home Insurance Agent · Totowa, NJ

Hanson & Ryan serves the greater Totowa area of Passaic County as a local home insurance agent. The agency assists homeowners with policies to protect their property and personal belongings from common regional risks. They help clients evaluate coverage for damage from storms, fire, theft, and liability claims. Residents can also rely on Hanson & Ryan for guidance on flood insurance options specific to local flood zones and for adjusting coverage when renovating or purchasing a new home in Totowa.

GA
195 US-46 Suite #8
Gibson & Associates Public Insurance Adjusters LLC
Home Insurance Agent · Totowa, NJ

Gibson & Associates Public Insurance Adjusters LLC provides a range of services as a home insurance agent in Totowa, NJ, helping clients navigate claims and policies for residential coverage. The company offers ongoing assistance with policy management, including local claim filing support and coverage maintenance for homeowners seeking reliable property protection. It services single-family homes, apartments, retail establishments, and restaurants.

LI
87 Union Blvd
Lealta Insurance Agency
Home Insurance Agent · Totowa, NJ

Homeowners, businesses, and property managers in Totowa, New Jersey turn to Lealta Insurance Agency for home insurance solutions. The agency helps clients protect their dwellings and personal property against common risks such as fire, theft, and weather-related damage. Policies are tailored to meet individual coverage needs, ensuring adequate financial safeguards for families and investments. Lealta Insurance Agency also serves residents and businesses in Wayne, offering the same comprehensive home insurance services to that neighboring community.

JB
294 Union Blvd
Jim Bush - State Farm Insurance Agent
Home Insurance Agent · Totowa, NJ

Jim Bush - State Farm Insurance Agent in Totowa, New Jersey, is known for providing personalized home coverage plans that help protect local property owners. The agency assists clients in navigating standard policies that cover dwelling, personal belongings, and liability protection. It also evaluates replacement cost needs based on regional construction conditions. For homeowners in Totowa, the agency can add specialized coverage for valuable personal items such as jewelry, art, or collectibles.

SI
409 Minnisink Rd #104
The Secret insurance Agency LLC
Home Insurance Agent · Totowa, NJ

The Secret Insurance Agency LLC serves homeowners in Totowa, New Jersey, and the surrounding Passaic County communities. It specializes in handling comprehensive home insurance policies for local residential properties. The agency focuses on protecting clients against common regional risks, such as storm damage, fire, and liability claims. To manage a typical job, it begins with a thorough evaluation of the property's unique features and the homeowner's coverage needs. It then compares multiple policy options from different carriers before presenting tailored recommendations for adequate protection.

AA
552 Union Blvd
Al Alexander Insurance
Home Insurance Agent · Totowa, NJ

Al Alexander Insurance in Totowa, NJ distinguishes between one-time policy reviews for new homeowners and recurring annual adjustments to existing coverage. Local agents help clients select dwelling, personal property, and liability protection tailored to regional weather risks. Home insurance often bundles protection against fire, theft, and storms into a single policy. Service is provided on an as-needed basis, with clients contacting the agency directly when policy changes are required.

GF
247 Union Blvd
G&S Financial Services, LLC
Home Insurance Agent · Totowa, NJ

As a home insurance agent in Totowa, G&S Financial Services, LLC specializes in helping homeowners find appropriate coverage for their properties. The agency works with clients to assess their insurance needs and secure suitable policies that protect their homes and personal belongings. It assists with standard dwelling coverage, liability protection, and additional endorsements for valuable items. The team can help local residents review their policies before the winter season to ensure adequate protection against potential damage from snow, ice, and freezing pipes.

FF
16 Furler St 2nd fl
FAVA FINANCIAL GROUP
Home Insurance Agent · Totowa, NJ

When harsh winter weather or a heavy storm threatens homes in Totowa, NJ, homeowners often worry about potential damage. Fava Financial Group works to address these concerns as a home insurance agent in the local area, guiding clients toward policies that suit their individual property needs. They help residents understand coverage options for common local hazards, from frozen pipes to wind damage. To begin this process, they typically schedule a thorough consultation or inspection of the home to assess its specific conditions and risks.

HI
999 Riverview Dr
Haye Insurance Agency LLC
Home Insurance Agent · Totowa, NJ

Haye Insurance Agency LLC in Totowa, NJ works with clients to structure home insurance policies that protect residential properties against common claims like wind and fire damage. It can also arrange specialty add-ons such as coverage for valuable personal property or additional liability protection. The agency serves various commercial sectors as well, including local offices, warehouses, and food service establishments.

CS
205 US-46
CM SR22 Insurance Group
Home Insurance Agent · Totowa, NJ

CM SR22 Insurance Group serves homeowners in Totowa and the surrounding Passaic County area, offering standard home insurance policies and related coverage options. The agency assists clients with evaluating property protection needs, including dwelling and personal property coverage. It also handles liability protection and additional living expense insurance for local residents. In this area, CM SR22 Insurance Group manages flood insurance policies and supports homeowners with supplemental wind and hail coverage.

What Does a a Home Insurance Agent in Totowa Cost?

The cost of home insurance in New Jersey averages around 1,200 to 1,800 per year for a standard policy but amounts vary by property value and location. In Totowa factors like the age of your home and its proximity to fire stations affect your premium. Costs also depend on your deductible and coverage limits. This is general information not insurance advice.

About home insurance agents in Totowa

A home insurance agent in Totowa New Jersey can help you find a policy that protects your property and meets state requirements. New Jersey law does not require homeowners insurance but mortgage lenders usually require it. An agent can explain coverage options such as dwelling protection and liability insurance.

Frequently Asked Questions

What does a home insurance agent in Totowa do?

A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They can explain deductibles and policy limits. They also assist with claims and policy changes.

Is homeowners insurance required by law in New Jersey?

New Jersey state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Without insurance you could be personally liable for damage or injuries on your property.

How do I choose a home insurance agent in Totowa?

Look for an agent licensed in New Jersey with experience handling claims in your area. Check their customer reviews and ask about the insurers they represent. A local agent can offer knowledge of Totowa specific risks like flooding or winter storms.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.