Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 home insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897
njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100
stevemeehan.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525
tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719
agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050
agents.allstate.com
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681
tommillerinsurance.net
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680
arochoinsurance.com
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Vic Hatami Insurance Agency
1520 NJ-37, Toms River, NJ 08753
(732) 506-9800
hatamiagency.com
Infinity Insurance NJ
31 Thomas St, Toms River, NJ 08753
(732) 338-8318
AIC Insurance Agency
100 NJ-37, Toms River, NJ 08753
(732) 286-5100
aicinsurance.biz
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
Carl W Swensen Agency Inc
405 Main St, Toms River, NJ 08753
(732) 244-4730
carlswensenagencynj.com
Great Insurance Agency Toms River
805 Cottonwood Dr, Toms River, NJ 08753
(315) 227-9787
USI Insurance Services
1433 Hooper Ave STE 110, Toms River, NJ 08753
(732) 349-2100
usi.com
What Does a Home Insurance Agent in Toms River Cost?
The average cost of home insurance in New Jersey is about 1,200 to 1,800 dollars per year for a standard policy. In Toms River, rates may be higher due to coastal risks, ranging from 1,500 to 2,500 dollars annually. Flood insurance adds 700 to 1,200 dollars per year depending on flood zone. These are general estimates and your actual cost depends on your home value, location, and coverage choices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Toms River do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain NJ-specific requirements like flood insurance mandates in flood zones. They also assist with claims and policy changes.
Is flood insurance required in Toms River New Jersey?
If your home is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. New Jersey law does not mandate flood insurance statewide, but many Toms River properties near the coast need it. An agent can help you get a policy through the NFIP or private insurers.
How do I choose a home insurance agent in Toms River?
Look for an agent licensed in New Jersey with experience in coastal properties. Check their knowledge of NJ insurance laws and ask about policy options for wind and flood damage. Read reviews and confirm they represent multiple carriers for comparison.