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Home Insurance Agents in Summit, NJ

Looking for a home insurance agent in Summit? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 home insurance agents in Summit, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Glisel Jimenez - State Farm Insurance Agent
26 Morris Ave, Summit, NJ 07901
(908) 277-4099 gliseljimenez.com
Glenn Potolsky: Allstate Insurance
42 Maple St Ste 3, Summit, NJ 07901
(908) 502-5500 agents.allstate.com
Richard Fernandez - State Farm Insurance Agent
469 Morris Ave, Summit, NJ 07901
(908) 522-8330 insurancewithrich.com
Hector Lugo Agency
24 Beechwood Rd Ste 222, Summit, NJ 07901
(908) 527-1700 thelugogroup.com
Clyde Paul Insurance Agency
47 Maple St #301, Summit, NJ 07901
(201) 991-7598 clydepaul.com
Joseph Chiarello & Co., Inc./Firearms Business Insurance Program
291 Morris Ave, Summit, NJ 07901
(800) 526-2199 guninsurance.com
Elite Insurance New Jersey
816 Old Springfield Ave, Summit, NJ 07901
(732) 426-3464
My Insurance
429 Springfield Ave, Summit, NJ 07901
(551) 223-1505
Best Insurance Service Summit
521 Morris Ave, Summit, NJ 07901
(908) 340-6343
Sun Light Insurance
3 Chapel St, Summit, NJ 07901
(908) 340-6742 rosalvahamilton809.wixsite.com
Premier Insurance Services
447 Springfield Ave, Summit, NJ 07901
(908) 598-9302
Schechner Lifson Corporation
4 Chatham Rd, Summit, NJ 07901
(908) 598-7800 slcinsure.com

A home insurance agent in Summit, New Jersey can help you find a policy that meets your needs. New Jersey law requires insurers to offer flood coverage in certain zones, and an agent can explain local options. They also assist with bundling auto and home policies for potential discounts.

What Does a Home Insurance Agent in Summit Cost?

Home insurance premiums in Summit, New Jersey typically range from 800 to 2,500 dollars per year for a standard policy. Factors include your homes age, construction type, and proximity to fire stations. New Jersey has a high cost of living and weather risks, which can raise rates. Actual costs vary by individual case. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Summit do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Do I need flood insurance for my Summit home?
Flood insurance is required by lenders for homes in high-risk flood zones. Even outside these zones, New Jersey experiences heavy rain and snowmelt. An agent can help you purchase a separate flood policy through the NFIP or a private carrier.
How can a Summit agent help with New Jersey insurance laws?
New Jersey requires insurers to offer personal injury protection and liability coverage. An agent can explain these mandatory coverages and help you choose appropriate limits. They also stay updated on state regulations regarding rate changes and policy cancellations.