Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 home insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
Andrea DeBenedetto: Allstate Insurance
55 E Main St, Ramsey, NJ 07446
(201) 327-5700
agents.allstate.com
Foremost Insurance, san jose
4 Erie Plaza, Ramsey, NJ 07446
(201) 327-5555
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
Durkin Agency, Inc.
70 Hilltop Rd # 2400, Ramsey, NJ 07446
(201) 567-3700
durkinagency.com
Key Group Benefits
70 Hilltop Rd #2450, Ramsey, NJ 07446
(201) 604-2524
keygroupbenefit.com
Andrew Bruno Agency
145 N Franklin Tpke #306, Ramsey, NJ 07446
(201) 818-4800
andrewbrunoagency.com
McCaughey Chambers Agency
150 E Main St Suite C, Ramsey, NJ 07446
(973) 476-4141
mccaughey-chambersagency.com
Allstate Personal Financial Representative: Nadia Khalil
55 E Main St, Ramsey, NJ 07446
(201) 377-5739
agents.allstate.com
Prudential | Robin Chapman | Life Insurance & Financial Services
26 Lake St, Ramsey, NJ 07446
(201) 825-4887
prudential.com
What Does a Home Insurance Agent in Ramsey Cost?
Home insurance costs in Ramsey, New Jersey typically range from 800 to 1,800 dollars per year for a standard policy, though actual premiums depend on your homes value, age, location, and coverage limits. New Jersey law allows insurers to use factors like credit score and claims history to set rates. Costs also vary based on deductible amounts and optional coverages like flood or earthquake. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ramsey do?
A home insurance agent helps you find a policy that covers your house, belongings, and liability. They can explain New Jersey specific coverages like the standard fire policy and flood insurance options. They also assist with claims and policy changes.
Is flood insurance required in Ramsey New Jersey?
Flood insurance is not required by state law, but it may be required by your mortgage lender if your property is in a high risk flood zone. Ramsey is in Bergen County where some areas face flood risk. An agent can check your zone and help you buy a separate flood policy.