ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse home insurance agents serving Paramus, New Jersey. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Paramus, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 17 home insurance agents in Paramus, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allstate Personal Financial Representative: Joseph Brady
104 N Farview Ave, Paramus, NJ 07652
(845) 422-0688
agents.allstate.com
Home insurance agents in Paramus, New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain NJ-specific factors like flood zone designations and windstorm deductibles common in Bergen County.
What Does a Home Insurance Agent in Paramus Cost?
Home insurance agent services in Paramus typically do not charge a separate fee; agents earn commissions from insurers. Policy costs in New Jersey average between 1,200 and 2,500 annually for standard coverage, but can be higher for older homes or those in flood zones. Your actual premium depends on your homes value, construction type, deductible, and chosen endorsements. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Paramus do?
A home insurance agent in Paramus helps you compare policies from different insurers. They explain coverage types like dwelling, personal property, and liability. They also advise on NJ-specific options such as flood insurance through the NFIP or private carriers.
Do I need flood insurance for my home in Paramus?
Flood insurance is not required by New Jersey state law, but it is mandatory if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Paramus has some flood-prone zones, so an agent can check your flood map status.
How do New Jersey home insurance rates compare to other states?
New Jersey home insurance rates are higher than the national average, often ranging from 1,200 to 2,500 per year for a typical policy. Factors include the age of your home, proximity to the coast, and local claims history. An agent can provide quotes specific to Paramus.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Paramus who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.