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Looking for a home insurance agent in Lakewood? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 20 home insurance agents in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRIME Insurance Agency
960 E County Line Rd, Lakewood, NJ 08701
(732) 886-5751
primeins.com
Cosmo Insurance Agency
1600 Ave of the States #408, Lakewood, NJ 08701
(732) 363-3888
cosmoins.com
Sterling Property and Casualty
20 4th St Suite 211, Lakewood, NJ 08701
(732) 730-7130
sterlingpandc.com
Stonebrook Insurance Group
500 River Ave Suite 230, Lakewood, NJ 08701
(732) 905-4100
stonebrookins.com
Mitchell Hnatt: Allstate Insurance
1900 NJ-70, Lakewood, NJ 08701
(732) 477-6900
agents.allstate.com
Ben Goldfischer: Allstate Insurance
300 Main St, Lakewood, NJ 08701
(732) 719-4050
agents.allstate.com
Diamant & Associates
1700 Ave of the States Suite 401, Lakewood, NJ 08701
(732) 276-5089
diamantassoc.com
Wilhelm
699 Cross St #1, Lakewood, NJ 08701
(732) 961-1551
wilhelmrisk.com
Ideal Insurance Agency
326 3rd St, Lakewood, NJ 08701
(732) 363-8300
idealinsuranceagencynj.com
Insurance Agency New Jersey
1166 River Ave, Lakewood, NJ 08701
(551) 273-4713
J&R Insurance Agency & Financial Services LLC
1400 Ocean Ave, Lakewood, NJ 08701
(732) 363-1625
jrinsuranceagency.com
True Life Insurance NJ
323 Clifton Ave, Lakewood, NJ 08701
(732) 307-3222
Starlight Insurance Service NJ
28 Clifton Ave, Lakewood, NJ 08701
(732) 250-3916
Sure Co Agency Inc
300 Boulevard of the Americas, Lakewood, NJ 08701
(732) 730-8700
surecoagency.com
East Insurance Group LLC
1000 Monmouth Ave, Lakewood, NJ 08701
(732) 364-2796
Fidella Insurance Agency, A Division of World
15 America Ave #202, Lakewood, NJ 08701
(732) 222-4500
fidellaplus.com
SYMS Insurance Agency
36 Chambers Brg Rd, Lakewood, NJ 08701
(732) 860-7967
symsins.com
Friedman Associates of Nj
212 2nd St, Lakewood, NJ 08701
(732) 363-6444
The Moffett Agency
1095 Ocean Ave, Lakewood, NJ 08701
(732) 301-4204
moffettagency.com
5 Minute Insure
300 Boulevard of the Americas Suite 105, Lakewood, NJ 08701
(877) 707-8555
5minuteinsure.com
Home insurance agents in Lakewood, New Jersey help homeowners find coverage that meets state requirements and protects their property. New Jersey law mandates that insurers offer a standard fire insurance policy, but agents can also help you add flood or wind coverage common in Ocean County. Local agents understand Lakewood housing types, from single-family homes to multi-unit properties, and can guide you through the process.
What Does a Home Insurance Agent in Lakewood Cost?
The average cost of homeowners insurance in New Jersey is around 1,200 to 1,800 per year for a standard policy, but rates in Lakewood can vary based on home value, age, and location. Factors like proximity to the coast, crime rates, and your claims history also affect the premium. For a typical Lakewood home, you might pay between 1,000 and 2,500 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lakewood do?
A home insurance agent in Lakewood helps you compare policies from different insurers to find coverage for your home. They explain deductibles, liability limits, and endorsements such as flood or sewer backup. Agents also assist with claims and policy changes after you buy a policy.
Is flood insurance required in Lakewood New Jersey?
Flood insurance is not required by New Jersey state law for most homes, but mortgage lenders in flood zones may require it. Lakewood is in Ocean County, which has flood risk areas, so many homeowners choose to add flood coverage. An agent can help you check your flood zone and get a separate flood policy through the NFIP or private insurers.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.