The top-rated home insurance agent in Freehold, New Jersey is StreetSmart Insurance, rated 4.9 stars across 1,326 reviews. Other highly rated options include Prime Time Insurance Agency, Mark Caravaglio at Comparion Insurance Agency, John Craig: Allstate Insurance. This directory lists 18 home insurance agents serving Freehold.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | StreetSmart Insurance | 208 South St | (732) 462-8343 |
| 2 | Prime Time Insurance Agency | 22 Center St | (732) 640-1185 |
| 3 | Mark Caravaglio at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8153 |
| 4 | John Craig: Allstate Insurance | 110 Village Center Dr | (732) 294-4847 |
| 5 | Lenny LoPresti - State Farm Insurance Agent | 62 E Main St | (732) 298-9245 |
| 6 | NorthEast Insurance Services | 4400 US Highway 9 South, Suite 3300 | (732) 972-1771 |
| 7 | Andrea Lucciola: Allstate Insurance | 101 Barkalow Ave Ste D | (732) 462-3152 |
| 8 | Gerard "Jerry" Liubicich at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8152 |
| 9 | Juan Diaz at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8158 |
| 10 | Ed Hocker - State Farm Insurance Agent | 31 Schanck Rd a | (732) 431-1112 |
StreetSmart Insurance serves the Freehold, New Jersey area as a local home insurance agent. The company helps homeowners evaluate their property coverage needs and navigate policy options that address regional risks. Clients receive guidance on standard dwelling protection and liability coverage to safeguard their residences. This agency also assists with additional endorsements for specific local concerns, such as damage from storms or aging plumbing systems.
Prime Time Insurance Agency provides a full range of home insurance services for property owners in Freehold, NJ, including policy initial setup, coverage reviews, and claims assistance. It offers customized service plans that help clients adjust their deductibles and update endorsements as their needs evolve. The agency works with standard single-family homes, condominiums, apartment buildings, retail storefronts, and local restaurants requiring commercial property coverage.
Mark Caravaglio at Comparion Insurance Agency serves homeowners and property managers in Freehold, New Jersey, by providing guidance on home insurance coverage. The agency helps clients review policy options to protect their residences and rental properties against common regional risks. Services include explaining different types of dwelling and liability policies and assisting with claims navigation. The typical consultation process involves assessing a property’s value and identifying appropriate coverage solutions. Freehold residents and those in adjacent communities such as Howell also work with this agency for their home insurance needs.
Serving Freehold, NJ, and the neighboring communities, John Craig: Allstate Insurance handles homeowners insurance policies tailored to local property needs. Its work includes advising clients on appropriate coverage levels for their specific dwellings and possessions. The agency generally begins each typical job by reviewing the client’s current situation and property details to identify any gaps in protection. It then presents clear options and sets up a coverage plan that fits the homeowner’s budget and rebuilding requirements.
For homeowners in Freehold, New Jersey, choosing a home insurance agent involves distinguishing between one-time policy setup versus ongoing service options for annual policy reviews or claims support. Lenny LoPresti - State Farm Insurance Agent provides coverage that protects structures, personal belongings, and liability against common regional risks like storms or accidents. Clients generally arrange an initial consultation to tailor a policy and thereafter may schedule periodic check-ins or direct claims assistance. Service runs on an as-needed basis for specific policy questions or whenever a claim arises between policy renewal periods.
As winter storms threaten homes across Freehold with heavy snow and ice dams, Andrea Lucciola: Allstate Insurance helps local homeowners review their policies for adequate roof and water damage coverage. This independent agent offers personalized consultations to match dwelling protection with the unique risks of Central New Jersey properties. For renters or owners alike, evaluating liability limits and personal property schedules ensures financial security against common seasonal losses. The process begins with a thorough inspection of your home’s exterior and interior to identify specific coverage gaps.
Gerard "Jerry" Liubicich at Comparion Insurance Agency in Freehold, NJ helps local homeowners secure coverage for their properties. In addition to standard dwelling protection, the agency can arrange optional add-ons such as flood or earthquake coverage to address specific regional risks. Clients may also discuss personal liability limits and valuable items riders. The agency serves homeowners as well as commercial sectors, including offices, warehouses, and food service establishments, tailoring policies to different operational needs.
Juan Diaz at Comparion Insurance Agency in Freehold, NJ, is known for helping homeowners secure coverage that aligns with their property's specific needs. The agency serves clients across the local area, offering guidance on protecting dwellings from common regional risks like storms and liability concerns. Policies can be tailored to cover a variety of home types, including single-family residences and condominiums. A specialty service this agency can add on is coverage for valuable personal items such as jewelry or fine art.
Ed Hocker - State Farm Insurance Agent in Freehold, NJ, offers residential home insurance services in Freehold and the surrounding area. The agency also provides commercial coverage options for local businesses looking to protect their property. Clients are guided through policy selection tailored to individual needs, with an emphasis on clear communication and practical coverage. After settling a claim or updating a policy, the agent can assist with follow-up needs and additional coverage adjustments during regular service intervals.
What Does a a Home Insurance Agent in Freehold Cost?
The cost of home insurance in New Jersey varies by location, home value, and coverage level. In Freehold, average annual premiums range from 800 to 1,500 dollars for standard policies. Factors like the age of your home, its proximity to flood zones, and your claims history affect the price. This is general information and not insurance advice.
About home insurance agents in Freehold
A home insurance agent in Freehold, New Jersey can help you find a policy that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain local risks like nor'easters and flooding, and help you choose the right coverage limits.
Frequently Asked Questions
What does a home insurance agent in Freehold do?
A home insurance agent in Freehold helps you compare policies from different insurers. They explain coverage options like dwelling, personal property, and liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, if you have a mortgage, your lender will require it. An agent can help you meet lender requirements and protect your investment.
How do I choose a home insurance agent in Freehold?
Look for a licensed agent with experience in New Jersey insurance laws. Check their reviews and ask about their knowledge of local risks. A good agent will explain policy details and help you compare quotes.
Home Insurance Agents in Other New Jersey Cities
Bayonne · Berlin · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Egg Harbor Township · Elizabeth · Elmwood Park · Englewood Cliffs · Fair Lawn