The top-rated home insurance agent in Youngsville, Louisiana is Ann Raush - State Farm Insurance Agent, rated 5.0 stars across 373 reviews. Other highly rated options include Monica Meyers - State Farm Insurance Agent, Kristen Willis: Allstate Insurance, Brightway Insurance, The Michele Robicheaux Agency. This directory lists 10 home insurance agents serving Youngsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ann Raush - State Farm Insurance Agent | 810 S St Blaise Ln suite f | (337) 856-5314 |
| 2 | Monica Meyers - State Farm Insurance Agent | 121 School St | (337) 856-8150 |
| 3 | Kristen Willis: Allstate Insurance | 204 Church St | (337) 857-3055 |
| 4 | Brightway Insurance, The Michele Robicheaux Agency | 107 Centre Sarcelle Blvd Suite 707 | (337) 347-7170 |
| 5 | Abney Advisory Group | 511 Shore Dr suite 3 | (337) 324-1140 |
| 6 | Armentor & Associates LLC | 716 Fortune Rd | (337) 984-9145 |
| 7 | Heather Romero New York Life Agent | 100 Sabal Palms Row Ste 1A | (337) 517-5825 |
| 8 | Goosehead Insurance - Lindsay Watson | 208 Centre Sarcelle Blvd #201 | (337) 279-2154 |
| 9 | DJW Insurance Agency, Inc. | 201 Prescott Blvd Suite 102 | (337) 857-3638 |
| 10 | LaSonja Dunbar Agency, LLC - Horace Mann Insurance | 201 Prescott Blvd Suite 303 | (337) 412-6727 |
Ann Raush, a State Farm Insurance agent, serves the Youngsville, LA community and surrounding Lafayette Parish with home insurance solutions. The agency helps local homeowners protect their properties by offering customizable policies tailored to individual needs. Services include coverage for dwelling damage, personal belongings, and liability protection. Additionally, the office handles renters insurance policies for those leasing in the area.
Monica Meyers - State Farm Insurance Agent in Youngsville, LA, provides home insurance policies for local property owners. The agency offers coverage plans that protect against common risks such as fire, theft, and weather-related damage, with options for personal property and liability protection. Regular policy reviews help ensure adequate coverage as needs change. This company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small business owners in Youngsville, Louisiana can rely on Kristen Willis: Allstate Insurance for their home insurance needs. The agency helps clients tailor coverage to fit different property types and budgets. Policies are designed to protect homes and belongings from common regional risks such as storm damage and liability concerns. The office also provides guidance on selecting appropriate deductibles and additional endorsements. In addition to serving Youngsville, this home insurance agent covers the nearby Lafayette metro area to assist with property protection.
Brightway Insurance, The Michele Robicheaux Agency serves Youngsville, Louisiana, and the surrounding communities in Lafayette Parish. The agency handles homeowners insurance policies designed to protect residential properties from common regional risks. It evaluates each client’s specific coverage needs by reviewing the structure’s age, replacement cost, and local weather exposure. The typical job begins with a detailed risk consultation, after which the agent compares multiple policy options and presents a clear, customized plan tailored to the homeowner’s situation.
Abney Advisory Group in Youngsville, LA, helps clients understand the difference between one-time policy purchases for immediate needs and recurring service options that provide long-term coverage adjustments. As a home insurance agent, the company focuses on securing protection for residential properties against common local risks like storm and fire damage. Service is offered on an as-needed basis, allowing homeowners to request assistance when evaluating new policies or updating existing coverage.
Armentor & Associates LLC in Youngsville, LA specializes in securing coverage for homeowners, including protection for dwellings, personal property, and liability. The agency also assists with policies for renters and condominium owners, guiding clients through the complexities of local insurance requirements. Given the region’s exposure to severe storms and hurricane threats, it helps homeowners assess and update their wind and flood insurance policies before peak storm seasons. This enables property owners to address gaps in coverage and confirm their policies remain adequate against weather-related damages in southern Louisiana.
As storm season approaches in south Louisiana, homeowners in Youngsville need reliable coverage for their properties. Heather Romero New York Life Agent provides home insurance policies designed to protect against wind, hail, and flood damage common to the region. The agency reviews each client’s specific situation to recommend appropriate levels of dwelling and liability coverage. Local expertise ensures policies meet parish requirements and lender standards. A full inspection of the home is scheduled before a final policy quote can be offered.
Goosehead Insurance - Lindsay Watson assists homeowners in Youngsville, LA, with securing coverage for their property and personal liability. Specialty add-ons can include protection for valuable items, equipment breakdown, and water backup. The agency helps clients explore various deductible options and ensures that their policies reflect the current replacement cost of their homes. It serves a range of commercial sectors, including local offices, warehouses, and food service establishments, tailoring each insurance plan to the specific risks of those operations.
DJW Insurance Agency, Inc. provides residential home insurance services for properties in and around Youngsville, Louisiana. The agency also offers commercial coverage options for local business owners and extends service to the broader area. Its agents work with clients to select appropriate policies for their structures and personal belongings. Policyholders can return for coverage reviews or adjustments between regular visits as their property or insurance needs change.
LaSonja Dunbar Agency, LLC - Horace Mann Insurance serves the Youngsville, Louisiana area as a home insurance agent, offering standard coverage for local homeowners. The agency provides policies designed to protect residential property against common regional risks. Services typically include dwelling protection, personal liability coverage, and options for contents insurance. Clients can receive assistance in selecting appropriate policy limits and deductible options tailored to individual home values. Additional coverage can be arranged for scheduled personal property items such as fine jewelry or collectibles.
What Does a a Home Insurance Agent in Youngsville Cost?
Home insurance costs in Youngsville typically range from 1,500 to 3,000 dollars per year for a standard policy. Factors like your homes replacement cost, proximity to flood zones, and credit history affect the rate. Louisiana has a 1 to 5 percent wind and hail deductible that can raise out-of-pocket costs. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About home insurance agents in Youngsville
Home insurance agents in Youngsville, Louisiana help homeowners find coverage that meets state requirements and local risks. Louisiana law does not mandate home insurance, but mortgage lenders typically require it. Agents can explain how Louisiana wind and hail deductibles work and help you choose the right policy for your home.
Frequently Asked Questions
What does a home insurance agent in Youngsville do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms, deductibles, and exclusions specific to Louisiana. Agents also assist with claims and policy changes after you buy a policy.
Is home insurance required by law in Louisiana?
Louisiana does not legally require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Even without a mortgage, having coverage protects against hurricane and fire damage common in the state.
What is the typical cost of home insurance in Youngsville?
The average home insurance premium in Louisiana is around 1,800 to 2,500 dollars per year for a standard policy. Actual costs in Youngsville depend on your homes age, location, and coverage limits. Wind and hail deductibles often apply separately in Louisiana.
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