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Find Home Insurance Agents Near You in Houma, LA

Browse home insurance agents serving Houma, Louisiana. Updated 2026-07-14.

The top-rated home insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent. This directory lists 20 home insurance agents serving Houma.

Showing 20 home insurance agents in Houma, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance6473 W Main St(985) 851-0123
2Freeway Insurance209 Bayou Gardens Blvd Ste H(985) 200-0045
3Trinity Insurance Agency, Inc6823 W Park Ave(985) 262-1435
4Dalton LeBlanc - State Farm insurance Agent789 Grand Caillou Rd(985) 876-4410
5Nicholas Hebert: Allstate Insurance854 Grand Caillou Rd(985) 868-1886
6Boudreaux & Associates Insurance Agency, Inc.7032 W Park Ave(985) 876-0643
7The General6108 W Park Ave(985) 851-7055
8Brian Mustin: Allstate Insurance5328 LA-311(985) 873-1411
9Terrebonne Insurance Agency, Inc210 Mystic Blvd(985) 851-3080
10Southgate Insurance Agency, LLC1155 St Charles St(985) 262-0406
DA
6473 W Main St
Direct Auto Insurance
Home Insurance Agent · Houma, LA

Direct Auto Insurance offers homeowners insurance coverage tailored to protect residential properties in the Houma area. It assists clients in selecting policies that safeguard against common perils such as fire, theft, and storm damage. The agency works to match homeowners with appropriate liability protection and dwelling coverage for their specific needs. During hurricane season, it helps local residents review their policies to ensure adequate protection against wind and flood damage specific to coastal Louisiana.

FI
209 Bayou Gardens Blvd Ste H
Freeway Insurance
Home Insurance Agent · Houma, LA

Spring storms and rising tides make Houma homeowners mindful of coverage gaps, and Freeway Insurance responds with tailored local policies after reviewing flood risks and standard wind deductibles. Their agents help residents compare protection for wood-frame or brick homes common throughout Terrebonne Parish. The process begins by scheduling a single visit to inspect the property and discuss current coverage limits, ensuring recommendations match each homeowner’s actual rebuilding costs and personal belongings.

TI
6823 W Park Ave
Trinity Insurance Agency, Inc
Home Insurance Agent · Houma, LA

Trinity Insurance Agency, Inc. serves the Houma, Louisiana, metro area, offering home insurance agent services to local homeowners. The company assists clients in securing coverage that protects residential properties from common regional risks. Homeowners can consult with the agency to review policy options that address structures, personal belongings, and liability concerns. The firm handles the processes of obtaining quotes and adjusting coverage to meet individual property needs in Houma.

DL
789 Grand Caillou Rd
Dalton LeBlanc - State Farm insurance Agent
Home Insurance Agent · Houma, LA

Dalton LeBlanc - State Farm Insurance Agent in Houma, LA, provides comprehensive home insurance coverage for area residents. Services include protection for dwelling structures, personal belongings, and liability against accidents. Policyholders benefit from personalized service, where the agent reviews coverage to ensure it matches evolving needs. Maintenance plans help protect properties from common Gulf Coast risks like wind or water damage. The company serves single-family homes, apartments, retail spaces, and restaurants.

NH
854 Grand Caillou Rd
Nicholas Hebert: Allstate Insurance
Home Insurance Agent · Houma, LA

Nicholas Hebert: Allstate Insurance serves homeowners, businesses, and property managers in Houma, Louisiana, by offering tailored home insurance policies that protect against common regional risks. The agency helps clients select appropriate coverage for dwellings and personal belongings, including protection from wind and flood damage. Individual consultations are provided to explain policy options and assist with claims filing. This local home insurance agent also extends its services to nearby communities such as Thibodaux and the broader Terrebonne Parish area for convenient access to coverage.

BA
7032 W Park Ave
Boudreaux & Associates Insurance Agency, Inc.
Home Insurance Agent · Houma, LA

Boudreaux & Associates Insurance Agency, Inc. serves the Houma, Louisiana area by securing residential property against common perils like fire, wind, and theft. The agency also writes specialty endorsements for flood coverage and valuable personal property. Their policies are designed to protect homeowners from financial loss after covered incidents, ensuring clients can rebuild their dwellings and replace damaged contents. For commercial purposes, the agency can also manage insurance needs for local offices, warehouses, and food service businesses.

GE
6108 W Park Ave
The General
Home Insurance Agent · Houma, LA

The General provides residential home insurance services to property owners in Houma, Louisiana, addressing coverage needs for single-family homes and rental properties. Commercial coverage is also available for local businesses seeking asset protection throughout the surrounding Terrebonne Parish area. A standard service model focuses on policy reviews and claims assistance year-round, ensuring clients understand their current protection levels. After initial policy setup, agents remain available for follow-up contact between regular visits, assisting with any mid-term changes or questions that may arise.

BM
5328 LA-311
Brian Mustin: Allstate Insurance
Home Insurance Agent · Houma, LA

Brian Mustin: Allstate Insurance serves Houma, Louisiana, and the surrounding Terrebonne Parish communities. The agency handles standard home insurance policies, including coverage for dwelling structures, personal property, and liability protection. They work with homeowners to assess individual coverage needs based on property type and local risk factors. To handle a typical job, they review a client's current policy details, discuss potential gaps in protection, and offer a tailored home insurance plan to address those specific concerns.

TI
210 Mystic Blvd
Terrebonne Insurance Agency, Inc
Home Insurance Agent · Houma, LA

Terrebonne Insurance Agency, Inc. offers homeowners in the Houma area both a single-purchase policy for a defined term and the option of a recurring annual renewal for continued protection. Coverage typically includes the structure, personal belongings, and liability against common risks like wind or fire damage. Homeowners may adjust deductibles and add endorsements to fill specific gaps in a standard policy. This agency provides its service on either a one-time basis for a single term or on a scheduled, recurring annual renewal cycle.

SI
1155 St Charles St
Southgate Insurance Agency, LLC
Home Insurance Agent · Houma, LA
FI
1246 Grand Caillou Rd Ste C
Freeway Insurance
Home Insurance Agent · Houma, LA
(985) 240-1004
locations.freeway.com/houma-auto-insurance-70363-la
EL
258 Enterprise Dr
Eric Landry Agency: Allstate Insurance
Home Insurance Agent · Houma, LA
(985) 873-1611
agents.allstate.com/eric-landry-agency-houma-la.html
JL
1512 Polk St B
James Langlois: Allstate Insurance
Home Insurance Agent · Houma, LA
(985) 262-3140
agents.allstate.com/james-langlois-houma-la.html
PI
5911 W Main St
Page Insurance Agency
Home Insurance Agent · Houma, LA
(985) 872-5711
pageinsurance.agency
FB
282 Corporate Dr
Farm Bureau Insurance
Home Insurance Agent · Houma, LA
(985) 876-2876
lafarmbureau.com/find-an-agent/parish/Terrebonne
GI
204 Progressive Blvd
Gautreaux Insurance Agency Inc
Home Insurance Agent · Houma, LA
(985) 868-7522
gautreauxinsurance.com
TZ
6865 W Main St
A to Z Insurance Services
Home Insurance Agent · Houma, LA
(985) 872-0110
atozinsuranceofla.com
LI
209 Goode St
Ledet Insurance
Home Insurance Agent · Houma, LA
(985) 872-4577
insure-mart.com
CI
1702 St Charles St
Clement Insurance Agency
Home Insurance Agent · Houma, LA
(985) 872-1391
clementagency.com
CI
414 Corporate Dr
Carmouche Insurance
Home Insurance Agent · Houma, LA
(985) 851-3337
carmoucheinsurance.com

What Does a a Home Insurance Agent in Houma Cost?

The average annual home insurance premium in Louisiana is around $2,500 to $3,500 but rates in Houma can be higher due to hurricane and flood risk. A standard HO-3 policy typically costs between $1,800 and $4,000 per year depending on coverage limits and deductible choices. Flood insurance through the NFIP averages about $700 to $1,200 annually for a standard policy. This is general information and not insurance advice.

About home insurance agents in Houma

Home insurance agents in Houma Louisiana help residents protect their property against hurricane damage flooding and other risks. Louisiana law requires insurers to offer flood insurance in high-risk areas and agents can explain the state-specific wind and hail deductible rules. Working with a local agent ensures you understand coverage limits and the 30-day cancellation notice period required by Louisiana statute.

Frequently Asked Questions

What does a home insurance agent in Houma do?

A home insurance agent helps you compare policies from multiple carriers and explains coverage for windstorm hail and flood damage. They also advise on Louisiana replacement cost requirements and can assist with filing claims after a hurricane.

Do I need flood insurance in Houma Louisiana?

Yes if your home is in a FEMA-designated flood zone your mortgage lender will require it. Even outside flood zones Houma is prone to heavy rain and storm surge so an agent can help you find a separate flood policy through the NFIP or private insurers.

How are home insurance rates calculated in Louisiana?

Rates depend on your homes location age construction type and claims history. Louisiana has a state-run insurer of last resort called Louisiana Citizens for high-risk properties. Agents can explain how credit scores and the number of prior claims affect your premium.

Home Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.