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HomeHome Insurance AgentsIowa › Waterloo

Find Home Insurance Agents Near You in Waterloo, IA

Browse home insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated home insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 224 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Matt Hennig - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Waterloo.

Showing 20 home insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Matt Hennig - State Farm Insurance Agent1010 E Mitchell Ave #9(319) 235-1401
5Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
6The Sinnott Agency622 W 4th St(319) 233-6103
7Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
8Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
9Farm Bureau Financial Services: Andrea McKenzie3315 W 4th St(319) 348-3800
10State Farm Insurance974 Home Plaza(319) 236-1512
VI
1111 Van Miller Wy
VGM Insurance Services
Home Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa metro area as a local home insurance agent. The agency assists homeowners in finding coverage tailored to the needs of residential properties in this region. It works with carriers to provide policies that address common local risks and requirements for home protection. The firm helps clients compare options for dwelling coverage and liability protection in the Waterloo area. It also assists with securing policies that cover personal property and additional living expenses.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Home Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, Iowa, provides a full range of home insurance services, including coverage for dwelling structures, personal property, and liability protection. It offers flexible policy management and claims support to help safeguard a client’s home and belongings. The agency works with single-family homeowners, apartment dwellers seeking renters coverage, retail store owners, and restaurant operators who require commercial property protection.

PI
3022 Airport Blvd
PDCM Insurance
Home Insurance Agent · Waterloo, IA

PDCM Insurance in Waterloo, IA serves homeowners, businesses, and property managers requiring residential coverage. The agency identifies suitable home insurance policies to protect single-family homes and rental properties against local weather and liability risks. It helps clients understand policy details for dwellings, personal property, and additional structures. Account representatives review coverage limits and deductibles to match each property’s specific needs. The agency also serves homeowners in the greater Cedar Valley area, including nearby communities such as Evansdale.

MH
1010 E Mitchell Ave #9
Matt Hennig - State Farm Insurance Agent
Home Insurance Agent · Waterloo, IA

Serving Waterloo and the surrounding communities of Cedar Falls, Evansdale, and Hudson in Iowa, Matt Hennig - State Farm Insurance Agent handles home insurance policies for local homeowners. The agency addresses coverage needs ranging from dwelling protection and personal property to liability and additional living expenses. It guides clients through policy options and claims processes with straightforward communication. For a typical job, the agent reviews the property's details and the homeowner's priorities to recommend a coverage plan tailored to their specific situation.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Home Insurance Agent · Waterloo, IA

Steve Hubbard - State Farm Insurance Agent in Waterloo, IA helps homeowners distinguish between a one-time policy purchase and the ongoing service relationship that follows initial coverage selection. Their home insurance agency focuses on customizing protection for dwellings, personal property, and liability to meet individual needs. Policies are designed to safeguard against common regional risks affecting local homeowners. Service is provided on an as-needed basis, with clients able to request support for claims, policy adjustments, or billing questions whenever circumstances require.

SA
622 W 4th St
The Sinnott Agency
Home Insurance Agent · Waterloo, IA

The Sinnott Agency specializes in standard homeowners policies tailored for properties in Waterloo, Iowa. It also provides coverage options for renters and condominium owners in the surrounding Black Hawk County area. Each policy is structured to protect against common regional risks. The agency helps customers review their coverage limits and deductibles during annual renewal periods. It also assists with claims filing after severe summer storms or winter ice damage to a home’s roof or foundation.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Home Insurance Agent · Waterloo, IA

With winter storms frequently threatening Waterloo homes, Farmers Insurance - Zachary Goodwin provides local expertise for protecting residential properties against weather-related damage. This home insurance agent works closely with area homeowners to structure policies that address common regional risks like ice dams, frozen pipes, and wind. The initial coverage discussion typically includes a review of the home’s square footage, roof condition, and existing safety features. A thorough walk-through of the property follows during the first meeting to assess replacement cost and identify specific coverage gaps.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting in Waterloo, IA, helps clients evaluate their property coverage needs and secure appropriate home insurance policies. It also offers consultations on additional endorsements for valuables, liability protection, and natural disaster risks common to the region. This agency works with residential customers as well as local businesses, tailoring policies for offices, warehouses, and food service operations in the area.

FB
3315 W 4th St
Farm Bureau Financial Services: Andrea McKenzie
Home Insurance Agent · Waterloo, IA
SF
974 Home Plaza
State Farm Insurance
Home Insurance Agent · Waterloo, IA

State Farm Insurance in Waterloo, IA is known for helping local homeowners protect their properties and personal assets. Its service range includes standard home insurance policies that cover dwelling damage, personal belongings, and liability protection for accidents on the premises. The agency also provides guidance on adjusting coverage limits to reflect home improvements or changes in local property values. A specialty service it can add on is scheduled personal property coverage for high-value items like jewelry or electronics.

TI
2920 Falls Ave
Tjernagel Insurance
Home Insurance Agent · Waterloo, IA
(319) 235-6719
tjernagelins.com
SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Home Insurance Agent · Waterloo, IA
(319) 235-8090
shelterinsurance.com/CA/agent/JEFFGUDENKAUF
FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Home Insurance Agent · Waterloo, IA
(319) 233-3335
fishjohnsonins.com
EH
611 Ansborough Ave
Elliott Hartman Agency
Home Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
WB
350 E Ridgeway Ave
Walter Burtis American Family Insurance
Home Insurance Agent · Waterloo, IA
(319) 300-3202
amfam.com/agents/iowa/waterloo/walter-burtis
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Home Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
FB
3315 W 4th St
Farm Bureau Financial Services
Home Insurance Agent · Waterloo, IA
(319) 234-2000
fbfs.com/find-an-agent/Search
VI
1827 Ansborough Ave
Veridian Insurance
Home Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
BI
3222 Kimball Ave ste b
BankIowa Insurance
Home Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
KI
1425 W 5th St Ste 2
Kvale Insurance
Home Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com

What Does a a Home Insurance Agent in Waterloo Cost?

The average cost of home insurance in Iowa is around 1200 to 1600 per year for a standard policy. Costs in Waterloo may be higher due to severe weather risks. Factors like home age roof condition and coverage amount affect your premium. This is general information and not insurance advice.

About home insurance agents in Waterloo

Home insurance agents in Waterloo Iowa help homeowners find policies that protect against wind hail fire and theft. Iowa law does not require home insurance but mortgage lenders typically do. Agents can explain how Iowa weather risks like tornadoes and derecho storms affect your coverage needs.

Frequently Asked Questions

What does a home insurance agent in Waterloo do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy when your home changes.

Do I need flood insurance in Waterloo Iowa?

Standard home insurance does not cover flood damage. Waterloo is near the Cedar River so flood insurance may be required if you are in a flood zone. Your agent can help you check FEMA flood maps and find a separate flood policy.

How long do I have to file a home insurance claim in Iowa?

Iowa law does not set a specific deadline for filing a claim but your policy will have a time limit often one year from the date of loss. Check your policy or ask your agent for the exact timeframe.

Home Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.