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Find Home Insurance Agents Near You in Des Moines, IA

Browse home insurance agents serving Des Moines, Iowa. Updated 2026-07-14.

The top-rated home insurance agent in Des Moines, Iowa is Kari Taylor - State Farm Insurance Agent, rated 5.0 stars across 576 reviews. Other highly rated options include The Insurance Specialists Inc, Ligouri Insurance, Ketelsen Davis Agency. This directory lists 16 home insurance agents serving Des Moines.

Showing 16 home insurance agents in Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Taylor - State Farm Insurance Agent554 28th St(515) 278-8882
2The Insurance Specialists Inc514 E Euclid Ave(515) 280-1207
3Ligouri Insurance4320 1/2 SW 9th St(515) 285-0370
4Ketelsen Davis Agency106 SW 7th St Ste B101(515) 257-7072
5Boersma Insurance Services100 Court Ave #310/450(515) 327-7033
6Insurance Networking Systems3512 Ingersoll Ave(515) 243-1223
7Centro Insurance5406 Douglas Ave(515) 318-5638
8Adriana's Agency1514 E Grand Ave Suite B(515) 266-0402
9Mark Courter - State Farm Insurance Agent6773 Hickman Rd(515) 276-9275
10Donahue Insurance Agency Inc5925 SW 9th St(515) 287-3919
KT
554 28th St
Kari Taylor - State Farm Insurance Agent
Home Insurance Agent · Des Moines, IA

Kari Taylor - State Farm Insurance Agent serves the Des Moines, Iowa metro area and provides home insurance policies to local homeowners. This agency helps clients protect their properties by offering coverage for dwellings, personal belongings, and liability protection. It also assists renters in the surrounding communities with similar insurance needs. The agency frequently handles claims for water damage and windstorms common to the region.

IS
514 E Euclid Ave
The Insurance Specialists Inc
Home Insurance Agent · Des Moines, IA

The Insurance Specialists Inc in Des Moines, IA, provides a full range of home insurance agent services, including policy consultations, coverage evaluations, and claims assistance. Their routine maintenance plans cover periodic policy reviews to ensure adequate protection as property values or renovation needs change. They also offer seasonal preparedness checklists to mitigate risks from local weather patterns. The company services single-family homes, apartments, retail spaces, and restaurants, tailoring each plan to the specific liability and structural needs of the property type.

LI
4320 1/2 SW 9th St
Ligouri Insurance
Home Insurance Agent · Des Moines, IA

Ligouri Insurance serves homeowners throughout Des Moines who need personal property coverage tailored to their individual residence and belongings. The agency also assists local property managers seeking liability protection for rental units they oversee. Day-to-day client consultations include reviewing dwelling limits, discussing potential liability exposures, and adjusting policies after home renovations. With a focus on matching standard coverage options to each customer’s distinct situation, the team provides practical risk guidance. Services extend to neighboring West Des Moines, where the agency regularly connects with residents and investors.

KD
106 SW 7th St Ste B101
Ketelsen Davis Agency
Home Insurance Agent · Des Moines, IA

Ketelsen Davis Agency serves Des Moines, Iowa, and its surrounding communities, handling home insurance policies for local homeowners. The agency works to secure coverage that protects properties against common regional risks, including severe storms and weather-related damage. Each policy is tailored to fit the specific needs of the property and its owner. To manage a typical job, the agent begins by discussing the homeowner’s concerns, then reviews policy options and compares quotes from different insurers before finalizing a plan.

BI
100 Court Ave #310/450
Boersma Insurance Services
Home Insurance Agent · Des Moines, IA

Boersma Insurance Services in Des Moines, IA offers both one-time policy purchases and recurring coverage options for homeowners. A one-time policy might cover a single property transaction, while recurring service provides ongoing protection for a home and its contents. Coverage typically includes dwelling, personal property, and liability risks common to residential structures in this area. The company structure means service runs on either a one-time or as-needed basis, depending on whether a client requires continuous policy management or a single insurance purchase.

IN
3512 Ingersoll Ave
Insurance Networking Systems
Home Insurance Agent · Des Moines, IA

Insurance Networking Systems specializes in helping homeowners secure tailored coverage for their properties in Des Moines, Iowa, including protection for the structure, personal belongings, and liability risks. It also assists clients by reviewing existing policies to identify gaps or areas where additional coverage may be beneficial. For local homeowners, the company helps address seasonal concerns such as damage from severe winter storms.

CI
5406 Douglas Ave
Centro Insurance
Home Insurance Agent · Des Moines, IA

In Iowa, winter storms and heavy snow can lead to roof leaks and ice dam damage, leaving Des Moines homeowners in need of reliable coverage. Centro Insurance provides home insurance agent services for the area, helping clients understand policy options that address such regional weather exposures. The team works to match each homeowner with a plan that offers meaningful protection for their property and personal belongings. Coverage consultations begin with a thorough inspection of the home and a clear discussion of the initial assessment step.

AS
1514 E Grand Ave Suite B
Adriana's Agency
Home Insurance Agent · Des Moines, IA

Adriana's Agency arranges residential insurance for property owners in Des Moines. The company also secures supplemental policies that cover specific perils like sewer backups and valuable personal items. Standard coverage options include dwelling protection and personal liability for single-family homes. The agency serves commercial operations requiring policies for various property types, including offices and warehouses, as well as food service establishments.

MC
6773 Hickman Rd
Mark Courter - State Farm Insurance Agent
Home Insurance Agent · Des Moines, IA

Mark Courter - State Farm Insurance Agent in Des Moines, IA, provides residential home insurance coverage customized to protect local homeowners. Commercial insurance policies are also available to safeguard area businesses throughout the Des Moines metropolitan region. The agency guides clients through policy options, helping them select appropriate deductibles and coverage limits for their properties. Annual policy reviews are conducted to adjust for changes in home value or personal assets, ensuring continued protection. Follow-up service is offered between regular visits to answer questions or update coverage after life events like renovations or purchases.

DI
5925 SW 9th St
Donahue Insurance Agency Inc
Home Insurance Agent · Des Moines, IA

Donahue Insurance Agency Inc is known for helping homeowners secure dependable coverage in Des Moines, IA. The company works with clients to assess their property protection needs and match them with suitable policies from familiar providers. Its service range includes standard dwelling, personal liability, and contents coverage for single-family homes and condominiums. Specialty add-on services such as flood insurance or scheduled personal property endorsements are available to fill common gaps in a standard policy.

MI
4314 SW 9th St
Mauro Insurance
Home Insurance Agent · Des Moines, IA
(515) 287-2257
mauroinsurance.net
DI
2815 Beaver Ave # 200
Davis Insurance Agency
Home Insurance Agent · Des Moines, IA
(515) 274-3838
davis-insurance.com
DD
505 E Grand Ave
Dallas Downey, DSM Insurance Guy
Home Insurance Agent · Des Moines, IA
(515) 373-8988
dsminsuranceguy.com
RR
300 Walnut St STE 200
Reynolds & Reynolds Inc
Home Insurance Agent · Des Moines, IA
(515) 243-1724
agent.travelers.com/ia/des-moines/300-walnut-st
HH
820 Lyon St #8
Hartford Home Insurance Solutions
Home Insurance Agent · Des Moines, IA
(808) 563-5011
home-insurance-desmoines.com
DI
655 Walnut St Suite 136
Downtown Insurance
Home Insurance Agent · Des Moines, IA
(515) 288-3004
downtowninsurance.net

What Does a a Home Insurance Agent in Des Moines Cost?

The average annual premium for home insurance in Iowa is around 1,200 to 1,800 dollars but costs vary by location home value and coverage limits. Des Moines rates may be higher due to tornado and hail risk. Older homes or those with outdated electrical systems can also increase premiums. This is general information and not insurance advice.

About home insurance agents in Des Moines

Home insurance agents in Des Moines help homeowners find policies that cover property damage liability and additional living expenses. Iowa law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how Iowa weather events like tornadoes and hailstorms affect your premium and coverage needs.

Frequently Asked Questions

What does a home insurance agent in Des Moines do?

A home insurance agent helps you compare policies from different carriers and choose the right coverage for your home. They explain deductibles liability limits and endorsements for specific risks like sewer backup. Agents also assist with filing claims and updating your policy after renovations or major purchases.

Do I need flood insurance in Des Moines Iowa?

Standard home insurance policies do not cover flood damage. Des Moines is in a floodplain area so many homeowners need a separate flood policy through the National Flood Insurance Program. Your agent can help determine if your property is in a high risk zone and recommend appropriate coverage.

How does Iowa law affect home insurance coverage?

Iowa law requires insurers to offer replacement cost coverage for dwelling losses. Insurers must also provide a grace period of at least 30 days for premium payments before canceling a policy. If your home is a total loss Iowa law allows you to use policy proceeds to rebuild on the same lot without penalty.

Home Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.