The top-rated home insurance agent in Johnston, Iowa is The Avanti Group - Bales Insurance Team, rated 5.0 stars across 209 reviews. Other highly rated options include Glenn A Waterhouse III - State Farm Insurance Agent, Justin Krogman - GEICO Insurance Agent, Farmers Insurance - Jocelyn Severin. This directory lists 18 home insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Avanti Group - Bales Insurance Team | 5700 Merle Hay Rd | (515) 697-3864 |
| 2 | Glenn A Waterhouse III - State Farm Insurance Agent | 5441 NW 86th St #100 | (515) 223-5566 |
| 3 | Justin Krogman - GEICO Insurance Agent | 5525 Merle Hay Rd #185 | (515) 318-6307 |
| 4 | Farmers Insurance - Jocelyn Severin | 5435 NW 100th St Ste 103 | (515) 671-2711 |
| 5 | Heartland Retirement Group | 9245 Northpark Dr | (515) 278-2077 |
| 6 | Fritz Insurance | 6165 NW 86th St | (515) 471-1301 |
| 7 | Shelter Insurance - Jennifer Conard | 5721 Merle Hay Rd Ste 16A | (515) 253-9400 |
| 8 | Health Insurance Advisor, LLC | 5870 Merle Hay Rd | (515) 225-9994 |
| 9 | Mathew Johnson Insurance Agency | 5335 Merle Hay Rd Ste 9 | (515) 278-2249 |
| 10 | Frank Stout Insurance | 6521 Merle Hay Rd | (515) 276-0914 |
The Avanti Group - Bales Insurance Team serves families in Johnston and throughout Polk County as a home insurance agent, specializing in policies that protect residential properties against common local risks. It helps clients secure coverage for structural damage caused by severe Midwestern weather events, including hail and windstorms. These comprehensive policies also safeguard personal belongings and provide liability protection. This agency further assists homeowners in Johnston by arranging endorsements for sewer backup and additional living expenses during necessary repairs.
Glenn A Waterhouse III - State Farm Insurance Agent in Johnston, IA, provides a range of home insurance options tailored to protect residential and commercial properties. Its service plans include standard dwelling coverage, liability protection, and customizable policy endorsements to address specific local risks like storm damage. The agency offers ongoing policy reviews and claims assistance to help clients maintain adequate coverage as their needs change. It services single-family homes, apartments, retail establishments, and restaurants.
Homeowners in Johnston, Iowa, and throughout the surrounding area turn to Justin Krogman - GEICO Insurance Agent for help protecting their property. As a home insurance agent, the company works with clients to find coverage options that fit their specific needs and budget. Policies can cover the dwelling, personal belongings, and liability protection against accidents or damage. The agent assists with tailoring a plan to each homeowner’s situation. This office also serves property owners in the neighboring community of Urbandale.
For homeowners, a standard one-time homeowners policy covers the structure and contents against named perils, while ongoing service involves regularly tailoring that coverage as needs change. Jocelyn Severin, a Farmers Insurance agent in Johnston, IA, provides personal risk analysis to ensure dwelling and liability limits suit local conditions. Policyholders can adjust deductibles and endorsements during an initial consultation. Service operates on an as-needed basis for policy reviews or modifications following a life event or property update.
Heartland Retirement Group serves Johnston, Iowa, and the surrounding communities in Polk County. It handles home insurance policies for local homeowners, covering dwelling protection, personal property, and liability. This agency guides clients through policy options to secure coverage that fits a property’s specific needs. For a typical job, the agency begins with a thorough review of the home and its risks to tailor recommendations accordingly.
Fritz Insurance specializes in securing comprehensive coverage for Johnston homes, including protection against fire, theft, and liability claims. It also guides clients through the process of evaluating policy deductibles and coverage limits to match individual property values and budgets. For those in the Johnston area, this agency helps address specific seasonal concerns such as spring thaw water damage or the financial impact of severe winter weather on residential roofs.
As Iowa winters bring heavy snow and ice, homeowners in Johnston need reliable protection against roof leaks and frozen pipes. Shelter Insurance agent Jennifer Conard provides tailored home insurance policies to address these local weather risks, helping families safeguard their most important investment. With a focus on matching coverage to individual property needs, Conard offers a straightforward process that evaluates each home’s specific vulnerabilities. This initial step involves a thorough review of the property’s structure and existing protections before recommending a suitable policy.
Health Insurance Advisor, LLC in Johnston, IA helps clients find coverage for their homes, guiding them through policy options that protect against damage and liability. The business specializes in offering additional endorsements, such as protection for valuable personal property or sewer backup. These add-ons allow customers to tailor their basic policy to better fit their individual needs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, addressing their distinct insurance requirements for property and business assets.
Mathew Johnson Insurance Agency provides residential home insurance services to property owners in Johnston, Iowa. The office also handles commercial coverage options for local business properties throughout the broader Johnston area. Clients receive personalized guidance on policy selection, ensuring coverage meets individual property needs and budget constraints. The agency works to clarify policy terms and adjust coverage as circumstances change. Follow-up service between regular visits is available, allowing clients to modify details or ask questions at any time.
Frank Stout Insurance, based in Johnston, IA, serves as a home insurance agent offering coverage options for local homeowners. The agency works to protect residential properties against common risks such as fire, theft, and weather-related damage. It assists clients in Johnston and surrounding areas with policy selection and claims guidance. A specialty service it can provide is adding endorsement for sewer or drain backup coverage.
What Does a a Home Insurance Agent in Johnston Cost?
The average cost of home insurance in Iowa is around 1,200 to 1,800 dollars per year for a standard policy. Johnston rates may be slightly higher due to local weather risks. Costs depend on your homes age construction materials coverage limits and deductible. This is general information and not insurance advice.
About home insurance agents in Johnston
Home insurance agents in Johnston Iowa help homeowners protect their property and belongings. Iowa law requires insurers to provide specific disclosures about policy exclusions and coverage limits. A local agent can guide you through options tailored to Johnston homes and weather risks like hail and tornadoes.
Frequently Asked Questions
What does a home insurance agent in Johnston do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain Iowa insurance rules and assist with filing claims. Agents also review your policy each year to ensure it still meets your needs.
Do I need flood insurance for my Johnston home?
Standard home insurance policies in Iowa do not cover flood damage. If your home is in a flood zone your lender may require separate flood insurance. An agent can help you find a flood policy through the National Flood Insurance Program or a private carrier.
How does Iowa law affect my home insurance claim?
Iowa law gives you one year from the date of loss to file a lawsuit if your claim is denied. Insurers must pay valid claims within 30 days after they agree to the amount. Your agent can explain these timelines and help you document your claim properly.
Home Insurance Agents in Other Iowa Cities
Altoona · Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Clive · Coralville · Council Bluffs · Davenport · Des Moines · Dubuque · Hiawatha · Indianola · Iowa City