The top-rated health insurance agent in Oak Harbor, Washington is Karmin Landry - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Natalia Talo - State Farm Insurance Agent, Tradewinds Insurance, Safe Harbor Agency. This directory lists 14 health insurance agents serving Oak Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karmin Landry - State Farm Insurance Agent | 31775 State Rte 20 STE B3 | (360) 675-4345 |
| 2 | Natalia Talo - State Farm Insurance Agent | 749 SE Fidalgo Ave #101 | (360) 675-7300 |
| 3 | Tradewinds Insurance | 31975 State Rte 20 #1 | (360) 679-4949 |
| 4 | Safe Harbor Agency | 31570 State Rte 20 STE 202 | — |
| 5 | Leavitt Group Northwest | 32785 State Rte 20 Suite 5 | (360) 675-5916 |
| 6 | Chris Watson: Allstate Insurance | 466 NE Midway Blvd | (360) 675-5978 |
| 7 | Farmers Insurance - Richard Voit | 390 NE Midway Blvd STE A102 | (360) 675-1598 |
| 8 | WA Insurance LLC | 520 E Whidbey Ave | (360) 401-8962 |
| 9 | Farmers Insurance - Arcy Dinnell | 31780 State Rte 20 Ste 1b | (360) 675-7568 |
| 10 | Steve Richardson Insurance/Leavitt Group NW | 32785 State Rte 20 Suite 5 | (360) 675-5916 |
Karmin Landry - State Farm Insurance Agent serves the Oak Harbor, WA area in Island County, providing health insurance agent services to local residents and businesses. The agency assists clients in navigating their health coverage options and securing suitable insurance plans. It works with individuals and families to help them understand their needs and policy benefits. The company also handles Medicare supplement plans and short-term health insurance policies for those seeking temporary coverage in this region.
Natalia Talo - State Farm Insurance Agent in Oak Harbor, WA, offers a comprehensive range of health insurance plans, including individual and family policies. It provides ongoing policy maintenance and annual review services to ensure coverage adapts to changing needs. The agency assists with claims support and answers clients’ questions throughout the year. Its health insurance services cater to individuals, families, single-family homes, apartments, retail businesses, and restaurants.
Tradewinds Insurance serves homeowners, renters, and small business owners in Oak Harbor, Washington, by providing access to health insurance plans from major carriers. The agency’s agents help clients compare individual and family coverage options, including plans with prescription drug and preventive care benefits. They also assist with enrollments during open enrollment periods and special enrollment qualifying events. Tradewinds Insurance additionally supports residents in neighboring Anacortes with these same health insurance services.
Leavitt Group Northwest works with individuals and families seeking health insurance coverage in the Oak Harbor area, offering supplemental policies that help manage out-of-pocket costs and fill gaps in standard plans. The agency also assists clients with Medicare options and short-term health insurance needs. Its services are available to local offices, warehouses, and food service businesses requiring group or individual health plans.
Customers looking for health insurance may need either a one-time enrollment or ongoing policy adjustments, as personal circumstances change. Chris Watson: Allstate Insurance in Oak Harbor, WA, assists individuals and families with selecting coverage plans that meet their medical needs and budget. As a health insurance agent, the company explains plan details and helps with the application process, simplifying what can be a complex choice. Services for existing clients typically run on an as-needed basis, such as during open enrollment or after a life event.
Farmers Insurance - Richard Voit specializes in helping clients select health insurance plans that fit individual medical needs and budgets. It also assists with policy changes, claims guidance, and answering coverage questions throughout the year. In Oak Harbor, the agency works with local residents to navigate open enrollment periods and understand available options for individual or family plans. During unexpected job transitions or after major life changes such as moving or marriage, it helps adjust coverage to avoid costly gaps in protection.
WA Insurance LLC in Oak Harbor matches individuals and families with health coverage tailored to their needs, specializing in Medicare supplements and individual plans. The agency works with major carriers to offer a range of options for those seeking medical insurance. Businesses can also receive guidance on group health benefits for their workforce. The company provides service to local offices, warehouses, and food service establishments seeking employee health solutions.
As the open enrollment period approaches each year, residents of Oak Harbor often need help understanding their health plan options. Farmers Insurance - Arcy Dinnell assists local clients by reviewing available policies and matching coverage to individual medical needs and budgets. Their team explains the differences between plans with clarity and patience. The process begins with a no-obligation initial consultation to assess each client’s current situation and identify any gaps in their coverage before enrollment deadlines arrive.
Serving residential clients in Oak Harbor, Steve Richardson Insurance/Leavitt Group NW provides individual health insurance plans that ensure families can access local medical providers. The agency also offers commercial health coverage to small businesses, emphasizing group benefit options across Island County. After selecting a policy, representatives assist with year-round claims questions and renewal adjustments, maintaining direct contact between regular open enrollment periods to address changes in coverage needs or provider networks.
What Does a a Health Insurance Agent in Oak Harbor Cost?
The cost of health insurance plans in Washington varies widely based on age, location, plan type, and income. For an individual in Oak Harbor, monthly premiums for a bronze plan might range from 300 to 500 dollars, while silver and gold plans can be 400 to 700 dollars or more. Subsidies can lower these costs significantly for eligible residents. This is general information and not insurance advice.
About health insurance agents in Oak Harbor
Health insurance agents in Oak Harbor, Washington help individuals and families find coverage through the Washington Health Benefit Exchange or private plans. They guide clients through open enrollment periods and special enrollment events. Washington state law requires agents to be licensed by the Office of the Insurance Commissioner and follow strict consumer protection rules.
Frequently Asked Questions
What is the open enrollment period for health insurance in Washington?
The open enrollment period for individual plans through the Washington Health Benefit Exchange typically runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period due to life events like losing other coverage or moving to Oak Harbor.
Do health insurance agents in Oak Harbor charge a fee for their services?
Most health insurance agents in Washington are compensated by insurance companies through commissions, so they do not charge you a direct fee. Always confirm the payment arrangement with the agent before starting the process.
Can an agent help me get subsidies or tax credits for health insurance in Washington?
Yes, a licensed health insurance agent can help you apply for premium tax credits and cost-sharing reductions through the Washington Health Benefit Exchange. These subsidies are based on your household income and family size.
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