The top-rated health insurance agent in Centralia, Washington is Chris Forespring - State Farm Insurance Agent, rated 4.9 stars across 200 reviews. Other highly rated options include DSHS, Bill Tufts - State Farm Insurance Agent, Nicholson & Associates Insurance, LLC. This directory lists 13 health insurance agents serving Centralia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Forespring - State Farm Insurance Agent | 1616 S Gold St # 3 | (360) 330-2091 |
| 2 | DSHS | 1247 Harrison Ave | (877) 501-2233 |
| 3 | Bill Tufts - State Farm Insurance Agent | 1222 Harrison Ave | (360) 807-9000 |
| 4 | Nicholson & Associates Insurance, LLC | 118 W Pine St | (360) 736-7601 |
| 5 | Strand Insurance of Centralia | 515 Harrison Ave Apt 101 | (360) 736-8281 |
| 6 | Farmers Insurance - Daniel Dodge | 1253 Harrison Ave | (360) 414-8754 |
| 7 | PNW Insurance Associates: Allstate Insurance | 1616 S Gold St Ste 9 | (360) 388-4045 |
| 8 | Kevin Wasson American Family Insurance | 2419 Harrison Ave | (360) 736-3181 |
| 9 | Bob Holland Insurance | 612 W Main St | (360) 736-4740 |
| 10 | Farmers Insurance - Tara Hizon | 417 W Main St | (360) 330-2001 |
Chris Forespring - State Farm Insurance Agent serves the Centralia, WA area and surrounding Lewis County communities. The agency specializes in helping individuals and families find health insurance coverage that meets their needs. Clients can work with an agent to discuss plan options from major carriers and determine suitable deductibles and out-of-pocket maximums. The office also assists with life insurance policies to provide financial protection for beneficiaries. Specific services handled locally include individual health plans and short-term medical coverage for those between jobs or waiting for other benefits.
DSHS provides health insurance agent services in the Centralia, Washington area, including plan comparison, enrollment assistance, and annual policy review. It offers ongoing service plans to help clients manage changes in coverage needs and navigate open enrollment periods. The agency serves a diverse range of properties by assisting both owners and tenants of single-family homes, apartments, retail spaces, and restaurants.
Bill Tufts - State Farm Insurance Agent in Centralia, Washington, serves local homeowners, renters, and businesses seeking health insurance plans. The agency guides clients through individual and family coverage options, helping them understand plan benefits and policy details. Assistance is available with enrollment periods and plan changes throughout the year. The company also provides services to residents in Chehalis and the surrounding Lewis County area for their health insurance needs.
Nicholson & Associates Insurance, LLC provides health insurance agent services to residential clients in and around Centralia, Washington, along with commercial coverage options for local businesses. The agency serves customers throughout the Centralia area, offering guidance on individual and group health plans. Between regular visits, the agent follows up with clients to review policy changes or address new coverage needs, ensuring continuity of service for both households and businesses.
Serving Centralia and surrounding communities in Washington, Strand Insurance of Centralia handles health insurance needs for local residents. It guides clients through plan options, including individual and family coverage. The company addresses questions about deductibles, copays, and network limitations. For a typical client, it takes time to explain available policies, compares plan benefits, and helps with enrollment forms, ensuring each person understands their chosen coverage.
Farmers Insurance - Daniel Dodge serves Centralia, Washington, helping individuals choose between one-time health plans for temporary needs and recurring policies for ongoing coverage. As a health insurance agent, the agency explains available medical, dental, and vision options and guides clients through enrollment. Each consultation is tailored to the client’s situation, ensuring clarity on benefits and costs. Service is provided strictly on an as-needed basis, with appointments arranged according to each client’s specific schedule and requirements rather than offering routine follow-up sessions unless requested.
PNW Insurance Associates: Allstate Insurance in Centralia offers health insurance agent services, including help selecting individual plans and Medicare options. It also assists clients with general insurance needs, such as comparing policy details and understanding enrollment requirements for private coverage in the Lewis County area. As open enrollment windows or qualifying life events arise, this agency provides guidance on how to adjust or secure a health plan that accommodates changing medical needs or budgets.
As the fall season brings open enrollment periods, many residents in the Centralia area seek an independent review of their medical coverage options. Kevin Wasson American Family Insurance provides personalized consultations on health insurance plans suited for different life stages. The agent helps clients compare deductibles, network choices, and prescription drug benefits from available carriers. New customers are guided through the application process, and each relationship begins with a no-pressure initial assessment of their current policy and health needs.
Bob Holland Insurance assists individuals and families in Centralia, Washington, with finding suitable health insurance plans. The agency specializes in connecting clients with policies that cover routine medical care, prescription drugs, and preventive services. It also helps navigate the enrollment process and explain available subsidy options. Health insurance agents at this firm work with people seeking individual coverage as well as small business employees. This agency can also serve commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Tara Hizon provides health insurance services to residents in and around Centralia, Washington, helping individuals find coverage that fits their needs. The agency also offers commercial health insurance options for local businesses seeking group plans. Service extends throughout the Centralia area, focusing on personalized guidance through plan selection and enrollment. After a policy is in place, the agency follows up with clients between regular visits to address coverage questions or life changes that may require adjustments.
What Does a a Health Insurance Agent in Centralia Cost?
Health insurance agents in Washington typically do not charge consumers directly for their services. Instead, they receive commissions from the insurance companies whose plans they sell. The cost of health insurance plans themselves varies widely based on factors like age, location, plan type, and income. For 2024, a mid-level individual plan in Lewis County may range from 300 to 600 dollars per month before subsidies. This is general information, not insurance advice.
About health insurance agents in Centralia
Health insurance agents in Centralia, Washington help individuals, families, and small businesses find coverage that meets their needs and budget. Washington State law requires all health insurance agents to be licensed by the Office of the Insurance Commissioner. Local agents understand the specific options available through the Washington Health Benefit Exchange and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Centralia do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed professionals who can answer questions about deductibles, copays, and provider networks. Agents do not charge you a fee because they are compensated by the insurance companies.
When can I enroll in a health plan in Washington?
Open enrollment for individual plans through the Washington Health Benefit Exchange typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event, such as losing other coverage, getting married, or having a baby. An agent can help you determine if you qualify for a special enrollment period.
Do I need a health insurance agent if I use Medicare?
Many people find a licensed agent helpful when choosing a Medicare Advantage plan or a Medicare Supplement plan. Agents can compare plans available in Lewis County and explain the differences between Original Medicare and Medicare Advantage. They can also help you understand enrollment periods to avoid late penalties.
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