The top-rated health insurance agent in Gig Harbor, Washington is Narrows Insurance, rated 5.0 stars across 276 reviews. Other highly rated options include Kent Cashman - State Farm Insurance Agent, Timothy Lopez American Family Insurance, Michael J Clifford Insurance Services. This directory lists 20 health insurance agents serving Gig Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Narrows Insurance | 2601 Jahn Ave NW a1 | (253) 851-8831 |
| 2 | Kent Cashman - State Farm Insurance Agent | 7610 Pioneer Way UNIT 201 | (253) 851-5116 |
| 3 | Timothy Lopez American Family Insurance | 7512 Stanich Ln # 2 | (253) 858-7200 |
| 4 | Michael J Clifford Insurance Services | 11010 Harbor Hill Dr STE B | (253) 858-9879 |
| 5 | Patrick Kelly - State Farm Insurance Agent | 3412 56th St #101 | (253) 851-6171 |
| 6 | Sound Business Insurance | 3312 Rosedale St NW Suite #103 | (253) 858-9988 |
| 7 | Sound Health Insurance | 3312 Rosedale St NW Suite 3 | (253) 858-9988 |
| 8 | Farmers Insurance - Tyler Martindale | 5209 Point Fosdick Dr #207 | (253) 851-9578 |
| 9 | Denali Benefits, Inc. | 3519 56th St #225 | (253) 444-2000 |
| 10 | Great Insurance Washington | 5122 Olympic Dr | (253) 387-6035 |
Narrows Insurance serves the Gig Harbor area and surrounding Pierce County as a dedicated health insurance agent. It works with individuals, families, and small business owners to navigate coverage options from major carriers. The agency provides clear guidance on plan comparisons, enrollment periods, and subsidy qualifications for the Washington Health Benefit Exchange. Its services include assisting with individual and family medical plans as well as Medicare supplement policies for local residents seeking comprehensive health coverage.
Kents Cashman - State Farm Insurance Agent in Gig Harbor, Washington, provides health insurance guidance and policy options for individuals and families seeking coverage in the region. Its services include explaining plan benefits, navigating enrollment periods, and reviewing ongoing policy needs to help clients maintain appropriate protection. The company also assists with routine policy updates and claims support as part of its service relationship. It serves single-family homes, apartments, retail businesses, and restaurants in the Gig Harbor area.
Homeowners, renters, and business owners in Gig Harbor turn to Timothy Lopez American Family Insurance for health insurance guidance. The agency works to explain plan options, coverage details, and enrollment periods clearly to each client. This approach helps individuals and families find policies that align with their healthcare needs and budgets. The agency also serves the broader Pierce County area, including communities such as Tacoma and University Place.
Michael J Clifford Insurance Services serves clients in Gig Harbor and the surrounding Washington communities. The company is a health insurance agent helping individuals and families find suitable coverage plans. It handles enrollment for major medical policies, Medicare options, and supplemental plans available in the local market. The agency reviews each client’s specific healthcare needs and budget to recommend appropriate carriers. It then guides them through the application process, comparing plan details to ensure an informed choice for their situation.
Operating on both an ongoing and a one-time basis, Patrick Kelly - State Farm Insurance Agent in Gig Harbor, WA, assists clients with selecting health insurance coverage tailored to individual or family needs. Gig Harbor residents can explore traditional plans or alternative options through this agent. Regular policy reviews help manage changing healthcare requirements without interruption. Appointments for new policies or plan updates remain available on either a scheduled or as-needed basis.
Sound Business Insurance specializes in helping individuals and families navigate the complexities of selecting individual health plans. It provides general agency services for Gig Harbor residents, assisting with plan comparisons and enrollment throughout the annual Open Enrollment Period. The team also manages applications for Special Enrollment periods triggered by life events. When residents lose employer-sponsored coverage or experience a qualifying change in household status, this agency helps secure new medical insurance to prevent a lapse in necessary healthcare benefits.
As enrollment periods and life changes bring questions about coverage, residents of Gig Harbor turn to Sound Health Insurance for guidance. This local agency helps individuals and families compare plans available in Washington state, explaining the differences between public exchange options and private policies. A licensed health insurance agent reviews each client’s medical needs and budget before presenting suitable choices from multiple carriers. The process begins with a complimentary consultation to assess current coverage, prescription requirements, and preferred doctors.
Farmers Insurance - Tyler Martindale serves residential clients in Gig Harbor with individual health insurance plans, helping them navigate open enrollment and coverage options. Commercial health insurance needs are also addressed for local small businesses and self-employed professionals throughout the Pierce County area. Clients can schedule follow-up consultations after their initial plan selection, and the agency provides ongoing support between regular annual enrollment periods for policy adjustments or claims questions.
Denali Benefits, Inc., located in Gig Harbor, WA, offers health insurance agent services to help individuals and groups navigate health plan options and enroll in suitable coverage. The company focuses on matching clients with appropriate policies from available carriers and explaining key benefits. Using agents to address customer questions and administrative needs, it serves commercial sectors like offices, warehouses, and food service operations.
Great Insurance Washington, based in Gig Harbor, is recognized for connecting residents with suitable health insurance plans. Its service range includes navigating individual and family coverage options, as well as understanding Medicare and employer-sponsored plans. The agency assists clients in comparing policies to match their healthcare needs and budgets. For those requiring dental or vision benefits, it can help incorporate those add-on options to a medical plan.
What Does a a Health Insurance Agent in Gig Harbor Cost?
Health insurance agent services in Washington are generally free to the consumer. The cost of the health plan itself varies widely. For a 40 year old in Gig Harbor, a mid-level silver plan on the Washington Health Benefit Exchange may cost between $400 and $700 per month before subsidies. Subsidies based on income can lower that cost significantly. This is general information and does not constitute insurance advice.
About health insurance agents in Gig Harbor
Health insurance agents in Gig Harbor, Washington help residents and small businesses compare plans from companies like Premera and Regence. Washington State law requires all agents to be licensed by the Office of the Insurance Commissioner. Local agents understand the specific network options available in Pierce County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Gig Harbor do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They can assist with individual plans, family plans, Medicare, and small business group plans. Agents are licensed and must follow Washington State insurance regulations.
Do I have to pay a health insurance agent for their help?
In most cases, you do not pay the agent directly. Agents are typically paid by the insurance company through commissions. Their services are free to you as the consumer.
When can I enroll in a health plan in Washington?
Open enrollment for individual plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. Washington State also offers year-round enrollment for Apple Health (Medicaid).
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