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Find Health Insurance Agents Near You in Watertown, SD

Browse health insurance agents serving Watertown, South Dakota. Updated 2026-07-14.

The top-rated health insurance agent in Watertown, South Dakota is Meyer Insurance, rated 4.9 stars across 370 reviews. Other highly rated options include Bill Speier - State Farm Insurance Agent, KRANZ INSURANCE - Watertown Insurance LLC, Wishard Insurance. This directory lists 20 health insurance agents serving Watertown.

Showing 20 health insurance agents in Watertown, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Meyer Insurance1933 Willow Creek Dr(605) 753-5698
2Bill Speier - State Farm Insurance Agent314 4th St NE(605) 882-4578
3KRANZ INSURANCE - Watertown Insurance LLC521 10th St NW(605) 886-4200
4Wishard Insurance922 W Kemp Ave(605) 882-5773
5Schulz Insurance24 N Broadway(605) 886-1525
6Puthoff Insurance Agency-Watertown1608 9th Ave SW(605) 886-9319
7Glacial Lakes Insurance Inc.1505 10th Ave SE #2(605) 956-3445
8Leavitt Heartland Insurance812 10th St SW(605) 882-1688
9Heaton Insurance Agency804 2nd St SE(605) 878-2111
10Acrisure Watertown, SD (Fischer Rounds & Associates)12 5th St NE(605) 886-4361
MI
1933 Willow Creek Dr
Meyer Insurance
Health Insurance Agent · Watertown, SD

Meyer Insurance serves the Watertown, South Dakota area as a health insurance agent. They assist individuals and families in navigating plan options for their medical coverage needs. This includes helping clients understand enrollment periods and evaluate different types of policies. The agency provides support in selecting plans that fit specific health requirements and budgets. Their services also extend to aiding local residents with Medicare supplement policies and short-term health insurance options.

BS
314 4th St NE
Bill Speier - State Farm Insurance Agent
Health Insurance Agent · Watertown, SD

Bill Speier - State Farm Insurance Agent in Watertown, SD provides a range of health insurance options designed to help individuals and families manage their medical coverage needs. Ongoing service includes annual policy reviews to adjust plans according to changes in health or budget. The agency supports clients through open enrollment periods and answers questions about deductibles and network providers. This service extends to protecting the health of those living in single-family homes, apartments, retail properties, and restaurants.

KI
521 10th St NW
KRANZ INSURANCE - Watertown Insurance LLC
Health Insurance Agent · Watertown, SD

KRANZ INSURANCE - Watertown Insurance LLC serves homeowners, businesses, and property managers in the Watertown area with health insurance agent services. Clients can receive guidance on individual plans, small group coverage, and Medicare options to meet diverse healthcare needs. The agency provides local expertise and works to help customers understand their policies and compare available plans. It also offers services to residents of nearby communities, including those in Codington County.

WI
922 W Kemp Ave
Wishard Insurance
Health Insurance Agent · Watertown, SD

Wishard Insurance serves Watertown, South Dakota, and the surrounding Codington County communities. As a local health insurance agent, it handles plan enrollment and policy management for individuals and families. The agency assists with navigating coverage options during open enrollment periods. It takes a consultative approach by first reviewing a client’s healthcare needs to identify suitable plans. For a typical job, the company processes applications, gathers required documentation, and verifies policy details with providers to ensure a smooth setup.

SI
24 N Broadway
Schulz Insurance
Health Insurance Agent · Watertown, SD

Schulz Insurance in Watertown, SD, understands the difference between health insurance as a one-time purchase for a short-term need and as a recurring service requiring ongoing adjustments. Their focus is on helping individuals and families select coverage that fits their medical needs and budget, then managing changes over time. Serving the local community, they provide options for individual plans, family policies, and small group coverage. Their service to clients is available on both a scheduled basis for annual renewals and an as-needed basis for life changes.

PI
1608 9th Ave SW
Puthoff Insurance Agency-Watertown
Health Insurance Agent · Watertown, SD

Puthoff Insurance Agency-Watertown offers individual and family health insurance plans, along with Medicare supplement and prescription drug coverage. Its services include reviewing policy options to help clients find suitable coverage for medical needs and budgets. The agency also guides people through the enrollment process and answers questions about plan benefits and deductibles. As open enrollment periods approach or when unexpected medical expenses arise, the agency helps clients reassess their current coverage to ensure they have adequate protection for their health care needs and financial circumstances.

GL
1505 10th Ave SE #2
Glacial Lakes Insurance Inc.
Health Insurance Agent · Watertown, SD

As winter approaches in Watertown, SD, many residents begin reviewing their health coverage options before the annual enrollment period closes. Glacial Lakes Insurance Inc. serves as a health insurance agent, helping individuals and families navigate plan comparisons for the season ahead. They explain how different policies handle routine doctor visits, generic prescriptions, and emergency services within local provider networks. An initial consultation typically begins with a review of the client’s current coverage and anticipated healthcare needs for the coming calendar year.

LH
812 10th St SW
Leavitt Heartland Insurance
Health Insurance Agent · Watertown, SD

Leavitt Heartland Insurance assists individuals and families with their coverage needs. The company specializes in connecting clients with health insurance agent services for their local market. Its focus includes finding appropriate plans from available providers. The agency works to explain policy options and enroll individuals during open enrollment periods. It can also consult on coverage changes. With a base in Watertown, SD, this agent serves the broader community. Clientele includes healthcare needs for office workers, warehouse employees, and food service professionals.

HI
804 2nd St SE
Heaton Insurance Agency
Health Insurance Agent · Watertown, SD

Heaton Insurance Agency serves residents of Watertown, SD, with personal health insurance plans designed to meet individual medical needs. The agency also provides commercial health coverage for local businesses seeking group policies for their employees. Service is offered throughout the Watertown area and surrounding communities in Codington County. Agents work with clients to explain different policy options and assist with enrollment during open enrollment periods. When policy questions or claims issues arise between annual visits, the agency follows up to help resolve those concerns for repeat service.

AW
12 5th St NE
Acrisure Watertown, SD (Fischer Rounds & Associates)
Health Insurance Agent · Watertown, SD

Acrisure Watertown, SD (Fischer Rounds & Associates) is known as a local health insurance agent serving the Watertown, SD area. The company helps individuals and families compare and enroll in health plans that suit their medical needs and budgets. It also assists small businesses in navigating group health coverage options available in the region. An additional service this agency can provide is guidance on Medicare supplement policies for clients approaching retirement age.

WI
1600 4th St NE
World Insurance Associates LLC
Health Insurance Agent · Watertown, SD
(605) 886-9719
locations.worldinsurance.com/american-trust-insurance-a-division-of-world-bbe3c05412f7
OI
804 2nd St SE
Overby Insurance
Health Insurance Agent · Watertown, SD
(605) 520-4575
BI
1414 9th Ave SE A
Brueggeman Insurance
Health Insurance Agent · Watertown, SD
(605) 886-9043
brueggemaninsurance.com
FU
814 10th St SW
Farmers Union Insurance - Nichols Insurance Agency
Health Insurance Agent · Watertown, SD
(605) 886-9683
FB
414 10th St NW
Farm Bureau Financial Services: Dane Stahl
Health Insurance Agent · Watertown, SD
(605) 954-7970
fbfs.com/find-an-agent/danestahl
KA
401 7th Ave SE
Kinsman Agency Inc
Health Insurance Agent · Watertown, SD
(605) 886-4911
kinsmaninsurance.com
BH
510 Jenson Ave S SE
Bramer Heather
Health Insurance Agent · Watertown, SD
(605) 884-4379
aflac.com/agents/heather_bramer.aspx
FM
1401 4th St NE
First MainStreet Insurance at Reliabank
Health Insurance Agent · Watertown, SD
(605) 886-5101
firstmainstreetatreliabank.com
MW
214 9th Ave SE
Mark Weber Agency
Health Insurance Agent · Watertown, SD
(320) 226-1146
NO
320 1st Ave NE Suite 1
Noem
Health Insurance Agent · Watertown, SD
(605) 878-3937

What Does a a Health Insurance Agent in Watertown Cost?

Health insurance agents in South Dakota are paid by commissions from insurance carriers, not directly by clients. These commissions are built into the plan premiums. Typical monthly premiums for individual ACA plans in Watertown range from 300 to 700 dollars depending on age, income, and plan tier. Medicare supplement plans may cost 100 to 300 dollars per month. Costs vary by case. This is general information, not insurance advice.

About health insurance agents in Watertown

Health insurance agents in Watertown, South Dakota help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. South Dakota law requires agents to be licensed by the state Division of Insurance. Local agents understand the specific needs of Codington County residents and can explain how state regulations affect plan choices.

Frequently Asked Questions

What does a health insurance agent in Watertown do?

A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for subsidies through the South Dakota marketplace.

How do I choose a health insurance agent in Watertown?

Look for an agent licensed in South Dakota with experience in individual, family, or Medicare plans. You can verify an agents license on the South Dakota Division of Insurance website.

When can I enroll in health insurance in South Dakota?

Open enrollment for ACA plans typically runs from November 1 to January 15 each year. Special enrollment periods are available after qualifying life events like marriage or job loss.

Health Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.