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Find Health Insurance Agents Near You in Rapid City, SD

Compare health insurance agents in Rapid City. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 health insurance agents in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Carlson - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 342-0188 carlsonins.com
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825 southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434 agents.farmers.com
Dakota NOMAD Health - Medicare Specialist
3024 Tower Rd, Rapid City, SD 57701
(605) 519-5050 dakotanomadhealth.com
Davis & Associates, LLC American Family Insurance
900 Jackson Blvd, Rapid City, SD 57702
(605) 343-5956 amfam.com
AAA South Dakota Rapid City
815 St Joseph St, Rapid City, SD 57701
(605) 342-8482 cluballiance.aaa.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200 herrmannagencies.com
HealthWise Medicare Insurance
550 N 5th St, Rapid City, SD 57701
(605) 721-9328 healthwiserapidcity.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111 dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555 blackhillsagency.com
Gene Hufford Agency, Inc. American Family Insurance
2127 Jackson Blvd, Rapid City, SD 57702
(605) 342-7757 amfam.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750 security1stbank.com
Parks Insurance West
809 South St Suite 111, Rapid City, SD 57701
(605) 430-8877 parksinsurancewest.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865 acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130 wdiins.com
American Benefits Agency.
429 Kansas City St #6, Rapid City, SD 57701
(605) 343-7870 americanbenefitsagency.net
Bickett Insurance Agency & Financial Solutions
902 Main St Door A, Rapid City, SD 57701
(605) 348-4612 agents.horacemann.com
Carver Insurance
820 St Joseph St, Rapid City, SD 57701
(605) 348-7410 carverinsurance.com
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788 leavitt.com

Health insurance agents in Rapid City, South Dakota help individuals and families find coverage through the federal marketplace, private insurers, and Medicare. South Dakota follows federal guidelines for the Affordable Care Act, and agents can assist with special enrollment periods and subsidy calculations. Local agents understand the unique needs of residents in Pennington County and the Black Hills region.

What Does a Health Insurance Agent in Rapid City Cost?

Health insurance agent services in South Dakota are usually free to consumers because agents earn commissions from insurance carriers. Plan premiums vary widely: a typical individual ACA plan in Rapid City may range from 300 to 600 dollars per month before subsidies, while Medicare Supplement plans often range from 100 to 300 dollars per month. Costs depend on your age, income, and chosen plan type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Rapid City do?
A health insurance agent helps you compare plans from multiple carriers, explains coverage details, and assists with enrollment. They can also help you apply for premium tax credits and cost-sharing reductions if you qualify.
Is there a fee to use a health insurance agent in South Dakota?
In most cases, agents are paid by the insurance company, not by you. This means their services are typically free to you. However, some agents may charge a consultation fee for complex cases, so ask before you meet.
Can I enroll in a health plan outside the open enrollment period in South Dakota?
Yes, if you have a qualifying life event such as losing other coverage, getting married, or moving to Rapid City. You then have a 60-day special enrollment period to select a plan.