The top-rated health insurance agent in Kingston, Pennsylvania is Garnett Insurance Agency, rated 5.0 stars across 45 reviews. Other highly rated options include Matt Dailey - State Farm Insurance Agent, Heffers Agency, Farmers Insurance - Keith Smith. This directory lists 12 health insurance agents serving Kingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garnett Insurance Agency | 250 Pierce St #111 | (570) 331-7420 |
| 2 | Matt Dailey - State Farm Insurance Agent | 261 Pierce St | (570) 714-7979 |
| 3 | Heffers Agency | 11 2nd Ave | (570) 287-5123 |
| 4 | Farmers Insurance - Keith Smith | 473 Northampton St | (570) 408-1640 |
| 5 | Frank Crossin Agency Inc | 575 Pierce St Suite #302 | (570) 822-5111 |
| 6 | Ziemba Insurance Agency | 383 Wyoming Ave | (570) 288-2004 |
| 7 | Creative Benefits Inc | 31 N Gates Ave | (610) 325-0200 |
| 8 | Greicy Espinosa health insurance broker | 210 Division St | (570) 239-3766 |
| 9 | The Omni Agency | 270 Pierce St | (570) 324-4400 |
| 10 | Christopher A Lupp - Aflac Insurance Agent | 480 Pierce St #315 | (570) 283-3900 |
Garnett Insurance Agency serves the Kingston, Pennsylvania area as a local health insurance agent. The company helps individuals and small businesses navigate the complex landscape of medical coverage options in the region. Clients can receive personalized guidance on enrolling in plans that meet their specific healthcare needs and budget. The agency also assists with understanding policy details and filing claims. Specific services include handling Affordable Care Act plan selections and Medicare supplement insurance enrollments for local residents.
Matt Dailey - State Farm Insurance Agent in Kingston, PA, provides health insurance services to individuals and families in the local area. These services include helping clients select individual health plans and explaining how various policy options work. The office also assists with plan maintenance, such as updating coverage as needs change or answering questions about deductibles and copays. Ongoing customer support is available to help ensure policies remain suitable over time. It serves a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Heffers Agency serves individuals, families, and small business owners in Kingston, Pennsylvania, offering guidance on health insurance plans, including individual and group coverage. The agency helps clients navigate plan options and enrollment periods to find appropriate medical and prescription drug policies. As a local health insurance agent, it assists with annual renewals and coverage questions throughout the year. The agency also provides service to clients in the surrounding Wyoming Valley area, including Wilkes-Barre.
Farmers Insurance - Keith Smith serves Kingston, Pennsylvania, and the surrounding communities throughout Luzerne County. This agency handles health insurance plans, including individual and family coverage, to help local residents secure medical benefits. Keith Smith assists clients by explaining different policy options, such as catastrophic plans or major medical policies. For each client, the agency typically reviews current health needs, compares available plans from various carriers, and then recommends a suitable policy based on the individual’s budget and coverage requirements.
Navigating health coverage requires distinguishing between one-time services, such as choosing a plan during open enrollment, and recurring needs like ongoing claims assistance or annual policy reviews. Frank Crossin Agency Inc in Kingston, PA connects residents with health insurance plans suited to their individual situations. As a local health insurance agent, the agency helps clarify plan options and enrollment procedures within the region. Service runs on an as-needed basis, allowing clients to request help whenever specific insurance questions or life changes arise.
Ziemba Insurance Agency specializes in helping individuals and families find health insurance plans tailored to their medical needs and budgets in Kingston, PA. Its services include navigating plan options, explaining coverage details, and assisting with enrollment through public marketplaces or private carriers. The agency also reviews policy changes and ensures clients understand their benefits. With open enrollment periods and qualifying life events, missed deadlines can result in coverage gaps, so the agency helps clients secure or adjust their plans when they lose employer-based insurance or experience other changes in circumstance.
As the fall enrollment period approaches in Kingston, PA, many residents reassess their coverage needs. Creative Benefits Inc serves as a health insurance agent, helping individuals and families navigate plan options. The company assists with comparing policies and explaining coverage details. A typical first engagement involves an initial assessment of the client’s current healthcare usage and budget to identify suitable plans.
Greicy Espinosa health insurance broker in Kingston, PA assists individuals and families with navigating their medical coverage needs. The agency specializes in connecting clients with suitable health plans, including supplemental and Medicare-related options. It guides small business owners through group insurance arrangements to help protect their workforce. The company serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
The Omni Agency provides residential health insurance guidance to individuals and families in Kingston, Pennsylvania. Commercial coverage options for local small businesses are also available. The agency serves clients throughout Luzerne County and the surrounding region. Representatives help customers review plan details, compare policies, and understand enrollment periods. Follow-up assistance is offered after plan selection to address questions or changes between regular check-ins.
Christopher A Lupp - Aflac Insurance Agent in Kingston, PA, is known for providing supplemental health insurance policies that help cover expenses not typically paid by major medical plans. The agency serves local individuals and families seeking financial protection against unexpected medical costs. Policies offered include accident, critical illness, and hospital confinement coverage. Aflac agents assist clients in understanding their benefits and filing claims. A specialty service the agency can add on is disability income insurance to protect earnings during recovery periods.
What Does a a Health Insurance Agent in Kingston Cost?
Health insurance agents in Pennsylvania typically do not charge you a direct fee. Their compensation comes from the insurance carrier as a commission which is built into the premium. For ACA plans the average monthly premium in Pennsylvania for a mid-level Silver plan is around 450 to 600 dollars for an individual but subsidies can lower this amount. Medicare Supplement plans vary widely from 100 to 300 dollars per month depending on age and plan type. Costs for small business group plans depend on employee count and coverage level. This is general information and not insurance advice.
About health insurance agents in Kingston
Health insurance agents in Kingston Pennsylvania help individuals families and small businesses find suitable coverage. Pennsylvania law requires agents to be licensed by the state and follow strict regulations under the Pennsylvania Insurance Department. Local agents can explain options like ACA marketplace plans short-term policies and Medicare supplements specific to Luzerne County.
Frequently Asked Questions
What does a health insurance agent in Kingston do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain benefits costs and network details. Agents in Pennsylvania must complete continuing education to keep their license active.
Do I pay a fee for using a health insurance agent in Pennsylvania?
In most cases you do not pay a fee directly. Agents are paid commissions by the insurance company. Pennsylvania law allows agents to charge a consulting fee only if you sign a written agreement first.
Can a Kingston agent help me with Pennsylvania Medicaid or CHIP?
Yes many agents can guide you through the application process for Medicaid and the Childrens Health Insurance Program CHIP. They do not charge for this service. Pennsylvania uses the COMPASS system for eligibility screening.
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