The top-rated health insurance agent in Emmaus, Pennsylvania is Highstreet Insurance and Financial Services - Emmaus, rated 4.9 stars across 161 reviews. Other highly rated options include Farmers Insurance - Keith Heffner, Fred Saracino - State Farm Insurance Agent, E.F. Butz Insurance Agency. This directory lists 12 health insurance agents serving Emmaus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Insurance and Financial Services - Emmaus | 111 E Harrison St | (610) 433-6854 |
| 2 | Farmers Insurance - Keith Heffner | 860 Broad St SUITE 114 | (610) 966-5646 |
| 3 | Fred Saracino - State Farm Insurance Agent | 411 State Rd | (610) 965-6520 |
| 4 | E.F. Butz Insurance Agency | 3333 W Emaus Ave | (610) 965-2824 |
| 5 | IGNOSH INSURANCE & RISK MANAGEMENT | 245 Main St | (610) 266-2996 |
| 6 | Tyler Brown: Allstate Insurance | 195 Main St | (610) 965-3680 |
| 7 | Seltzer Group Partners | 901 Chestnut St | (888) 366-1000 |
| 8 | AAA Insurance Coverage | 467 State Ave | (484) 578-0420 |
| 9 | Equinox Benefits Consulting | 402 State Ave | (610) 366-3777 |
| 10 | The Furgiuele Insurance Agency LLC | 707 Chestnut St | (610) 421-8872 |
Highstreet Insurance and Financial Services - Emmaus serves Lehigh County and the surrounding region as a health insurance agent. The company assists clients with navigating plan options and finding suitable coverage for their medical needs. It works with individuals and families to explain policy details, including deductibles and provider networks. In this area, Highstreet Insurance handles plan enrollments during open enrollment periods and offers guidance on Medicare supplement policies.
Farmers Insurance - Keith Heffner offers a range of health insurance services for clients in Emmaus, Pennsylvania. Service plans include individual and family health coverage options, as well as supplemental policies that help manage out-of-pocket medical expenses. Maintenance services involve annual policy reviews to adjust coverage as healthcare needs change. The company assists customers in comparing different plans to find suitable benefits and deductibles. It supports various types of properties, including single-family homes, apartments, retail locations, and restaurants.
Fred Saracino - State Farm Insurance Agent serves homeowners, renters, and small business owners in Emmaus, Pennsylvania, with health insurance policies. It assists clients in navigating plan options, coverage details, and enrollment periods. The agency also provides guidance on balancing health coverage with other insurance needs such as auto and life policies. Additional service areas include the Allentown metropolitan region and neighboring communities like Macungie and Alburtis.
E.F. Butz Insurance Agency serves Emmaus, Pennsylvania, and the surrounding Lehigh Valley communities. The company handles health insurance policies, including individual plans and group coverage for local small businesses. It helps clients enroll during open enrollment periods and navigate special enrollment for qualifying life events. It regularly reviews changing plan options to match each client’s budget and medical needs. The agency typically meets with clients in person or by phone to compare available carriers, clarify deductibles and copays, and finalize the chosen application.
When choosing health coverage, a client can complete the initial enrollment as a one-time service or require ongoing support with claims and annual renewals. IGNOSH INSURANCE & RISK MANAGEMENT in Emmaus, PA, assists individuals and families in navigating plan options, deductibles, and provider networks. The agent helps match each client with a suitable policy that balances premium costs with necessary benefits. Service is available on an as-needed basis for policy questions, life changes, or plan updates, without a mandatory ongoing schedule.
Tyler Brown: Allstate Insurance specializes in helping individuals and families in Emmaus, PA secure health insurance coverage. The agency guides clients through plan selection to match medical needs and budgets, addressing routine care and unexpected medical costs. Annual enrollment periods often require careful plan comparisons, and the agency assists with those decisions. Policy renewals and changes in employment or family status can create coverage gaps. The agency helps residents adjust their plans during open enrollment or after a qualifying life event like a new job or moving to Emmaus.
As local residents begin reviewing their coverage options after the annual open enrollment period, Seltzer Group Partners provides guidance on health insurance plans available in Emmaus, PA. The agency helps individuals and small business owners compare plan benefits and navigate provider networks. Their service includes clarifying policy terms and explaining cost-sharing structures, which is essential when selecting appropriate coverage for the coming year. Prospective clients are invited to schedule an initial consultation, during which the agent reviews personal healthcare needs and assesses available plan choices.
AAA Insurance Coverage in Emmaus, PA offers residential health insurance services to individuals and families in the local community. The agency also provides commercial health coverage options for small businesses and groups throughout the surrounding area. Licensed professionals assist clients in comparing plans from major carriers to find suitable medical and dental policies. The office provides ongoing support for claims questions and policy changes, ensuring clients receive follow-up assistance between regular annual enrollment periods to adjust coverage as needs evolve.
Equinox Benefits Consulting operates as a health insurance agent in Emmaus, Pennsylvania, guiding individuals and employers through plan selection and enrollment. It specializes in tailored group health benefits, including major medical and supplemental coverage. The agency evaluates various carrier options to match budgets and coverage needs. Its services extend to commercial sectors such as offices, warehouses, and food service operations, helping these businesses navigate Affordable Care Act requirements and employee benefit strategies.
Located in Emmaus, PA, The Furgiuele Insurance Agency LLC focuses on helping individuals and families secure health insurance coverage. The agency guides clients through plan comparisons, enrollment processes, and ongoing policy management. Services extend to explaining key healthcare terms and assisting with claims questions. Clients can also access guidance for coordinating Medicare benefits with existing supplemental policies to ensure comprehensive coverage.
What Does a a Health Insurance Agent in Emmaus Cost?
Health insurance agents in Pennsylvania typically earn commissions paid by insurance carriers, so there is often no direct fee to the consumer. Some agents may charge a consultation fee ranging from 50 to 200 dollars for specialized services like Medicare plan comparisons. Costs vary by case and plan type. This is general information, not insurance advice.
About health insurance agents in Emmaus
Health insurance agents in Emmaus, Pennsylvania help individuals and families find coverage through the Pennsylvania Insurance Exchange or private carriers. Agents must hold a valid Pennsylvania insurance license and follow state regulations for plan disclosures and enrollment periods. Local agents understand the specific network options available at Lehigh Valley Health Network and St. Lukes University Health Network.
Frequently Asked Questions
What license does a health insurance agent in Emmaus need?
Agents must hold a valid Pennsylvania insurance producer license issued by the Pennsylvania Insurance Department. They must also complete continuing education credits every two years to maintain their license.
Can a health insurance agent help with Pennsylvania Medicaid?
Yes, many agents in Emmaus can assist with Pennsylvania Medicaid applications and CHIP for children. They can explain income limits and enrollment procedures for Medical Assistance in Lehigh County.
When can I enroll in a health plan through an Emmaus agent?
Open enrollment for ACA plans in Pennsylvania typically runs from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like job loss or marriage.
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