The top-rated health insurance agent in St. Louis, Missouri is Wesley Ranew - State Farm Insurance Agent, rated 5.0 stars across 1,422 reviews. Other highly rated options include MBhealth Insurance Agency, POWERS Insurance and Risk Management, R T Thomas Insurance, LLC. This directory lists 66 health insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wesley Ranew - State Farm Insurance Agent | 13434 Clayton Rd | (636) 227-2000 |
| 2 | MBhealth Insurance Agency | 9700 MacKenzie Rd STE 101 | (314) 544-5400 |
| 3 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 4 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 5 | Kreismann Bayer Insurance Agency | 652 N New Ballas Rd | (314) 567-3344 |
| 6 | Goetz Insurance Agency | 4586 Telegraph Rd | (314) 720-1702 |
| 7 | Elevated Insurance Group | 345 Marshall Ave Ste 200 | (314) 806-3600 |
| 8 | Valley Insurance Agency Alliance LLC (VIAA) | 6825 Clayton Ave #200 | (314) 333-4910 |
| 9 | Norrell Insurance Agency | 401 Pine St #7 | (636) 575-9526 |
| 10 | Lp Miceli Inc | 3470 Hampton Ave s106 | (314) 832-6667 |
Wesley Ranew - State Farm Insurance Agent serves the St. Louis, Missouri metropolitan area, offering health insurance coverage options to local residents, families, and small business owners. The agency helps individuals navigate plan selection and enrollment, ensuring policies align with medical needs and financial goals. This insurance agent also assists clients with understanding plan benefits and managing claims throughout the year. Common services include individual health plans and family health insurance policies for the St. Louis region.
MBhealth Insurance Agency serves St. Louis, Missouri, and its surrounding communities, handling individual and family health insurance plans. The agency guides clients through selecting coverage options that meet their specific medical needs and budget requirements. It helps applicants understand plan details, network restrictions, and enrollment periods. For a typical job, the agency reviews each client’s current healthcare usage and financial situation before presenting suitable plan choices from major carriers.
Based in St. Louis, Missouri, POWERS Insurance and Risk Management offers guidance on selecting individual and family health plans. Its general agency work helps clients navigate the complexities of open enrollment and understand policy options tailored to their needs. During qualifying life events, such as a job change or a new baby, the company assists with enrolling in new coverage outside the standard enrollment window. It also provides support during tax season by explaining how health insurance choices may affect yearly filings.
As the end of the year approaches, many individuals in St. Louis seek to adjust their health coverage to better match upcoming medical needs. R T Thomas Insurance, LLC assists local residents and families in navigating plan options available in the Missouri marketplace. These agents focus on explaining how different policies address routine care and prescription costs. They help clients understand enrollment periods and compare deductibles or network requirements. The process typically begins with an initial assessment of the client’s current health expenses and coverage goals.
Kreismann Bayer Insurance Agency provides comprehensive health insurance services to residents throughout the St. Louis area, offering guidance on individual and family medical plans. The firm also assists local businesses with employee health coverage options, supporting commercial clients across Missouri. A priority is placed on explaining plan details and helping customers find suitable coverage during open enrollment periods. Regular follow-up communication helps ensure that clients remain informed about any plan changes and maintain appropriate coverage between their annual review visits.
Goetz Insurance Agency in St. Louis, Missouri assists individuals and families in finding health insurance plans that match their medical needs and budget. The agency also helps clients navigate the complexities of plan options, including preventive care coverage and prescription drug benefits. For commercial clients, it provides guidance on group health policies suitable for various business environments, including offices, warehouses, and food service operations.
Elevated Insurance Group in St. Louis, Missouri, serves as a local health insurance agency known for navigating clients through the complexities of individual and family medical plans. It offers comprehensive assistance comparing policies from major carriers to find suitable coverage for various needs and budgets. The company’s services also address Medicare options and short-term health solutions. Small business owners can receive guidance on group health benefits for their employees. A specialty service this agency can provide is representing clients during the annual Open Enrollment Period to help secure updated plans.
Valley Insurance Agency Alliance LLC (VIAA) provides health insurance agent services to clients in the St. Louis, Missouri area. It assists individuals and businesses in selecting and enrolling in medical coverage plans that meet their needs. The company also offers ongoing plan maintenance, helping clients manage policy changes and renewals throughout the year. Its property services include single-family homes, apartments, retail locations, and restaurants.
Norrell Insurance Agency serves St. Louis, Missouri, and the surrounding metropolitan area, specializing in health insurance agent services. The company assists individuals, families, and small business owners with navigating their health coverage options through the federal marketplace and private insurers. Plans are selected to match diverse medical needs and budgets, with guidance provided throughout the enrollment process. Norrell Insurance Agency handles both open enrollment eligibility determinations and special enrollment period applications for qualifying life events.
Lp Miceli Inc serves homeowners, families, and individuals in St. Louis, Missouri, by helping them navigate health insurance plan options and enroll in coverage that meets their medical needs. The agency explains plan benefits, deductibles, and network details, guiding clients through the open enrollment process or special enrollment periods. It assists with individual health plans, family policies, and access to local healthcare providers. The company also covers clients in neighboring communities throughout the greater St. Louis metropolitan area, including Clayton and the surrounding suburbs.
What Does a a Health Insurance Agent in St. Louis Cost?
The cost of health insurance plans in Missouri varies by age location income and plan type. For ACA marketplace plans a 40 year old in St. Louis might pay between 400 and 700 dollars per month before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. Short term plans can cost 100 to 300 dollars per month but do not cover pre existing conditions. This is general information and not insurance advice.
About health insurance agents in St. Louis
Health insurance agents in St. Louis Missouri help individuals families and small businesses find suitable health coverage. These professionals are licensed by the Missouri Department of Insurance and must follow state regulations including the Missouri Health Insurance Portability and Accountability Act. Agents can explain plan options for the federal marketplace Medicaid expansion and short term policies available in Missouri.
Frequently Asked Questions
What does a health insurance agent in St. Louis do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs and budget. They assist with ACA marketplace plans Medicare Advantage and supplement plans as well as individual and group policies. Agents in Missouri must be licensed and complete continuing education each year.
Is there a fee to use a health insurance agent in Missouri?
Most health insurance agents are paid by the insurance company not by the client. This means you typically do not pay a separate fee for their services. However some agents may charge a consulting fee for complex cases so always ask about costs upfront.
When can I enroll in a health plan through an agent in St. Louis?
You can enroll during the annual Open Enrollment Period which usually runs from November 1 to January 15 for ACA plans. Outside this window you may qualify for a Special Enrollment Period if you have a life event like losing other coverage moving or having a baby. Missouri also offers year round enrollment for Medicaid and CHIP.
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