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Find Health Insurance Agents Near You in O'Fallon, MO

Browse health insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated health insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 1,014 reviews. Other highly rated options include Insurance Brokers Group, Mid-America Specialty Markets, Health Matters Insurance. This directory lists 15 health insurance agents serving O'Fallon.

Showing 15 health insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Insurance Brokers Group1001 Rondale Ct(314) 569-1010
3Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
4Health Matters Insurance1008 Rock Creek Elementary School Dr(636) 849-1004
5Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
6UltraCar Insurance LLC.801 S Woodlawn Ave #26(888) 551-1991
7Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
8Senn Insurance Agency225 S Main St Suite 200(636) 978-7798
9Jeff Hug Insurance Broker1068 Bryan Rd(636) 978-1595
10Denny & Associates, Inc.1022 Peruque Crossing Ct Suite B(636) 887-4700
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Health Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the O'Fallon, Missouri area and surrounding St. Charles County, specializing in health insurance agent services. The agency helps individuals and families navigate plan options under the Affordable Care Act marketplaces. Assistance is provided for open enrollment periods and qualifying life events requiring special enrollment. Clients receive guidance on comparing premiums, deductibles, and network coverage. The agency also handles Medicare supplement plans and short-term health insurance policies for local residents.

IB
1001 Rondale Ct
Insurance Brokers Group
Health Insurance Agent · O'Fallon, MO

Insurance Brokers Group in O'Fallon, MO, offers a range of health insurance agent services to address both individual and group coverage needs. The company provides consultation to help clients select suitable plans and assists with annual enrollment or policy renewals as maintenance services. Coverage options are evaluated based on local healthcare networks and changing plan structures. Its agents handle policy comparisons and administrative support for claims questions. The firm serves single-family homes, apartments, retail businesses, and restaurants within the region.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Health Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets serves homeowners, families, and small business owners in O'Fallon, Missouri, seeking individual health insurance plans. As a local health insurance agent, the company helps clients navigate available coverage options during open enrollment and special enrollment periods. This work involves comparing plan details, reviewing network providers, and explaining cost-sharing structures to meet each client's needs. Standard services include annual policy reviews, enrollment assistance, and claims support for individual and group health plans. The agency also covers clients throughout St. Charles County and the neighboring community of Lake Saint Louis.

HM
1008 Rock Creek Elementary School Dr
Health Matters Insurance
Health Insurance Agent · O'Fallon, MO

Serving O'Fallon, Missouri, and the surrounding communities, Health Matters Insurance helps individuals and families navigate their health coverage options. As a local health insurance agent, it handles plan selection, enrollment, and ongoing policy management for clients. The company works directly with major insurance carriers to provide access to a range of plans, including those for Medicare and the Health Insurance Marketplace. Its typical approach involves a personalized consultation to review a client's medical needs and budget, then presenting suitable plan choices for an informed decision.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Health Insurance Agent · O'Fallon, MO

Dillehay Insurance Agency in O'Fallon, MO, helps clients distinguish between one-time health plans, such as short-term medical policies, and recurring coverage options like major medical plans. They guide individuals and families through the annual enrollment process, matching policy benefits to specific healthcare needs and budget considerations. The team also addresses ongoing coverage questions throughout the year. All services are provided on both a one-time and as-needed basis.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Health Insurance Agent · O'Fallon, MO

UltraCar Insurance LLC specializes in helping individuals and families navigate health insurance options in the O’Fallon, MO area. Its agents work with clients to explain plan details, compare coverage levels, and assist with enrollment during open enrollment periods. They also help evaluate subsidy eligibility through public marketplaces. For those experiencing a qualifying life event, such as a job change or the birth of a child, the company provides guidance on enrolling outside standard windows to ensure continuous coverage is maintained.

AI
206 W Terra Ln
Alternatives Insurance Agency
Health Insurance Agent · O'Fallon, MO

Each fall in O'Fallon, MO, residents reconcile their changing healthcare needs with shifting plan options. Alternatives Insurance Agency serves as a health insurance agent connecting individuals and families to suitable coverage in the area. They guide clients through plan comparisons, addressing questions about deductibles and preferred providers. This community-focused practice schedules an initial consultation to review each person’s current medical needs and financial situation before assessing available marketplace selections.

SI
225 S Main St Suite 200
Senn Insurance Agency
Health Insurance Agent · O'Fallon, MO

Senn Insurance Agency assists clients in O'Fallon, MO with their health insurance coverage needs. The company focuses on helping individuals and groups navigate plan selection and enrollment. It offers guidance on different policy types such as individual plans, family coverage, and Medicare supplement options. By working directly with major carriers, the agency helps match benefits to specific healthcare needs and budgets. This independent agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations.

JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Health Insurance Agent · O'Fallon, MO

Jeff Hug Insurance Broker serves residents in the O'Fallon, Missouri area, offering personalized health insurance plans to meet individual needs. The agency also provides commercial health coverage for local businesses, working with clients throughout the greater St. Charles County region. Common policy options include major medical plans and supplemental insurance products. Clients can contact the office for assistance during annual enrollment periods. Following policy selections, the broker schedules regular reviews to update coverage, and offers consistent follow-up services between those scheduled visits.

DA
1022 Peruque Crossing Ct Suite B
Denny & Associates, Inc.
Health Insurance Agent · O'Fallon, MO

Denny & Associates, Inc. in O'Fallon, MO, is known for guiding local residents and small business owners through the complexities of health insurance coverage. The company offers a broad range of individual and group medical plans, helping clients compare policy options to match their healthcare needs and budgets. Its agents provide clear explanations of deductibles, copays, network restrictions, and open enrollment timelines. The agency can also add supplemental products such as dental, vision, or critical illness policies to enhance a primary insurance plan.

RI
1022 Peruque Crossing Ct Ste A
Rivercity Insurance & Financial Services
Health Insurance Agent · O'Fallon, MO
(636) 379-5045
myrivercity.us.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Health Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
RT
1079 E Terra Ln
Retirement Time Insurance LLC
Health Insurance Agent · O'Fallon, MO
(636) 281-0551
retirementtime.biz
MH
Rock Church Dr
Missouri Health Insurance
Health Insurance Agent · O'Fallon, MO
(815) 791-0298
health-insurance-6.ueniweb.com
SM
2311 State Hwy K
Show-Me Senior Benefits
Health Insurance Agent · O'Fallon, MO
(636) 614-4144
showmeseniorbenefits.com

What Does a a Health Insurance Agent in O'Fallon Cost?

Health insurance agent services in Missouri are generally free to consumers because agents earn commissions from insurance carriers. Premiums for individual plans in O Fallon vary widely from around 250 to 700 per month depending on age income and plan tier. Agent fees if any are typically 50 to 150 per hour for consulting but are rare. This is general information not insurance advice.

About health insurance agents in O'Fallon

Health insurance agents in O'Fallon Missouri help individuals and families find coverage that fits their needs and budget. Agents are licensed by the Missouri Department of Insurance and must follow state regulations including network adequacy rules for plans sold in St. Charles County. They can assist with the Health Insurance Marketplace open enrollment period and special enrollment events.

Frequently Asked Questions

What does a health insurance agent in O'Fallon do?

A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain plan benefits deductibles and provider networks specific to O'Fallon and the St. Louis area. Agents also assist with subsidy calculations and annual renewals.

Is there a fee to use a health insurance agent in Missouri?

Most health insurance agents are paid by the insurance company not by the client. You typically do not pay a separate fee for their services. Some agents may charge a consulting fee for complex cases but this must be disclosed upfront under Missouri law.

When can I enroll in health insurance in Missouri?

Open enrollment for the Health Insurance Marketplace usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a qualifying life event like moving to O'Fallon losing other coverage or having a baby. Missouri does not have a state mandate requiring coverage.

Health Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.