ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHealth Insurance AgentsMissouri › Lake St Louis

Find Health Insurance Agents Near You in Lake St Louis, MO

Browse health insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated health insurance agent in Lake St Louis, Missouri is Spectrum Insurance Solutions, rated 5.0 stars across 127 reviews. Other highly rated options include Farmers Insurance - Amy Edmonds, Mike McMullen - COUNTRY Financial Agent, Andrew Hill's Insurance Services. This directory lists 15 health insurance agents serving Lake St Louis.

Showing 15 health insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
2Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
3Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
4Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
5Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
6Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
7Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
8Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
9Spectrum Retirement Solutions3401 Technology Dr Ste. 160(636) 625-3433
10Stuckey & Company3401 Technology Dr suite 180(800) 828-3452
SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Health Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions, serving the Lake St Louis and surrounding St Charles County area, specializes in helping individuals and families navigate health insurance options. As a local health insurance agent, the company assists clients in understanding plan benefits, coverage networks, and enrollment periods. The firm works with various carriers to match clients with suitable policies. Its specific services include guiding customers through Affordable Care Act marketplace plans and providing support with Medicare supplement insurance options in this region.

FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Health Insurance Agent · Lake St Louis, MO

Serving Lake St Louis and the surrounding area, Farmers Insurance - Amy Edmonds provides health insurance agent services including plan selection assistance and enrollment support for individuals and families. Its ongoing service includes policy reviews and claims guidance to help clients manage their coverage effectively. This agency helps clients compare plans and find suitable options. It services single-family homes, apartments, retail businesses, and restaurants in the local community.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Health Insurance Agent · Lake St Louis, MO

Mike McMullen - COUNTRY Financial Agent serves homeowners, businesses, and property managers in Lake St Louis, Missouri, offering health insurance agent services. The agency helps clients understand their coverage options for medical expenses and preventive care. Individual plans and family policies are tailored to local residents’ needs. Administrative support is available for claims and policy questions. This location also provides service to the greater O’Fallon area and surrounding St Charles County communities.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Health Insurance Agent · Lake St Louis, MO

Andrew Hill's Insurance Services serves Lake St Louis, Missouri, and the surrounding communities in the greater St Charles County area. This company handles health insurance plans for individuals, families, and small business groups, helping clients compare coverage options. During a typical job, the agent reviews each client's specific medical needs and household budget. It then presents a limited number of relevant plan choices for the client to consider. This straightforward approach is used to find suitable coverage without unnecessary confusion.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Health Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf in Lake St Louis, MO offers both one-time consultations for specific health insurance questions and ongoing service options for policy management. Coverage assistance typically includes helping individuals compare plans and understand local network options. Services are designed to address routine needs such as policy renewals, as well as unexpected changes in health coverage circumstances. As a local health insurance agent, John Dickey provides service on a scheduled or as-needed basis, determined by each client’s situation and preferences for follow-up.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Health Insurance Agent · Lake St Louis, MO

Robin Ruhmann - COUNTRY Financial Agent in Lake St Louis, MO, offers health insurance agent services, including helping individuals and families compare and select medical coverage plans. It also provides general assistance with understanding policy details and enrollment processes. The agency addresses common concerns such as rising healthcare costs and coverage gaps. During the annual open enrollment period, it helps clients adjust their plans to match changing health needs or budgets.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Health Insurance Agent · Lake St Louis, MO

As open enrollment season approaches in Lake St Louis, MO, many families begin reviewing their coverage options for the coming year. Dan Day - State Farm Insurance Agent helps local residents understand the nuances of health insurance plans, from deductibles to network providers. They guide clients through policy comparisons and answer questions about subsidies or out-of-pocket limits. This agency focuses on matching individual needs with suitable health coverage. An initial consultation is offered to review a client’s current situation and identify the right first steps toward securing a plan.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Health Insurance Agent · Lake St Louis, MO

Jennifer Hutcheson & Associates LLC American Family Insurance serves clients in the Lake St Louis, MO area, focusing on health insurance agent services. This agency helps individuals and businesses compare plans that meet coverage needs for medical expenses and preventive care. The company can assist with the selection of policies from available market options. Commercial sectors served through this agency include offices, warehouses, and food service operations.

SR
3401 Technology Dr Ste. 160
Spectrum Retirement Solutions
Health Insurance Agent · Lake St Louis, MO

Spectrum Retirement Solutions serves the residential health insurance needs of individuals and families in and around Lake St Louis, MO. The agency also assists local businesses with commercial health coverage options for their employees, ensuring plans meet the group’s specific requirements. Their service area extends throughout St Charles County and nearby communities, allowing clients convenient access to professional guidance. After enrollment, the team provides thorough follow-up support and can adjust coverage during annual enrollment periods or when personal circumstances change between regular visits.

SC
3401 Technology Dr suite 180
Stuckey & Company
Health Insurance Agent · Lake St Louis, MO

Stuckey & Company in Lake St Louis, MO, is known for guiding individuals and families through health insurance plan selection, enrollment, and annual renewals. Its service range includes Medicare Advantage plans, supplement policies, and individual major medical coverage. The agency works with multiple carriers to present clients with a variety of benefit structures and premium options. For those needing more comprehensive support, Stuckey & Company can add on assistance with long-term care insurance applications and policy review.

MH
6280 Ronald Reagan Dr
Mid Health Insurance LLC
Health Insurance Agent · Lake St Louis, MO
(636) 698-7401
BC
1000 Lake St Louis Blvd Ste. 206
Bill Crets Insurance Agency
Health Insurance Agent · Lake St Louis, MO
(636) 561-3700
stlouischurchinsurance.com
IA
1000 Lake St Louis Blvd
The Insurance Angels
Health Insurance Agent · Lake St Louis, MO
(636) 243-1200
HG
11102 Veterans Memorial Pkwy
Health Group Advisors
Health Insurance Agent · Lake St Louis, MO
(636) 265-2733
advisorsforseniors.com
SI
10890 Veterans Memorial Pkwy
Steinlage Insurance Agency Administration
Health Insurance Agent · Lake St Louis, MO
(636) 561-5060
steinlageagency.com

What Does a a Health Insurance Agent in Lake St Louis Cost?

Health insurance agents in Missouri are typically paid by insurance carriers through commissions not by charging you directly. However some agents may charge a consulting fee for complex cases. Premiums for ACA plans in Missouri vary widely by age income and plan tier with bronze plans often starting around $300 per month for a 40 year old and silver plans near $450 per month. Medicare Supplement plans in the Lake St Louis area can range from $100 to $250 per month depending on the plan type and your age. This is general information not insurance advice.

About health insurance agents in Lake St Louis

Health insurance agents in Lake St Louis Missouri help individuals families and small businesses find suitable coverage. Missouri law requires agents to hold a valid state license and follow regulations set by the Missouri Department of Insurance. Local agents can explain plan options for the federal marketplace as well as private policies available in St Charles County.

Frequently Asked Questions

What types of health insurance plans can an agent in Lake St Louis help me with?

Agents can assist with ACA marketplace plans Medicare Advantage and Supplement plans short term medical policies and group health insurance for small businesses. They review your needs and compare options from multiple carriers licensed in Missouri.

How do I verify a health insurance agent license in Missouri?

You can check an agent license status on the Missouri Department of Insurance website using the license lookup tool. All agents selling health insurance in Missouri must hold a valid license and complete continuing education requirements.

Is there a time limit to enroll in a health plan through an agent in Missouri?

Open enrollment for ACA plans typically runs from November 1 to January 15 each year. Outside that window you may qualify for a special enrollment period due to life events like marriage birth or loss of other coverage. Medicare enrollment periods also have specific dates set by federal rules.

Health Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.