The top-rated health insurance agent in Independence, Missouri is Matrix Insurance, rated 4.7 stars across 208 reviews. Other highly rated options include The Insurance Groupe, Budget For Less LLC, Monarch Insurance. This directory lists 17 health insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 2 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 3 | Budget For Less LLC | 10808 East 23rd St S | (816) 252-5213 |
| 4 | Monarch Insurance | 11301 E US Hwy 40 | (816) 203-7405 |
| 5 | Hometown Insurance Agency LLC | 4800 S Cochise Dr | (816) 795-7200 |
| 6 | Beacon Point Insurance | 114 S Main St Suite 102 | (816) 254-6100 |
| 7 | SF Services LLC | 4710 S Cedar Crest Ct Suite 800 | (816) 795-5108 |
| 8 | AAA Independence Insurance and Member Services | 19210 East 39th St S Suite B | (816) 373-1717 |
| 9 | Brent Lilly Agency Inc American Family Insurance | 19049 E Valley View Pkwy ste f | (816) 795-9945 |
| 10 | Garner Insurance Agency | 3031 M 291 Frontage Rd #100 | (816) 200-7459 |
Matrix Insurance serves Independence, Missouri and the surrounding area as a local health insurance agent. The company helps individuals and families compare plans during open enrollment and navigate special enrollment periods. It also provides assistance understanding coverage options for self-employed residents and small businesses. For those managing ongoing care, the agency can guide clients through Medicare plan selections and offers support with dental and vision insurance needs.
The Insurance Groupe provides health insurance agent services for individuals and families in Independence, MO. It assists clients in comparing and enrolling in health plans from major insurers. The agency offers ongoing support for policy changes, claims questions, and annual renewals. Its service model includes regular policy reviews to adapt to changing healthcare needs. TheInsurance Groupe serves a range of property situations, including single-family homes and apartments for individual clients, as well as local retail businesses and restaurants requiring group health coverage.
Budget For Less LLC serves clients in Independence, Missouri, and the surrounding communities, handling health insurance plans for individuals and families. The company addresses coverage needs such as medical, dental, and supplemental policies, connecting customers with suitable options from various carriers. To manage each typical job, it reviews a client's current health situation and budget constraints, then presents a selection of available plans for comparison before helping with the enrollment process.
Monarch Insurance in Independence, MO, distinguishes between one-time policy consultations and ongoing plan management services for local health insurance needs. Coverage options are explained to help individuals and families select suitable medical, dental, or vision plans within their budget. All appointments focus on clarifying annual enrollment periods or qualifying life events. Service runs on a scheduled appointment basis, with flexibility to meet clients as needed throughout the year for policy reviews.
As local families review their coverage options during open enrollment periods in Independence, Hometown Insurance Agency LLC helps residents understand their health insurance choices. The agency provides guidance on plan comparisons, explaining differences between deductibles, premiums, and provider networks. Its role involves clarifying government program eligibility and offering insights into how local medical facilities accept various policies. An initial consultation typically begins with a review of the client’s current coverage needs to identify possible cost-saving opportunities and healthcare access solutions.
At Beacon Point Insurance in Independence, MO, the agency specializes in guiding individuals and families through the selection of individual and family health plans. It also assists local businesses in finding appropriate group coverage options for their employees. The team works year-round to explain plan benefits, network options, and out-of-pocket costs in plain language. During the annual open enrollment period, it helps clients navigate changing policy details and re-enrollment deadlines for the coming coverage year.
SF Services LLC assists individuals and families in Independence, MO, with navigating their health insurance options. The agency specializes in connecting clients with suitable health coverage plans, including major medical policies and supplemental insurance products. By evaluating personal needs and budgets, the company helps residents select plans that provide necessary medical care and financial protection. Its services are available to those working in local offices, warehouses, and food service establishments, ensuring these commercial sectors can access appropriate health coverage for their employees.
Homeowners, families, and individuals in Independence turn to AAA Independence Insurance and Member Services for health insurance guidance. The agency assists with plan selection, enrollment, and claims support, helping clients navigate Medicare supplements, individual policies, and group coverage options. Services are designed to clarify complex benefits and ensure adequate protection. This health insurance agent also serves clients throughout the greater Kansas City metropolitan area, including nearby communities such as Lee's Summit and Blue Springs.
Brent Lilly Agency Inc American Family Insurance serves Independence, MO, residents, helping them find health coverage that fits their personal medical needs and budgets. The agency also assists local business owners with commercial health insurance options, supporting employers in offering employee benefits across the greater Independence area. Clients can expect clear explanations of available plans during initial appointments. The team encourages customers to return between regular visits for policy reviews, ensuring their coverage remains aligned with changing circumstances or health requirements.
Garner Insurance Agency, based in Independence, MO, is recognized for helping individuals and families find suitable health coverage that meets their medical needs and budget. The agency guides clients through plan options, enrollment periods, and policy details, simplifying a complex process. It offers access to major insurance carriers for individual, family, and group health plans. For clients needing extra financial protection, the agency also provides Medicare supplement policies.
What Does a a Health Insurance Agent in Independence Cost?
The cost of health insurance plans found through an agent in Missouri depends on your age income and plan type. For an ACA marketplace plan monthly premiums for a 40 year old in Independence can range from 350 to 700 before subsidies. Medicare Supplement plans typically cost between 100 and 300 per month. Short term plans may be 150 to 400 per month. This is general information not insurance advice.
About health insurance agents in Independence
Health insurance agents in Independence Missouri help individuals families and small businesses find health plans that fit their needs and budget. Missouri law requires all health insurance agents to hold a valid state license and follow strict consumer protection rules. Agents can explain options under the Affordable Care Act as well as short term plans and Medicare supplements available in Jackson County.
Frequently Asked Questions
What does a health insurance agent in Independence do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain deductibles copays and out of pocket maximums. Agents also assist with annual renewals and life changes like marriage or job loss.
Do I have to pay a fee to use a health insurance agent in Missouri?
No. Health insurance agents in Missouri are typically paid by the insurance company not by you. Their commission is built into the plan premium so you pay the same price whether you use an agent or go directly to the carrier.
Can an agent help me with Medicaid or CHIP in Missouri?
Agents can provide general information about Medicaid and the Childrens Health Insurance Program. However you must apply for these programs through the Missouri Department of Social Services or the federal Health Insurance Marketplace.
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