The top-rated health insurance agent in Sterling Heights, Michigan is Summit Health Services, rated 5.0 stars across 302 reviews. Other highly rated options include The Salvati Insurance Group, Inc., Lakeside Insurance Agency, Millennium Insurance Agency LLC -34865 Mound Rd. This directory lists 13 health insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Health Services | 43409 Schoenherr Rd | (248) 779-1000 |
| 2 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 3 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 4 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
| 6 | ISU-Great Northern Insurance Agency | 39850 Van Dyke Ave | (248) 856-9000 |
| 7 | Denys Michael Agency | 43599 Schoenherr Rd #200a | (586) 739-9937 |
| 8 | Shannon Szajna Licensed Independent Medicare and Health Insurance Broker | 37099 Nottingham Dr | (248) 854-7189 |
| 9 | Primary Insurance Group | 2071 15 Mile Rd | (586) 979-1755 |
| 10 | Cherokee Insurance Company | 34200 Mound Rd | (800) 201-0450 |
Summit Health Services serves clients throughout Macomb County and the surrounding metro Detroit area as a health insurance agent. It assists individuals, families, and small groups with navigating plan options for major medical coverage. The company provides personalized guidance to help customers compare policies during open enrollment periods. Summit Health Services also handles Medicare supplement plans and prescription drug plans for residents in Sterling Heights and nearby communities.
The Salvati Insurance Group, Inc. offers a range of personal health coverage solutions, including individual and family plans. Its team assists clients with policy selection, enrollment, and ongoing claims support. The agency focuses on navigating the complex healthcare marketplace in Sterling Heights, Michigan, providing annual plan reviews and renewal management. It services single-family homes, apartments, retail establishments, and local restaurants seeking group health insurance options.
Homeowners, families, and individuals in Sterling Heights turn to Lakeside Insurance Agency for health insurance coverage tailored to their medical needs and budget. The agency assists with plan selection, enrollment, and ongoing policy management, including understanding deductibles and provider networks. Their services help local residents navigate annual open enrollment periods and life changes that require adjustments to existing plans. They also extend these services to neighboring communities throughout Macomb County, including Clinton Township and Utica.
Millennium Insurance Agency LLC on Mound Road in Sterling Heights helps clients distinguish between a single health plan purchase for immediate coverage and the recurring adjustments needed when policies renew or life circumstances change. They explain how different health insurance options cover routine doctor visits, emergency care, and prescription medications in this area. Their service runs on both a one-time and as-needed basis when individuals require initial enrollment help or ongoing policy reviews.
Serving Sterling Heights and the surrounding communities of Macomb County, Gallagher Insurance, Risk Management & Consulting functions as a health insurance agent guiding clients through individual and group coverage options. It handles medical plans and related risk management needs for families and local businesses. For a typical engagement, the agency first conducts a detailed review of the client’s current health care usage and financial priorities to identify suitable policies. It then presents aligned plan comparisons, explaining deductibles and network differences, before assisting with the final enrollment process.
As Michigan residents review their coverage needs during the annual open enrollment period in Sterling Heights, ISU-Great Northern Insurance Agency provides guidance on available health plans. The agency helps individuals and families compare options, navigate deductibles, and understand network requirements for local medical providers. Each consultation includes a thorough initial assessment to identify a health insurance product that fits both budget and care preferences.
Denys Michael Agency operates as a health insurance agent in Sterling Heights, Michigan, assisting residents with finding and enrolling in medical coverage plans that fit their individual needs. The agency specializes in navigating the complexities of insurance policies to help clients secure appropriate benefits. It works with small businesses, offering guidance on group health options for their employees. The agency can serve commercial sectors that include offices, warehouses, and food service operations.
Shannon Szajna Licensed Independent Medicare and Health Insurance Broker provides residential health insurance services to individuals and families in Sterling Heights, Michigan. Commercial coverage options are also available for local small businesses throughout the broader metro area. Clients can receive guidance navigating Medicare plans and individual health policies. After an initial consultation, the office follows up to confirm coverage details and remains available for ongoing support or annual plan reviews between regular visits.
Primary Insurance Group of Sterling Heights, MI is known for guiding individuals and families through the health insurance enrollment process. The agency offers a range of major medical and supplemental plans, helping clients compare coverage options from various carriers throughout the year. Its representatives assist with understanding plan benefits, deductibles, and network restrictions during open enrollment periods. The company additionally provides guidance for those seeking short-term health coverage or Medicare supplement policies to close gaps in standard plans.
Cherokee Insurance Company, serving Sterling Heights, Michigan, specializes in assisting clients with Medicare supplement selections and individual health plan comparisons. Its general service work includes helping families and self-employed individuals navigate marketplace enrollment paperwork and coverage options. The agency focuses on finding suitable policies that match each person’s medical needs and budget. For those facing unexpected job changes or approaching open enrollment deadlines, it provides timely guidance to prevent gaps in necessary medical coverage during these critical transitional periods.
What Does a a Health Insurance Agent in Sterling Heights Cost?
Health insurance premiums in Michigan vary by plan type age and location. For a mid level plan a single adult in Sterling Heights might pay between 300 and 600 dollars per month before subsidies. Many residents qualify for premium tax credits that lower their monthly cost. Out of pocket costs like deductibles and copays also differ by plan. This is general information and not insurance advice.
About health insurance agents in Sterling Heights
Health insurance agents in Sterling Heights Michigan help individuals and families find coverage that fits their needs and budget. Michigan law requires agents to be licensed by the state Department of Insurance and Financial Services. Agents can explain plans available through the Health Insurance Marketplace as well as private options.
Frequently Asked Questions
What does a health insurance agent in Sterling Heights do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can explain deductibles copays and out of pocket maximums. Agents also help with special enrollment periods if you have a qualifying life event.
Do I have to pay a fee to use a health insurance agent in Michigan?
In most cases you do not pay a fee directly to the agent. Agents are typically paid commissions by the insurance company. This means you get their help at no extra cost to you.
When can I enroll in a health plan in Sterling Heights?
Open enrollment for Marketplace plans usually runs from November 1 to January 15 each year. Outside of open enrollment you may qualify for a special enrollment period if you lose other coverage move or have a major life change. Michigan also offers year round enrollment for Medicaid and some other programs.
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