The top-rated health insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), The Derek Stein Agency - Farm Bureau Insurance, Corporate Insurance Planners. This directory lists 12 health insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Benefits Group | 4485 Commerce Woods Dr | (734) 657-4797 |
| 2 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 3 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 4 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 5 | Benchmark Financial Limited | 8884 Commerce Rd | (248) 642-0700 |
| 6 | Humana Inc | 3301 N Pontiac Trail #2618 | (800) 448-6262 |
| 7 | Action Health Insurance Agency | 8615 Richardson Rd # 100 | (248) 366-8680 |
| 8 | Paul Donnelly - State Farm Insurance Agent | 2600 Union Lake Rd Suite 110 | (248) 242-7060 |
| 9 | Tropolis Insurance | 3060 S Commerce Rd | (248) 926-1300 |
| 10 | David Mostyn Insurance Agency | 2153 N Pontiac Trail | (248) 859-5700 |
Medicare Benefits Group serves Commerce Township and western Oakland County as a health insurance agent assisting clients with Medicare plan selection. The agency helps individuals evaluate coverage options, compare plan details, and understand enrollment periods to make informed decisions. Beneficiaries receive guidance regarding Medicare Advantage plans, prescription drug coverage through Part D, and Medicare Supplement insurance policies. The agency also handles annual enrollment period changes and initial enrollment for those turning sixty-five.
Acrisure Commerce Township helps individuals and families secure health insurance coverage that meets their medical needs and financial circumstances. The agency provides access to plans from multiple carriers, assisting with enrollment, policy questions, and annual reviews to ensure continued suitability of coverage. Ongoing support includes assistance during open enrollment periods and help navigating claims or changes in health status. The agency services single-family homeowners, residents of apartment complexes, and local retail shops and restaurants seeking coverage for employees or themselves.
The Derek Stein Agency - Farm Bureau Insurance serves homeowners, renters, and local business owners in Commerce Township, MI, providing health insurance agent services. It assists individuals and families in understanding their coverage options and selecting plans that fit their medical needs and budgets. The agency works closely with clients to answer questions about policies and manage claims throughout the year. Its services also extend to residents in the neighboring community of Walled Lake and surrounding areas of Oakland County.
Corporate Insurance Planners serves the Commerce Township, Michigan area and surrounding communities throughout Oakland County. The agency handles individual and family health insurance plans, including marketplace options and private policies. It also assists small business owners with group health coverage for their employees. To manage a typical client request, the agency begins by reviewing the client’s current medical needs and budget. It then compares available plan options from major carriers to provide clear, side-by-side recommendations based on coverage details and out-of-pocket costs.
Benchmark Financial Limited, located in Commerce Township, MI, assists clients in distinguishing between one-time health plan enrollments and ongoing coverage management. The company offers guidance on selecting individual or family policies that align with local healthcare needs. Services include helping clients understand plan benefits, network options, and enrollment deadlines throughout the year. Support from Benchmark Financial Limited is available on a scheduled appointment basis, ensuring clients receive personalized attention for their specific insurance requirements without the pressure of ongoing commitment.
Humana Inc in Commerce Township, MI, specializes in helping individuals navigate Medicare plans and supplement options. As a health insurance agent, it provides general assistance in comparing and enrolling in suitable coverage plans for local residents. The agency works with clients to understand policy details, deductibles, and out-of-pocket costs. As the annual Medicare open enrollment period approaches in the fall, it helps customers review their current plans and make timely, necessary changes to their healthcare coverage for the upcoming year.
Action Health Insurance Agency guides clients through their health coverage options in Commerce Township, Michigan. As a dedicated health insurance agent, the company assists individuals and families with selecting appropriate medical plans. It can help with understanding different policy structures, including network types and prescription drug coverage. The agency specializes in adding dental and vision insurance to existing health plans for more complete protection. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Serving residents in Commerce Township, Paul Donnelly - State Farm Insurance Agent helps individuals and families find health insurance coverage that fits their needs. For local businesses, commercial health insurance plans are also available to support employees. The agency’s service area includes the greater Commerce Township community and its surrounding neighborhoods. When clients need adjustments to their coverage or have questions arise between regular visits, the agency provides follow-up assistance to help manage their policy seamlessly.
In the changing seasons of Southeast Michigan, residents often need guidance for adjusting their health coverage to match new family or employment situations. Tropolis Insurance in Commerce Township provides this service directly by analyzing individual medical needs and comparing available insurance plans. They assist with open enrollment questions and help navigate the selection process for individual or group policies. Their work begins with an initial consultation to review a client's current coverage and identify the most suitable options for their specific health requirements.
David Mostyn Insurance Agency, based in Commerce Township, MI, is known for helping individuals and families find health coverage that fits their needs. The agency guides clients through the process of selecting plans, explaining policy details and enrollment periods with clarity. Services include comparing local marketplace options and assisting with subsidy applications. As a health insurance agent, the agency also helps clients navigate plan renewals and resolve coverage issues. Additionally, it offers guidance on supplemental dental insurance as a specialty add-on service.
What Does a a Health Insurance Agent in Commerce Township Cost?
The cost of health insurance plans in Michigan varies widely based on age income and plan type. For 2025 a mid-level Silver plan for a 40-year-old in Oakland County may range from 450 to 700 dollars per month before subsidies. Subsidies based on income can lower monthly premiums significantly. This is general information and not insurance advice.
About health insurance agents in Commerce Township
Health insurance agents in Commerce Township Michigan help residents find individual family and Medicare plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific network options available in Oakland County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Commerce Township do?
A health insurance agent helps you compare plans from different carriers like Blue Cross Blue Shield of Michigan and Priority Health. They explain deductibles copays and out-of-pocket maximums. Agents also assist with enrollment and can help you apply for subsidies through the Health Insurance Marketplace.
When can I enroll in a health insurance plan in Michigan?
Open enrollment for ACA plans in Michigan typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage getting married or having a baby. Medicare open enrollment runs from October 15 to December 7.
Do I pay a fee for using a health insurance agent in Commerce Township?
Health insurance agents are typically paid by the insurance carriers not by the consumer. This means you usually do not pay a separate fee for their services. Always confirm with the agent before working with them to understand any potential costs.
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